XELB (Xcel Brands) Debt-to-EBITDA : -4.43 (As of Mar. 2026)

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XELB Xcel Brands Inc XELB
49 GF Score
Price $1.08
GF Value $1.20
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Xcel Brands Debt-to-EBITDA?

Xcel Brands XELB +2.34% 49 Debt-to-EBITDA is -4.43 as of Mar. 2026. GuruFocus rates XELB with a GF Score™ of 49/100 and a GF Value™ of $1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 813 Manufacturing - Apparel & Accessories companies, Xcel Brands ranks worse than 123001.11% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Xcel Brands's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $4.47 Mil. Xcel Brands's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $13.08 Mil. Xcel Brands's annualized EBITDA for the quarter that ended in Mar. 2026 was $-3.96 Mil. Xcel Brands's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was -4.43.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Xcel Brands's Debt-to-EBITDA or its related term are showing as below:

XELB' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5.04   Med: -0.76   Max: 27.59
Current: -1.57

During the past 13 years, the highest Debt-to-EBITDA Ratio of Xcel Brands was 27.59. The lowest was -5.04. And the median was -0.76.

XELB's Debt-to-EBITDA is ranked worse than
100% of 813 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.71 vs XELB: -1.57

Xcel Brands  (NAS:XELB) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Xcel Brands Debt-to-EBITDA Related Terms


Xcel Brands Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Xcel Brands's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xcel Brands Debt-to-EBITDA Chart

Xcel Brands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.04 2.69 -0.73 -0.80 -1.57

Xcel Brands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.97 -1.77 -0.70 -4.30 -4.43

XELB vs SKFG, PMNT, AHRO: Debt-to-EBITDA Comparison

For the Apparel Manufacturing subindustry, Xcel Brands's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xcel Brands Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Xcel Brands's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Xcel Brands's Debt-to-EBITDA falls into.


XELB
49GF Score
Xcel Brands Inc XELB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Xcel Brands Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Xcel Brands's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.937 + 13.134) / -11.488
=-1.57

Xcel Brands's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.468 + 13.078) / -3.964
=-4.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -4.43 mean?
Xcel Brands (XELB) has a Debt-to-EBITDA of -4.43 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Xcel Brands. According to the industry distribution chart, Xcel Brands ranks #999999 out of 813 companies in the Manufacturing - Apparel & Accessories industry.
Is Xcel Brands' Debt-to-EBITDA too high?
Xcel Brands' current Debt-to-EBITDA is -4.43. Based on the distribution chart, Xcel Brands ranks #999999 out of 813 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Xcel Brands has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Xcel Brands' Debt-to-EBITDA compare to SKFG and PMNT?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Xcel Brands ranks #999999 out of 813 companies for Debt-to-EBITDA. This places Xcel Brands in the lower half of its industry. The industry median Debt-to-EBITDA is 2.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.71, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Xcel Brands. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xcel Brands's current Debt-to-EBITDA is -4.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xcel Brands stock overvalued right now?
Based on GuruFocus' analysis, Xcel Brands (XELB) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.20, compared to a current price of $1.08 — trading 10% below its estimated fair value. The current Debt-to-EBITDA is -4.43. Xcel Brands' overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Xcel Brands (XELB), the current Debt-to-EBITDA is -4.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xcel Brands (XELB) Overvalued in 2026?

Based on GuruFocus' analysis, Xcel Brands stock appears to be undervalued. The current stock price of $1.08 is trading 10% below its estimated GF Value™ of $1.20. GuruFocus considers Xcel Brands to be Modestly Undervalued.

Key valuation signals for XELB:

  • Debt-to-EBITDA: -4.43
  • GF Value™: $1.20 vs. price of $1.08 (10% below fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the XELB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xcel Brands Business Description

Address 550 Seventh Avenue, 11th Floor, New York, NY, USA, 10018
Xcel Brands Inc is a media and brand management company. It is engaged in design, merchandising and planning, sourcing and production, licensing, marketing, and brand development. The company offers branded apparel, footwear, accessories, jewelry, home goods, and other consumer products. Its brand portfolio consists of the Isaac Mizrahi, Judith Ripka, H Halston, C Wonder, and the Highline Collective brands. The company licenses its brands to third parties, provides certain designs, production, and marketing services, and generates licensing, design, and service fee revenues through contractual arrangements and other agreements.
49GF Score

Get the complete analysis for XELB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.08
Price
$1.20
GF Value