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Przedsiebiorstwo Handlowe BestWAR:BST -0.30%75 Cyclically Adjusted PB Ratio is 0.97 as of Jul. 22, 2026, which is 7% above its 10-year median of 0.91. GuruFocus rates WAR:BST with a GF Score™ of 75/100 and a GF Value™ of zł34.04 (Fairly Valued). The stock has 12 warning signs investors should review. Among 411 Credit Services companies, Przedsiebiorstwo Handlowe Best ranks worse than 51.09% on this metric.
The historical rank and industry rank for Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio or its related term are showing as below:
WAR:BST'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.71 Med: 0.91 Max: 1.88
Current: 0.99
During the past years, Przedsiebiorstwo Handlowe Best's highest Cyclically Adjusted PB Ratio was 1.88. The lowest was 0.71. And the median was 0.91.
WAR:BST's Cyclically Adjusted PB Ratio is ranked worse than 51.09% of 411
companies
in the Credit Services industry
Industry Median: 0.95
vs WAR:BST: 0.99
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Przedsiebiorstwo Handlowe Best's adjusted book value per share data for the three months ended in Mar. 2026 was zł41.839. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is zł34.17 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Przedsiebiorstwo Handlowe Best (WAR:BST) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Przedsiebiorstwo Handlowe Best Cyclically Adjusted PB Ratio Related Terms
Przedsiebiorstwo Handlowe Best Cyclically Adjusted PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Przedsiebiorstwo Handlowe Best Cyclically Adjusted PB Ratio Chart
WAR:BST vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison
For the Credit Services subindustry, Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Przedsiebiorstwo Handlowe Best Cyclically Adjusted PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio falls into.
Przedsiebiorstwo Handlowe Best Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.97 mean?
Przedsiebiorstwo Handlowe Best (WAR:BST) has a Cyclically Adjusted PB Ratio of 0.97 as of Jul. 22, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Przedsiebiorstwo Handlowe Best and its competitors. This is near median its historical median of 0.91. Over the past decade, Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio has ranged from 0.71 to 1.88. According to the industry distribution chart, Przedsiebiorstwo Handlowe Best ranks #210 out of 411 companies in the Credit Services industry, placing it in the top 51.1%.
Is Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio too high?
Przedsiebiorstwo Handlowe Best's current Cyclically Adjusted PB Ratio of 0.97 is near median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.88. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.95. Przedsiebiorstwo Handlowe Best's value of 0.97 is 2.1% above this industry median. Based on the distribution chart, Przedsiebiorstwo Handlowe Best ranks #210 out of 411 companies in the Credit Services industry, which is below the industry midpoint. Overall, Przedsiebiorstwo Handlowe Best has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Przedsiebiorstwo Handlowe Best's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Przedsiebiorstwo Handlowe Best ranks #210 out of 411 companies for Cyclically Adjusted PB Ratio. This places Przedsiebiorstwo Handlowe Best in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.95. Przedsiebiorstwo Handlowe Best's value of 0.97 is 2.1% above this benchmark. Historically, Przedsiebiorstwo Handlowe Best's own Cyclically Adjusted PB Ratio has ranged from 0.71 to 1.88 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 0.95, Przedsiebiorstwo Handlowe Best has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.95, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Przedsiebiorstwo Handlowe Best's current Cyclically Adjusted PB Ratio of 0.97 is 2.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Przedsiebiorstwo Handlowe Best and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Przedsiebiorstwo Handlowe Best's current Cyclically Adjusted PB Ratio is 0.97, which is near median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Przedsiebiorstwo Handlowe Best stock overvalued right now?
Based on GuruFocus' analysis, Przedsiebiorstwo Handlowe Best (WAR:BST) is currently considered Fairly Valued. The stock's GF Value™ is zł34.04, compared to a current price of zł33.20 — trading 2.5% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.97, which is near median its 10-year median of 0.91 and 2.1% above the Credit Services industry median of 0.95. Przedsiebiorstwo Handlowe Best's overall GF Score™ is 75/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Przedsiebiorstwo Handlowe Best (WAR:BST), the current Cyclically Adjusted PB Ratio is 0.97 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Przedsiebiorstwo Handlowe Best (WAR:BST) Overvalued in 2026?
Based on GuruFocus' analysis, Przedsiebiorstwo Handlowe Best stock appears to be undervalued.
The current stock price of zł33.20 is trading 2.5% below its estimated GF Value™ of zł34.04.
GuruFocus considers Przedsiebiorstwo Handlowe Best to be Fairly Valued.
Key valuation signals for WAR:BST:
Cyclically Adjusted PB Ratio: 0.97 (near median its 10-year median of 0.91)
GF Value™: zł34.04 vs. price of zł33.20 (2.5% below fair value)
Industry Position: 2.1% above the Credit Services median (#210 of 411)
No single metric tells the full story. See the WAR:BST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Przedsiebiorstwo Handlowe Best Business Description
Przedsiebiorstwo Handlowe Best SA is a Poland based company engaged in the business of debt collection. It provides debt collection services for third parties, including banks, borrowing companies, telecommunication operators, power companies, and other mass service providers.
75GF Score
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