Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
WIVCF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.34 Max: 0.59
Current: 0.01
During the past 11 years, the highest Debt-to-Equity Ratio of The Western Investment Co of Canada was 0.59. The lowest was 0.01. And the median was 0.34.
WIVCF's Debt-to-Equity is ranked better than 99.75% of 404
companies
in the Insurance industry
Industry Median: 0.2
vs WIVCF: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
The Western Investment Co of Canada Debt-to-Equity Related Terms
The Western Investment Co of Canada Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Western Investment Co of Canada Debt-to-Equity Chart
WIVCF vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, The Western Investment Co of Canada's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Western Investment Co of Canada Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, The Western Investment Co of Canada's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where The Western Investment Co of Canada's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Western Investment Co of Canada (WIVCF) has a Debt-to-Equity of 0.01 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Western Investment Co of Canada and its competitors. This is 97% below median its historical median of 0.34. Over the past decade, The Western Investment Co of Canada's Debt-to-Equity has ranged from 0.01 to 0.59. According to the industry distribution chart, The Western Investment Co of Canada ranks #1 out of 404 companies in the Insurance industry, placing it in the top 0.2%.
Is The Western Investment Co of Canada's Debt-to-Equity too high?
The Western Investment Co of Canada's current Debt-to-Equity of 0.01 is 97% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.59. The Insurance industry median Debt-to-Equity is 0.20. The Western Investment Co of Canada's value of 0.01 is 95% below this industry median. Based on the distribution chart, The Western Investment Co of Canada ranks #1 out of 404 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The Western Investment Co of Canada has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does The Western Investment Co of Canada's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, The Western Investment Co of Canada ranks #1 out of 404 companies for Debt-to-Equity. This places The Western Investment Co of Canada in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. The Western Investment Co of Canada's value of 0.01 is 95% below this benchmark. Historically, The Western Investment Co of Canada's own Debt-to-Equity has ranged from 0.01 to 0.59 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.20, The Western Investment Co of Canada has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Western Investment Co of Canada's current Debt-to-Equity of 0.01 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Western Investment Co of Canada and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Western Investment Co of Canada's current Debt-to-Equity is 0.01, which is 97% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Western Investment Co of Canada stock overvalued right now?
The Western Investment Co of Canada (WIVCF) has a current Debt-to-Equity of 0.01. The stock's GF Value™ is $4.33, compared to a current price of $0.35 — trading 91.9% below its estimated fair value. The current Debt-to-Equity is 0.01, which is 97% below median its 10-year median of 0.34 and 95% below the Insurance industry median of 0.20. The Western Investment Co of Canada's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Western Investment Co of Canada (WIVCF), the current Debt-to-Equity is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Western Investment Co of Canada (WIVCF) Overvalued in 2026?
Based on GuruFocus' analysis, The Western Investment Co of Canada stock appears to be undervalued.
The current stock price of $0.35 is trading 91.9% below its estimated GF Value™ of $4.33.
Key valuation signals for WIVCF:
Debt-to-Equity: 0.01 (97% below median its 10-year median of 0.34)
GF Value™: $4.33 vs. price of $0.35 (91.9% below fair value)
Industry Position: 95% below the Insurance median (#1 of 404)
No single metric tells the full story. See the WIVCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Western Investment Co of Canada Ltd is a Canada-based insurance and investments holding company focused on decentralized ownership of insurance businesses and centralized investment management. Through its wholly owned subsidiary, the company is involved in property and other insurance business offering niche products, including accident & sickness, automobile, boiler & machinery, fidelity, legal expense, liability, marine, and surety. In addition, the company also has a non-controlling interest investment in a number of companies.
61GF Score
Get the complete analysis for WIVCF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WIVCF has been successfully added to your 
