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Tieto OyjTTEVF 68 Debt-to-EBITDA is 1.37 as of Jun. 2026, which is 32% below its 10-year median of 2.02. GuruFocus rates TTEVF with a GF Score™ of 68/100 and a GF Value™ of $24.45. The stock has 7 warning signs investors should review. Among 1,735 Software companies, Tieto Oyj ranks worse than 63.17% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Tieto Oyj's Debt-to-EBITDA or its related term are showing as below:
TTEVF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.89 Med: 2.02 Max: 5.7
Current: 1.79
During the past 13 years, the highest Debt-to-EBITDA Ratio of Tieto Oyj was 5.70. The lowest was 0.89. And the median was 2.02.
TTEVF's Debt-to-EBITDA is ranked worse than 63.17% of 1735
companies
in the Software industry
Industry Median: 0.98
vs TTEVF: 1.79
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Tieto Oyj Debt-to-EBITDA Related Terms
Tieto Oyj Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Tieto Oyj's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TTEVF vs IBM, ACN, FISV: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Tieto Oyj's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tieto Oyj Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Tieto Oyj's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Tieto Oyj's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Tieto Oyj (TTEVF) has a Debt-to-EBITDA of 1.37 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tieto Oyj. This is 32% below median its historical median of 2.02. Over the past decade, Tieto Oyj's Debt-to-EBITDA has ranged from 0.89 to 5.70. According to the industry distribution chart, Tieto Oyj ranks #1096 out of 1735 companies in the Software industry, placing it in the top 63.2%.
Is Tieto Oyj's Debt-to-EBITDA too high?
Tieto Oyj's current Debt-to-EBITDA of 1.37 is 32% below median its 10-year median of 2.02. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 5.70. The Software industry median Debt-to-EBITDA is 0.98. Tieto Oyj's value of 1.37 is 39.8% above this industry median. Based on the distribution chart, Tieto Oyj ranks #1096 out of 1735 companies in the Software industry, which is below the industry midpoint. Overall, Tieto Oyj has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Tieto Oyj's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Tieto Oyj ranks #1096 out of 1735 companies for Debt-to-EBITDA. This places Tieto Oyj in the lower half of its industry. The industry median Debt-to-EBITDA is 0.98. Tieto Oyj's value of 1.37 is 39.8% above this benchmark. Historically, Tieto Oyj's own Debt-to-EBITDA has ranged from 0.89 to 5.70 over the past decade. While the company's 10-year median is 2.02 vs. the industry median of 0.98, Tieto Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,735 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tieto Oyj's current Debt-to-EBITDA of 1.37 is 39.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tieto Oyj. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tieto Oyj's current Debt-to-EBITDA is 1.37, which is 32% below median its own 10-year median of 2.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tieto Oyj stock overvalued right now?
Tieto Oyj (TTEVF) has a current Debt-to-EBITDA of 1.37. The stock's GF Value™ is $24.45, compared to a current price of $31.75 — trading 29.9% above its estimated fair value. The current Debt-to-EBITDA is 1.37, which is 32% below median its 10-year median of 2.02 and 39.8% above the Software industry median of 0.98. Tieto Oyj's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tieto Oyj (TTEVF), the current Debt-to-EBITDA is 1.37 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tieto Oyj (TTEVF) Overvalued in 2026?
Based on GuruFocus' analysis, Tieto Oyj stock appears to be overvalued.
The current stock price of $31.75 is trading 29.9% above its estimated GF Value™ of $24.45.
Key valuation signals for TTEVF:
Debt-to-EBITDA: 1.37 (32% below median its 10-year median of 2.02)
GF Value™: $24.45 vs. price of $31.75 (29.9% above fair value)
Industry Position: 39.8% above the Software median (#1096 of 1735)
No single metric tells the full story. See the TTEVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tieto Oyj is a software and technology consulting company. The company provides software and digital engineering services to customers across multiple industries. Its operations include specialized software businesses such as Tieto Caretech, Tieto Banktech, and Tieto Indtech, as well as a technology consulting business. The company offers services in areas including software development, design, cloud, and artificial intelligence.
68GF Score
Get the complete analysis for TTEVF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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