Brookfield Wealth Solutions (TSX:BNT) Debt-to-EBITDA : -2.89 (As of Mar. 2026)

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TSX:BNT Brookfield Wealth Solutions Ltd TSX:BNT
71 GF Score
Price C$62.42
GF Value C$54.28
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Brookfield Wealth Solutions Debt-to-EBITDA?

Brookfield Wealth Solutions TSX:BNT +0.37% 71 Debt-to-EBITDA is -2.89 as of Mar. 2026. GuruFocus rates TSX:BNT with a GF Score™ of 71/100 and a GF Value™ of C$54.28 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 324 Insurance companies, Brookfield Wealth Solutions ranks worse than 88.58% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Brookfield Wealth Solutions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was C$1,025 Mil. Brookfield Wealth Solutions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was C$6,783 Mil. Brookfield Wealth Solutions's annualized EBITDA for the quarter that ended in Mar. 2026 was C$-2,700 Mil. Brookfield Wealth Solutions's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was -2.89.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Brookfield Wealth Solutions's Debt-to-EBITDA or its related term are showing as below:

TSX:BNT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.19   Med: 2.96   Max: 5.86
Current: 4.35

During the past 8 years, the highest Debt-to-EBITDA Ratio of Brookfield Wealth Solutions was 5.86. The lowest was -6.19. And the median was 2.96.

TSX:BNT's Debt-to-EBITDA is ranked worse than
88.58% of 324 companies
in the Insurance industry
Industry Median: 1.2 vs TSX:BNT: 4.35

Brookfield Wealth Solutions  (TSX:BNT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Brookfield Wealth Solutions Debt-to-EBITDA Related Terms


Brookfield Wealth Solutions Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Brookfield Wealth Solutions's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brookfield Wealth Solutions Debt-to-EBITDA Chart

Brookfield Wealth Solutions Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -6.19 5.86 3.36 2.55 3.64

Brookfield Wealth Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.88 1.61 1.30 9.68 -2.89

TSX:BNT vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Brookfield Wealth Solutions's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brookfield Wealth Solutions Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Brookfield Wealth Solutions's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Brookfield Wealth Solutions's Debt-to-EBITDA falls into.


TSX:BNT
71GF Score
Brookfield Wealth Solutions Ltd TSX:BNT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Brookfield Wealth Solutions Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Brookfield Wealth Solutions's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1258.104 + 6591.251) / 2157.538
=3.64

Brookfield Wealth Solutions's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1024.884 + 6783.168) / -2700.096
=-2.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -2.89 mean?
Brookfield Wealth Solutions (TSX:BNT) has a Debt-to-EBITDA of -2.89 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Brookfield Wealth Solutions. According to the industry distribution chart, Brookfield Wealth Solutions ranks #287 out of 324 companies in the Insurance industry, placing it in the top 88.6%.
Is Brookfield Wealth Solutions' Debt-to-EBITDA too high?
Brookfield Wealth Solutions' current Debt-to-EBITDA is -2.89. Based on the distribution chart, Brookfield Wealth Solutions ranks #287 out of 324 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Brookfield Wealth Solutions has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Brookfield Wealth Solutions' Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Brookfield Wealth Solutions ranks #287 out of 324 companies for Debt-to-EBITDA. This places Brookfield Wealth Solutions in the lower half of its industry. The industry median Debt-to-EBITDA is 1.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.20, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Brookfield Wealth Solutions. For the Insurance industry, the median Debt-to-EBITDA is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brookfield Wealth Solutions's current Debt-to-EBITDA is -2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brookfield Wealth Solutions stock overvalued right now?
Based on GuruFocus' analysis, Brookfield Wealth Solutions (TSX:BNT) is currently considered Modestly Overvalued. The stock's GF Value™ is C$54.28, compared to a current price of C$62.42 — trading 15% above its estimated fair value. The current Debt-to-EBITDA is -2.89. Brookfield Wealth Solutions' overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Brookfield Wealth Solutions (TSX:BNT), the current Debt-to-EBITDA is -2.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brookfield Wealth Solutions (TSX:BNT) Overvalued in 2026?

Based on GuruFocus' analysis, Brookfield Wealth Solutions stock appears to be overvalued. The current stock price of C$62.42 is trading 15% above its estimated GF Value™ of C$54.28. GuruFocus considers Brookfield Wealth Solutions to be Modestly Overvalued.

Key valuation signals for TSX:BNT:

  • Debt-to-EBITDA: -2.89
  • GF Value™: C$54.28 vs. price of C$62.42 (15% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the TSX:BNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brookfield Wealth Solutions Business Description

Other Exchanges BNT:USA
Address 94 Pitts Bay Road, Ideation House, First Floor, Pembroke, BMU, HM08
Brookfield Wealth Solutions Ltd, formerly Brookfield Reinsurance Ltd operates a capital solutions business providing insurance and reinsurance services to individuals and institutions. Through its subsidiary, the company offers a broad range of insurance products and services, including life insurance and annuities, and personal and commercial property and casualty insurance. The Company's reporting segments are Annuities, P&C, Life Insurance and Corporate and Other. Majority revenue is generated from Annuities segment followed by P&C.
71GF Score

Get the complete analysis for TSX:BNT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$62.42
Price
C$54.28
GF Value