Quercus TFI (WAR:QRS) Debt-to-EBITDA : 0.05 (As of Jun. 2026) — 44% Below Median

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WAR:QRS Quercus TFI SA WAR:QRS
98 GF Score
Price zł13.00
GF Value zł15.26
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Quercus TFI Debt-to-EBITDA?

Quercus TFI WAR:QRS -3.56% 98 Debt-to-EBITDA is 0.05 as of Jun. 2026, which is 44% below its 10-year median of 0.09. GuruFocus rates WAR:QRS with a GF Score™ of 98/100 and a GF Value™ of zł15.26 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 377 Asset Management companies, Quercus TFI ranks better than 89.39% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Quercus TFI's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł1.6 Mil. Quercus TFI's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł0.0 Mil. Quercus TFI's annualized EBITDA for the quarter that ended in Jun. 2026 was zł120.1 Mil. Quercus TFI's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.01.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Quercus TFI's Debt-to-EBITDA or its related term are showing as below:

WAR:QRS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.05   Med: 0.09   Max: 0.19
Current: 0.05

During the past 13 years, the highest Debt-to-EBITDA Ratio of Quercus TFI was 0.19. The lowest was 0.05. And the median was 0.09.

WAR:QRS's Debt-to-EBITDA is ranked better than
89.39% of 377 companies
in the Asset Management industry
Industry Median: 1.33 vs WAR:QRS: 0.05

Quercus TFI  (WAR:QRS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Quercus TFI Debt-to-EBITDA Related Terms


Quercus TFI Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Quercus TFI's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quercus TFI Debt-to-EBITDA Chart

Quercus TFI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.19 0.11 0.05 0.07

Quercus TFI Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.05 0.07 0.06 0.05

WAR:QRS vs BLK, BX, KKR: Debt-to-EBITDA Comparison

For the Asset Management subindustry, Quercus TFI's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quercus TFI Debt-to-EBITDA vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Quercus TFI's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Quercus TFI's Debt-to-EBITDA falls into.


WAR:QRS
98GF Score
Quercus TFI SA WAR:QRS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Quercus TFI Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Quercus TFI's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.305 + 0) / 81.462
=0.02

Quercus TFI's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.598 + 0) / 120.076
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.05 mean?
Quercus TFI (WAR:QRS) has a Debt-to-EBITDA of 0.05 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Quercus TFI. This is 44% below median its historical median of 0.09. Over the past decade, Quercus TFI's Debt-to-EBITDA has ranged from 0.05 to 0.19. According to the industry distribution chart, Quercus TFI ranks #40 out of 377 companies in the Asset Management industry, placing it in the top 10.6%.
Is Quercus TFI's Debt-to-EBITDA too high?
Quercus TFI's current Debt-to-EBITDA of 0.05 is 44% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.19. The Asset Management industry median Debt-to-EBITDA is 1.33. Quercus TFI's value of 0.05 is 96.2% below this industry median. Based on the distribution chart, Quercus TFI ranks #40 out of 377 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Quercus TFI has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Quercus TFI's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, Quercus TFI ranks #40 out of 377 companies for Debt-to-EBITDA. This places Quercus TFI in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.33. Quercus TFI's value of 0.05 is 96.2% below this benchmark. Historically, Quercus TFI's own Debt-to-EBITDA has ranged from 0.05 to 0.19 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 1.33, Quercus TFI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.33, based on 377 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quercus TFI's current Debt-to-EBITDA of 0.05 is 96.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Quercus TFI. For the Asset Management industry, the median Debt-to-EBITDA is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quercus TFI's current Debt-to-EBITDA is 0.05, which is 44% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quercus TFI stock overvalued right now?
Based on GuruFocus' analysis, Quercus TFI (WAR:QRS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł15.26, compared to a current price of zł13.00 — trading 14.8% below its estimated fair value. The current Debt-to-EBITDA is 0.05, which is 44% below median its 10-year median of 0.09 and 96.2% below the Asset Management industry median of 1.33. Quercus TFI's overall GF Score™ is 98/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Quercus TFI (WAR:QRS), the current Debt-to-EBITDA is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quercus TFI (WAR:QRS) Overvalued in 2026?

Based on GuruFocus' analysis, Quercus TFI stock appears to be undervalued. The current stock price of zł13.00 is trading 14.8% below its estimated GF Value™ of zł15.26. GuruFocus considers Quercus TFI to be Modestly Undervalued.

Key valuation signals for WAR:QRS:

  • Debt-to-EBITDA: 0.05 (44% below median its 10-year median of 0.09)
  • GF Value™: zł15.26 vs. price of zł13.00 (14.8% below fair value)
  • GF Score™: 98/100 with 1 warning sign
  • Industry Position: 96.2% below the Asset Management median (#40 of 377)

No single metric tells the full story. See the WAR:QRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quercus TFI Business Description

Other Exchanges 85R:Germany
Address ul. Nowy Swiat 6/12, Warsaw, POL, 00400
Quercus TFI SA is an investment fund company in Poland whose offer is mainly targeted at high net-worth Investors. The products of the company include Quercus Short-Term Debt, Quercus Capital Protection, Quercus Treasury Bonds, Quercus Stable, Quercus Aggressive and Quercus Gold among others.
98GF Score

Get the complete analysis for WAR:QRS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł13.00
Price
zł15.26
GF Value