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BizmatesTSE:9345 +0.16%80 Interest Coverage is 396.49 as of Dec. 2025, which is 10% above its 10-year median of 360.16. GuruFocus rates TSE:9345 with a GF Score™ of 80/100 and a GF Value™ of 円1,015.68 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 195 Education companies, Bizmates ranks better than 82.05% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Bizmates's
Operating Income
for the
three
months ended in Dec. 2025 was 円74 Mil. Bizmates's Interest Expense for the
three
months ended in Dec. 2025 was 円-0 Mil.
Bizmates's interest coverage for the quarter that ended in Dec. 2025 was 396.49.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Bizmates Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Bizmates's Interest Coverage or its related term are showing as below:
TSE:9345'
s Interest Coverage Range Over the Past 10 Years
Min: 153.28 Med: 360.16 Max: 1173.76
Current: 236.33
TSE:9345's Interest Coverage is ranked better than 82.05% of 195
companies
in the Education industry
Industry Median: 13.52
vs TSE:9345: 236.33
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Bizmates Interest Coverage Related Terms
Bizmates Interest Coverage Historical Data
* Premium members only.
The historical data trend for Bizmates's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:9345 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, Bizmates's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bizmates Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Bizmates's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Bizmates's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bizmates (TSE:9345) has a Interest Coverage of 396.49 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bizmates and its competitors. This is 10% above median its historical median of 360.16. Over the past decade, Bizmates' Interest Coverage has ranged from 153.28 to 1,173.76. According to the industry distribution chart, Bizmates ranks #35 out of 195 companies in the Education industry, placing it in the top 17.9%.
Is Bizmates' Interest Coverage too high?
Bizmates' current Interest Coverage of 396.49 is 10% above median its 10-year median of 360.16. Over the past 10 years, this metric has ranged from a low of 153.28 to a high of 1,173.76. The Education industry median Interest Coverage is 13.52. Bizmates' value of 396.49 is 2832.6% above this industry median. Based on the distribution chart, Bizmates ranks #35 out of 195 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Bizmates has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bizmates' Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Bizmates ranks #35 out of 195 companies for Interest Coverage. This places Bizmates in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.52. Bizmates' value of 396.49 is 2832.6% above this benchmark. Historically, Bizmates' own Interest Coverage has ranged from 153.28 to 1,173.76 over the past decade. While the company's 10-year median is 360.16 vs. the industry median of 13.52, Bizmates has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.52, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bizmates's current Interest Coverage of 396.49 is 2832.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bizmates and its competitors. For the Education industry, the median Interest Coverage is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bizmates's current Interest Coverage is 396.49, which is 10% above median its own 10-year median of 360.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bizmates stock overvalued right now?
Based on GuruFocus' analysis, Bizmates (TSE:9345) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,015.68, compared to a current price of 円632.00 — trading 37.8% below its estimated fair value. The current Interest Coverage is 396.49, which is 10% above median its 10-year median of 360.16 and 2832.6% above the Education industry median of 13.52. Bizmates' overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bizmates (TSE:9345), the current Interest Coverage is 396.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bizmates (TSE:9345) Overvalued in 2026?
Based on GuruFocus' analysis, Bizmates stock appears to be undervalued.
The current stock price of 円632.00 is trading 37.8% below its estimated GF Value™ of 円1,015.68.
GuruFocus considers Bizmates to be Significantly Undervalued.
Key valuation signals for TSE:9345:
Interest Coverage: 396.49 (10% above median its 10-year median of 360.16)
GF Value™: 円1,015.68 vs. price of 円632.00 (37.8% below fair value)
Industry Position: 2832.6% above the Education median (#35 of 195)
No single metric tells the full story. See the TSE:9345 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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