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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA or its related term are showing as below:
WAR:BST'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.33 Med: 7.36 Max: 25.31
Current: 18.05
During the past 13 years, the highest Debt-to-EBITDA Ratio of Przedsiebiorstwo Handlowe Best was 25.31. The lowest was 2.33. And the median was 7.36.
WAR:BST's Debt-to-EBITDA is ranked worse than 71.13% of 284
companies
in the Credit Services industry
Industry Median: 9.2
vs WAR:BST: 18.05
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Przedsiebiorstwo Handlowe Best Debt-to-EBITDA Related Terms
Przedsiebiorstwo Handlowe Best Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Przedsiebiorstwo Handlowe Best Debt-to-EBITDA Chart
For the Credit Services subindustry, Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Przedsiebiorstwo Handlowe Best Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Przedsiebiorstwo Handlowe Best (WAR:BST) has a Debt-to-EBITDA of 10.87 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Przedsiebiorstwo Handlowe Best. This is 48% above median its historical median of 7.36. Over the past decade, Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA has ranged from 2.33 to 25.31. According to the industry distribution chart, Przedsiebiorstwo Handlowe Best ranks #202 out of 284 companies in the Credit Services industry, placing it in the top 71.1%.
Is Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA too high?
Przedsiebiorstwo Handlowe Best's current Debt-to-EBITDA of 10.87 is 48% above median its 10-year median of 7.36. Over the past 10 years, this metric has ranged from a low of 2.33 to a high of 25.31. The Credit Services industry median Debt-to-EBITDA is 9.20. Przedsiebiorstwo Handlowe Best's value of 10.87 is 18.2% above this industry median. Based on the distribution chart, Przedsiebiorstwo Handlowe Best ranks #202 out of 284 companies in the Credit Services industry, which is below the industry midpoint. Overall, Przedsiebiorstwo Handlowe Best has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Przedsiebiorstwo Handlowe Best's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Przedsiebiorstwo Handlowe Best ranks #202 out of 284 companies for Debt-to-EBITDA. This places Przedsiebiorstwo Handlowe Best in the lower half of its industry. The industry median Debt-to-EBITDA is 9.20. Przedsiebiorstwo Handlowe Best's value of 10.87 is 18.2% above this benchmark. Historically, Przedsiebiorstwo Handlowe Best's own Debt-to-EBITDA has ranged from 2.33 to 25.31 over the past decade. While the company's 10-year median is 7.36 vs. the industry median of 9.20, Przedsiebiorstwo Handlowe Best has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.20, based on 284 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Przedsiebiorstwo Handlowe Best's current Debt-to-EBITDA of 10.87 is 18.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Przedsiebiorstwo Handlowe Best. For the Credit Services industry, the median Debt-to-EBITDA is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Przedsiebiorstwo Handlowe Best's current Debt-to-EBITDA is 10.87, which is 48% above median its own 10-year median of 7.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Przedsiebiorstwo Handlowe Best stock overvalued right now?
Based on GuruFocus' analysis, Przedsiebiorstwo Handlowe Best (WAR:BST) is currently considered Fairly Valued. The stock's GF Value™ is zł34.16, compared to a current price of zł33.20 — trading 2.8% below its estimated fair value. The current Debt-to-EBITDA is 10.87, which is 48% above median its 10-year median of 7.36 and 18.2% above the Credit Services industry median of 9.20. Przedsiebiorstwo Handlowe Best's overall GF Score™ is 75/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Przedsiebiorstwo Handlowe Best (WAR:BST), the current Debt-to-EBITDA is 10.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Przedsiebiorstwo Handlowe Best (WAR:BST) Overvalued in 2026?
Based on GuruFocus' analysis, Przedsiebiorstwo Handlowe Best stock appears to be undervalued.
The current stock price of zł33.20 is trading 2.8% below its estimated GF Value™ of zł34.16.
GuruFocus considers Przedsiebiorstwo Handlowe Best to be Fairly Valued.
Key valuation signals for WAR:BST:
Debt-to-EBITDA: 10.87 (48% above median its 10-year median of 7.36)
GF Value™: zł34.16 vs. price of zł33.20 (2.8% below fair value)
Industry Position: 18.2% above the Credit Services median (#202 of 284)
No single metric tells the full story. See the WAR:BST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Przedsiebiorstwo Handlowe Best SA is a Poland based company engaged in the business of debt collection. It provides debt collection services for third parties, including banks, borrowing companies, telecommunication operators, power companies, and other mass service providers.
75GF Score
Get the complete analysis for WAR:BST
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