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WhirlpoolWHR -0.51%48 Debt-to-EBITDA is 14.21 as of Mar. 2026, which is 395% above its 10-year median of 2.87. GuruFocus rates WHR with a GF Score™ of 48/100 and a GF Value™ of $80.98 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 333 Furnishings, Fixtures & Appliances companies, Whirlpool ranks worse than 83.78% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Whirlpool's Debt-to-EBITDA or its related term are showing as below:
WHR'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -14.59 Med: 2.87 Max: 14.59
Current: 6.97
During the past 13 years, the highest Debt-to-EBITDA Ratio of Whirlpool was 14.59. The lowest was -14.59. And the median was 2.87.
WHR's Debt-to-EBITDA is ranked worse than 83.78% of 333
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.84
vs WHR: 6.97
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Whirlpool Debt-to-EBITDA Related Terms
Whirlpool Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Whirlpool's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Furnishings, Fixtures & Appliances subindustry, Whirlpool's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Whirlpool Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Whirlpool's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Whirlpool's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Whirlpool (WHR) has a Debt-to-EBITDA of 14.21 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Whirlpool. This is 395% above median its historical median of 2.87. According to the industry distribution chart, Whirlpool ranks #279 out of 333 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 83.8%.
Is Whirlpool's Debt-to-EBITDA too high?
Whirlpool's current Debt-to-EBITDA of 14.21 is 395% above median its 10-year median of 2.87. The Furnishings, Fixtures & Appliances industry median Debt-to-EBITDA is 1.84. Whirlpool's value of 14.21 is 672.3% above this industry median. Based on the distribution chart, Whirlpool ranks #279 out of 333 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Whirlpool has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Whirlpool's Debt-to-EBITDA compare to HNI and TILE?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Whirlpool ranks #279 out of 333 companies for Debt-to-EBITDA. This places Whirlpool in the lower half of its industry. The industry median Debt-to-EBITDA is 1.84. Whirlpool's value of 14.21 is 672.3% above this benchmark. While the company's 10-year median is 2.87 vs. the industry median of 1.84, Whirlpool has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.84, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Whirlpool's current Debt-to-EBITDA of 14.21 is 672.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Whirlpool. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Whirlpool's current Debt-to-EBITDA is 14.21, which is 395% above median its own 10-year median of 2.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whirlpool stock overvalued right now?
Based on GuruFocus' analysis, Whirlpool (WHR) is currently considered Possible Value Trap. The stock's GF Value™ is $80.98, compared to a current price of $38.65 — trading 52.3% below its estimated fair value. The current Debt-to-EBITDA is 14.21, which is 395% above median its 10-year median of 2.87 and 672.3% above the Furnishings, Fixtures & Appliances industry median of 1.84. Whirlpool's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Whirlpool (WHR), the current Debt-to-EBITDA is 14.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Whirlpool (WHR) Overvalued in 2026?
Based on GuruFocus' analysis, Whirlpool stock appears to be undervalued.
The current stock price of $38.65 is trading 52.3% below its estimated GF Value™ of $80.98.
GuruFocus considers Whirlpool to be Possible Value Trap.
Key valuation signals for WHR:
Debt-to-EBITDA: 14.21 (395% above median its 10-year median of 2.87)
GF Value™: $80.98 vs. price of $38.65 (52.3% below fair value)
Industry Position: 672.3% above the Furnishings, Fixtures & Appliances median (#279 of 333)
No single metric tells the full story. See the WHR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Whirlpool Corp is a manufacturer and marketer of kitchen and laundry appliances, with its presence in different markets around the world. It offers products like refrigerators, washing machines, cooktops, ovens, freezers, and others, which are marketed through various brands such as KitchenAid, Maytag, Amana, Brastemp, Consul, Whirlpool, Jennair, etc. The company's operating and reportable segments are: Major Domestic Appliances (MDA) North America (its key revenue-generating segment), MDA Europe, MDA Latin America, and Small Domestic Appliances (SDA) Global.
48GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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