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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Aforti Holding's Debt-to-EBITDA or its related term are showing as below:
WAR:AFH'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6390.74 Med: 6.41 Max: 14.29
Current: -6390.74
During the past 13 years, the highest Debt-to-EBITDA Ratio of Aforti Holding was 14.29. The lowest was -6390.74. And the median was 6.41.
WAR:AFH's Debt-to-EBITDA is not ranked
in the Business Services industry.
Industry Median: 1.66
vs WAR:AFH: -6390.74
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Aforti Holding Debt-to-EBITDA Related Terms
Aforti Holding Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Aforti Holding's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:AFH vs CTAS, GPN, ARMK: Debt-to-EBITDA Comparison
For the Specialty Business Services subindustry, Aforti Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aforti Holding Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Aforti Holding's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Aforti Holding's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Aforti Holding (WAR:AFH) has a Debt-to-EBITDA of 30.24 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Aforti Holding. This is 372% above median its historical median of 6.41.
Is Aforti Holding's Debt-to-EBITDA too high?
Aforti Holding's current Debt-to-EBITDA of 30.24 is 372% above median its 10-year median of 6.41. The Business Services industry median Debt-to-EBITDA is 1.66. Aforti Holding's value of 30.24 is 1721.7% above this industry median. Overall, Aforti Holding has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Aforti Holding's Debt-to-EBITDA compare to CTAS and GPN?
Aforti Holding's Debt-to-EBITDA of 30.24 can be compared against companies in the Business Services industry. The industry median Debt-to-EBITDA is 1.66. Aforti Holding's value of 30.24 is 1721.7% above this benchmark. While the company's 10-year median is 6.41 vs. the industry median of 1.66, Aforti Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.66, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aforti Holding's current Debt-to-EBITDA of 30.24 is 1721.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Aforti Holding. For the Business Services industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aforti Holding's current Debt-to-EBITDA is 30.24, which is 372% above median its own 10-year median of 6.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aforti Holding stock overvalued right now?
Aforti Holding (WAR:AFH) has a current Debt-to-EBITDA of 30.24. The stock's GF Value™ is zł7.67, compared to a current price of zł2.50 — trading 67.4% below its estimated fair value. The current Debt-to-EBITDA is 30.24, which is 372% above median its 10-year median of 6.41 and 1721.7% above the Business Services industry median of 1.66. Aforti Holding's overall GF Score™ is 8/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Aforti Holding (WAR:AFH), the current Debt-to-EBITDA is 30.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aforti Holding (WAR:AFH) Overvalued in 2026?
Based on GuruFocus' analysis, Aforti Holding stock appears to be undervalued.
The current stock price of zł2.50 is trading 67.4% below its estimated GF Value™ of zł7.67.
Key valuation signals for WAR:AFH:
Debt-to-EBITDA: 30.24 (372% above median its 10-year median of 6.41)
GF Value™: zł7.67 vs. price of zł2.50 (67.4% below fair value)
Industry Position: 1721.7% above the Business Services median
No single metric tells the full story. See the WAR:AFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aforti Holding SA is a financial group that offers services in private and corporate finance. The company addresses the needs of Entrepreneurs as well as companies of the SME sector by offering a wide range of financial services that support business development, such as financing the company operations, online foreign exchange, management of liabilities, or factoring. It operates in Warsaw, Szczecin, Poznan, Cracow, Rzeszow, Rybnik, and Katowice.
8GF Score
Get the complete analysis for WAR:AFH
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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