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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Vtex has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
Vtex shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
GuruFocus does not calculate Vtex's interest coverage with the available data.
Vtex's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.01.
As of today, Vtex's Altman Z-Score is 5.25.
Vtex (NYSE:VTEX) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Vtex has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Vtex Financial Strength Related Terms
VTEX vs PAR, PD, MNTN: Financial Strength Comparison
For the Software - Application subindustry, Vtex's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vtex Financial Strength vs Software Industry
For the Software industry and Technology sector, Vtex's Financial Strength distribution charts can be found below:
* The bar in red indicates where Vtex's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Vtex has a Z-score of 5.25, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 5.25 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vtex (VTEX) has a Financial Strength of 8 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Vtex and its competitors. This is near median its historical median of 8.00. Over the past decade, Vtex's Financial Strength has ranged from 5.00 to 10.00.
Is Vtex's Financial Strength too high?
Vtex's current Financial Strength of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, Vtex has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vtex's Financial Strength compare to PAR and PD?
Vtex's Financial Strength of 8 can be compared against companies in the Software industry. Historically, Vtex's own Financial Strength has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Vtex and its competitors. Vtex's current Financial Strength is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vtex stock overvalued right now?
Based on GuruFocus' analysis, Vtex (VTEX) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.55, compared to a current price of $4.20 — trading 44.4% below its estimated fair value. The current Financial Strength is 8, which is near median its 10-year median of 8.00. Vtex's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Vtex (VTEX), the current Financial Strength is 8 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vtex (VTEX) Overvalued in 2026?
Based on GuruFocus' analysis, Vtex stock appears to be undervalued.
The current stock price of $4.20 is trading 44.4% below its estimated GF Value™ of $7.55.
GuruFocus considers Vtex to be Significantly Undervalued.
Key valuation signals for VTEX:
Financial Strength: 8 (near median its 10-year median of 8.00)
GF Value™: $7.55 vs. price of $4.20 (44.4% below fair value)
No single metric tells the full story. See the VTEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vtex provides a software-as-a-service digital commerce platform for enterprise brands and retailers. Its platform enables customers to execute their commerce plan, including building online stores, integrating and managing orders across channels, and creating marketplaces to sell products from third-party vendors. The VTEX platform is designed to be composable and complete, enabling its customers to seamlessly implement, optimize, test, and expand both B2C and B2B digital experiences. It generates maximum revenues from Brazil followed by Latin America and the rest of the world.
68GF Score
Get the complete analysis for VTEX
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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