Brookfield Wealth Solutions (TSX:BNT) Moat Score: 6/10 (As of Jul. 06, 2026)


TSX:BNT Brookfield Wealth Solutions Ltd TSX:BNT
71 GF Score
Price C$61.45
GF Value C$53.44
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Brookfield Wealth Solutions Moat Score?

Brookfield Wealth Solutions TSX:BNT -0.19% 71 Moat Score is 6 as of Jul. 06, 2026. GuruFocus rates TSX:BNT with a GF Score™ of 71/100 and a GF Value™ of C$53.44 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 598 Insurance companies, Brookfield Wealth Solutions ranks better than 94.98% on this metric.

Brookfield Wealth Solutions has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Brookfield Wealth Solutions has Narrow Moat: Brookfield Wealth Solutions has a strong position in the financial sector with some brand strength and customer loyalty. However, it lacks significant regulatory barriers and superior distribution networks, limiting its moat to a strong narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Brookfield Wealth Solutions might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Brookfield Wealth Solutions  (TSX:BNT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Brookfield Wealth Solutions Moat Score Related Terms

TSX:BNT vs BRK.A, AIG, HIG: Moat Score Comparison

For the Insurance - Diversified subindustry, Brookfield Wealth Solutions's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Brookfield Wealth Solutions Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Brookfield Wealth Solutions's Moat Score distribution charts can be found below:

* The bar in red indicates where Brookfield Wealth Solutions's Moat Score falls into.


TSX:BNT
71GF Score
Brookfield Wealth Solutions Ltd TSX:BNT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Brookfield Wealth Solutions (TSX:BNT) has a Moat Score of 6 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Brookfield Wealth Solutions ranks #30 out of 598 companies in the Insurance industry, placing it in the top 5%.
Is Brookfield Wealth Solutions' Moat Score too high?
Brookfield Wealth Solutions' current Moat Score is 6. Based on the distribution chart, Brookfield Wealth Solutions ranks #30 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Brookfield Wealth Solutions has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Brookfield Wealth Solutions' Moat Score compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Brookfield Wealth Solutions ranks #30 out of 598 companies for Moat Score. This places Brookfield Wealth Solutions in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Brookfield Wealth Solutions's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brookfield Wealth Solutions stock overvalued right now?
Based on GuruFocus' analysis, Brookfield Wealth Solutions (TSX:BNT) is currently considered Modestly Overvalued. The stock's GF Value™ is C$53.44, compared to a current price of C$61.45 — trading 15% above its estimated fair value. The current Moat Score is 6. Brookfield Wealth Solutions' overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Brookfield Wealth Solutions (TSX:BNT), the current Moat Score is 6 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brookfield Wealth Solutions (TSX:BNT) Overvalued in 2026?

Based on GuruFocus' analysis, Brookfield Wealth Solutions stock appears to be overvalued. The current stock price of C$61.45 is trading 15% above its estimated GF Value™ of C$53.44. GuruFocus considers Brookfield Wealth Solutions to be Modestly Overvalued.

Key valuation signals for TSX:BNT:

  • Moat Score: 6
  • GF Value™: C$53.44 vs. price of C$61.45 (15% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the TSX:BNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Brookfield Wealth Solutions Business Description

Other Exchanges BNT:USA
Address 94 Pitts Bay Road, Ideation House, First Floor, Pembroke, BMU, HM08
Brookfield Wealth Solutions Ltd, formerly Brookfield Reinsurance Ltd operates a capital solutions business providing insurance and reinsurance services to individuals and institutions. Through its subsidiary, the company offers a broad range of insurance products and services, including life insurance and annuities, and personal and commercial property and casualty insurance. The Company's reporting segments are Annuities, P&C, Life Insurance and Corporate and Other. Majority revenue is generated from Annuities segment followed by P&C.
71GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$61.45
Price
C$53.44
GF Value