Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Aforti Holding's
Operating Income
for the
three
months ended in Mar. 2026 was zł2.1 Mil. Aforti Holding's Interest Expense for the
three
months ended in Mar. 2026 was zł-0.2 Mil.
Aforti Holding's interest coverage for the quarter that ended in Mar. 2026 was 9.05.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Aforti Holding SA interest coverage is 1.41, which is low.
The historical rank and industry rank for Aforti Holding's Interest Coverage or its related term are showing as below:
WAR:AFH'
s Interest Coverage Range Over the Past 10 Years
Min: 0 Med: 0 Max: 1.41
Current: 1.41
WAR:AFH's Interest Coverage is not ranked
in the Business Services industry.
Industry Median: 12.98
vs WAR:AFH: 1.41
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Aforti Holding Interest Coverage Related Terms
Aforti Holding Interest Coverage Historical Data
* Premium members only.
The historical data trend for Aforti Holding's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:AFH vs CTAS, GPN, ARMK: Interest Coverage Comparison
For the Specialty Business Services subindustry, Aforti Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aforti Holding Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Aforti Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Aforti Holding's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aforti Holding (WAR:AFH) has a Interest Coverage of 9.05 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aforti Holding and its competitors.
Is Aforti Holding's Interest Coverage too high?
Aforti Holding's current Interest Coverage is 9.05. The Business Services industry median Interest Coverage is 12.98. Aforti Holding's value of 9.05 is 30.3% below this industry median. Overall, Aforti Holding has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Aforti Holding's Interest Coverage compare to CTAS and GPN?
Aforti Holding's Interest Coverage of 9.05 can be compared against companies in the Business Services industry. The industry median Interest Coverage is 12.98. Aforti Holding's value of 9.05 is 30.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aforti Holding's current Interest Coverage of 9.05 is 30.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aforti Holding and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aforti Holding's current Interest Coverage is 9.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aforti Holding stock overvalued right now?
Aforti Holding (WAR:AFH) has a current Interest Coverage of 9.05. The stock's GF Value™ is zł7.67, compared to a current price of zł2.50 — trading 67.4% below its estimated fair value. The current Interest Coverage is 9.05 and 30.3% below the Business Services industry median of 12.98. Aforti Holding's overall GF Score™ is 8/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aforti Holding (WAR:AFH), the current Interest Coverage is 9.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aforti Holding (WAR:AFH) Overvalued in 2026?
Based on GuruFocus' analysis, Aforti Holding stock appears to be undervalued.
The current stock price of zł2.50 is trading 67.4% below its estimated GF Value™ of zł7.67.
Key valuation signals for WAR:AFH:
Interest Coverage: 9.05
GF Value™: zł7.67 vs. price of zł2.50 (67.4% below fair value)
Industry Position: 30.3% below the Business Services median
No single metric tells the full story. See the WAR:AFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aforti Holding SA is a financial group that offers services in private and corporate finance. The company addresses the needs of Entrepreneurs as well as companies of the SME sector by offering a wide range of financial services that support business development, such as financing the company operations, online foreign exchange, management of liabilities, or factoring. It operates in Warsaw, Szczecin, Poznan, Cracow, Rzeszow, Rybnik, and Katowice.
8GF Score
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