WIVCF (The Western Investment Co of Canada) Debt-to-EBITDA : 0.02 (As of Mar. 2026) — 99% Below Median

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WIVCF The Western Investment Co of Canada Ltd WIVCF
61 GF Score
Price $0.35
GF Value $4.33
! 4 Warning Signs
View Full Analysis

What is The Western Investment Co of Canada Debt-to-EBITDA?

The Western Investment Co of Canada WIVCF 61 Debt-to-EBITDA is 0.02 as of Mar. 2026, which is 99% below its 10-year median of 2.58. GuruFocus rates WIVCF with a GF Score™ of 61/100 and a GF Value™ of $4.33. The stock has 4 warning signs investors should review. Among 319 Insurance companies, The Western Investment Co of Canada ranks better than 89.34% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Western Investment Co of Canada's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.00 Mil. The Western Investment Co of Canada's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.69 Mil. The Western Investment Co of Canada's annualized EBITDA for the quarter that ended in Mar. 2026 was $37.00 Mil. The Western Investment Co of Canada's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.02.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The Western Investment Co of Canada's Debt-to-EBITDA or its related term are showing as below:

WIVCF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -55.78   Med: 2.58   Max: 13.46
Current: 0.07

During the past 11 years, the highest Debt-to-EBITDA Ratio of The Western Investment Co of Canada was 13.46. The lowest was -55.78. And the median was 2.58.

WIVCF's Debt-to-EBITDA is ranked better than
89.34% of 319 companies
in the Insurance industry
Industry Median: 1.19 vs WIVCF: 0.07

The Western Investment Co of Canada  (OTCPK:WIVCF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


The Western Investment Co of Canada Debt-to-EBITDA Related Terms


The Western Investment Co of Canada Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Western Investment Co of Canada's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Investment Co of Canada Debt-to-EBITDA Chart

The Western Investment Co of Canada Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -55.71 13.45 7.45 2.58 10.15

The Western Investment Co of Canada Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.33 0.34 0.30 -0.34 0.02

WIVCF vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison

For the Insurance - Diversified subindustry, The Western Investment Co of Canada's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Investment Co of Canada Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, The Western Investment Co of Canada's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Western Investment Co of Canada's Debt-to-EBITDA falls into.


WIVCF
61GF Score
The Western Investment Co of Canada Ltd WIVCF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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The Western Investment Co of Canada Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Western Investment Co of Canada's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.7) / 0.069
=10.14

The Western Investment Co of Canada's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.686) / 37
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.02 mean?
The Western Investment Co of Canada (WIVCF) has a Debt-to-EBITDA of 0.02 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Western Investment Co of Canada. This is 99% below median its historical median of 2.58. According to the industry distribution chart, The Western Investment Co of Canada ranks #34 out of 319 companies in the Insurance industry, placing it in the top 10.7%.
Is The Western Investment Co of Canada's Debt-to-EBITDA too high?
The Western Investment Co of Canada's current Debt-to-EBITDA of 0.02 is 99% below median its 10-year median of 2.58. The Insurance industry median Debt-to-EBITDA is 1.19. The Western Investment Co of Canada's value of 0.02 is 98.3% below this industry median. Based on the distribution chart, The Western Investment Co of Canada ranks #34 out of 319 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The Western Investment Co of Canada has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does The Western Investment Co of Canada's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, The Western Investment Co of Canada ranks #34 out of 319 companies for Debt-to-EBITDA. This places The Western Investment Co of Canada in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.19. The Western Investment Co of Canada's value of 0.02 is 98.3% below this benchmark. While the company's 10-year median is 2.58 vs. the industry median of 1.19, The Western Investment Co of Canada has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Western Investment Co of Canada's current Debt-to-EBITDA of 0.02 is 98.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Western Investment Co of Canada. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Investment Co of Canada's current Debt-to-EBITDA is 0.02, which is 99% below median its own 10-year median of 2.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Investment Co of Canada stock overvalued right now?
The Western Investment Co of Canada (WIVCF) has a current Debt-to-EBITDA of 0.02. The stock's GF Value™ is $4.33, compared to a current price of $0.35 — trading 91.9% below its estimated fair value. The current Debt-to-EBITDA is 0.02, which is 99% below median its 10-year median of 2.58 and 98.3% below the Insurance industry median of 1.19. The Western Investment Co of Canada's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The Western Investment Co of Canada (WIVCF), the current Debt-to-EBITDA is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Western Investment Co of Canada (WIVCF) Overvalued in 2026?

Based on GuruFocus' analysis, The Western Investment Co of Canada stock appears to be undervalued. The current stock price of $0.35 is trading 91.9% below its estimated GF Value™ of $4.33.

Key valuation signals for WIVCF:

  • Debt-to-EBITDA: 0.02 (99% below median its 10-year median of 2.58)
  • GF Value™: $4.33 vs. price of $0.35 (91.9% below fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 98.3% below the Insurance median (#34 of 319)

No single metric tells the full story. See the WIVCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Western Investment Co of Canada Business Description

Other Exchanges WI:Canada
Address 95 Street Clair Avenue West, Suite 1700, Toronto, ON, CAN, M3V 1N6
The Western Investment Co of Canada Ltd is a Canada-based insurance and investments holding company focused on decentralized ownership of insurance businesses and centralized investment management. Through its wholly owned subsidiary, the company is involved in property and other insurance business offering niche products, including accident & sickness, automobile, boiler & machinery, fidelity, legal expense, liability, marine, and surety. In addition, the company also has a non-controlling interest investment in a number of companies.
61GF Score

Get the complete analysis for WIVCF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.35
Price
$4.33
GF Value