VtexVTEX -0.96%68 Debt-to-EBITDA is 0.09 as of Mar. 2026, which is 36% below its 10-year median of 0.14. GuruFocus rates VTEX with a GF Score™ of 68/100 and a GF Value™ of $7.51 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,702 Software companies, Vtex ranks better than 87.43% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Vtex's Debt-to-EBITDA or its related term are showing as below:
VTEX'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.41 Med: 0.14 Max: 123.06
Current: 0.1
During the past 8 years, the highest Debt-to-EBITDA Ratio of Vtex was 123.06. The lowest was -0.41. And the median was 0.14.
VTEX's Debt-to-EBITDA is ranked better than 87.43% of 1702
companies
in the Software industry
Industry Median: 1.075
vs VTEX: 0.10
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Vtex Debt-to-EBITDA Related Terms
Vtex Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Vtex's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Vtex's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vtex Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Vtex's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Vtex's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Vtex (VTEX) has a Debt-to-EBITDA of 0.09 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vtex. This is 36% below median its historical median of 0.14. According to the industry distribution chart, Vtex ranks #214 out of 1702 companies in the Software industry, placing it in the top 12.6%.
Is Vtex's Debt-to-EBITDA too high?
Vtex's current Debt-to-EBITDA of 0.09 is 36% below median its 10-year median of 0.14. The Software industry median Debt-to-EBITDA is 1.08. Vtex's value of 0.09 is 91.6% below this industry median. Based on the distribution chart, Vtex ranks #214 out of 1702 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Vtex has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vtex's Debt-to-EBITDA compare to PAR and PD?
According to the Software industry distribution chart, Vtex ranks #214 out of 1702 companies for Debt-to-EBITDA. This places Vtex in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.08. Vtex's value of 0.09 is 91.6% below this benchmark. While the company's 10-year median is 0.14 vs. the industry median of 1.08, Vtex has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vtex's current Debt-to-EBITDA of 0.09 is 91.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vtex. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vtex's current Debt-to-EBITDA is 0.09, which is 36% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vtex stock overvalued right now?
Based on GuruFocus' analysis, Vtex (VTEX) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.51, compared to a current price of $4.14 — trading 44.9% below its estimated fair value. The current Debt-to-EBITDA is 0.09, which is 36% below median its 10-year median of 0.14 and 91.6% below the Software industry median of 1.08. Vtex's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vtex (VTEX), the current Debt-to-EBITDA is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vtex (VTEX) Overvalued in 2026?
Based on GuruFocus' analysis, Vtex stock appears to be undervalued.
The current stock price of $4.14 is trading 44.9% below its estimated GF Value™ of $7.51.
GuruFocus considers Vtex to be Significantly Undervalued.
Key valuation signals for VTEX:
Debt-to-EBITDA: 0.09 (36% below median its 10-year median of 0.14)
GF Value™: $7.51 vs. price of $4.14 (44.9% below fair value)
Industry Position: 91.6% below the Software median (#214 of 1702)
No single metric tells the full story. See the VTEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vtex provides a software-as-a-service digital commerce platform for enterprise brands and retailers. Its platform enables customers to execute their commerce plan, including building online stores, integrating and managing orders across channels, and creating marketplaces to sell products from third-party vendors. The VTEX platform is designed to be composable and complete, enabling its customers to seamlessly implement, optimize, test, and expand both B2C and B2B digital experiences. It generates maximum revenues from Brazil followed by Latin America and the rest of the world.
68GF Score
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