Redegal (XMAD:RDG) Debt-to-EBITDA : 14.33 (As of Dec. 2025) — 178% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:RDG Redegal SA XMAD:RDG
2 GF Score
Price €0.87
View Full Analysis

What is Redegal Debt-to-EBITDA?

Redegal XMAD:RDG 2 Debt-to-EBITDA is 14.33 as of Dec. 2025, which is 178% above its 10-year median of 5.16. GuruFocus rates XMAD:RDG with a GF Score™ of 2/100. Among 1,735 Software companies, Redegal ranks worse than 95.85% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Redegal's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €2.20 Mil. Redegal's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.73 Mil. Redegal's annualized EBITDA for the quarter that ended in Dec. 2025 was €0.20 Mil. Redegal's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 14.33.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Redegal's Debt-to-EBITDA or its related term are showing as below:

XMAD:RDG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4.01   Med: 5.16   Max: 14.33
Current: 14.33

During the past 2 years, the highest Debt-to-EBITDA Ratio of Redegal was 14.33. The lowest was -4.01. And the median was 5.16.

XMAD:RDG's Debt-to-EBITDA is ranked worse than
95.85% of 1735 companies
in the Software industry
Industry Median: 0.98 vs XMAD:RDG: 14.33

Redegal  (XMAD:RDG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Redegal Debt-to-EBITDA Related Terms


Redegal Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Redegal's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redegal Debt-to-EBITDA Chart

Redegal Annual Data
Trend Dec24 Dec25
Debt-to-EBITDA
-4.01 14.33

Redegal Semi-Annual Data
Dec24 Dec25
Debt-to-EBITDA -4.01 14.33

XMAD:RDG vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Redegal's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Redegal Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Redegal's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Redegal's Debt-to-EBITDA falls into.


XMAD:RDG
2GF Score
Redegal SA XMAD:RDG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Redegal Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Redegal's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.196 + 0.727) / 0.204
=14.33

Redegal's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.196 + 0.727) / 0.204
=14.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 14.33 mean?
Redegal (XMAD:RDG) has a Debt-to-EBITDA of 14.33 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Redegal. This is 178% above median its historical median of 5.16. According to the industry distribution chart, Redegal ranks #1663 out of 1735 companies in the Software industry, placing it in the top 95.9%.
Is Redegal's Debt-to-EBITDA too high?
Redegal's current Debt-to-EBITDA of 14.33 is 178% above median its 10-year median of 5.16. The Software industry median Debt-to-EBITDA is 0.98. Redegal's value of 14.33 is 1362.2% above this industry median. Based on the distribution chart, Redegal ranks #1663 out of 1735 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Redegal has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Redegal's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Redegal ranks #1663 out of 1735 companies for Debt-to-EBITDA. This places Redegal in the lower half of its industry. The industry median Debt-to-EBITDA is 0.98. Redegal's value of 14.33 is 1362.2% above this benchmark. While the company's 10-year median is 5.16 vs. the industry median of 0.98, Redegal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,735 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redegal's current Debt-to-EBITDA of 14.33 is 1362.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Redegal. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redegal's current Debt-to-EBITDA is 14.33, which is 178% above median its own 10-year median of 5.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redegal stock overvalued right now?
Redegal (XMAD:RDG) has a current Debt-to-EBITDA of 14.33. The current Debt-to-EBITDA is 14.33, which is 178% above median its 10-year median of 5.16 and 1362.2% above the Software industry median of 0.98. Redegal's overall GF Score™ is 2/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Redegal (XMAD:RDG), the current Debt-to-EBITDA is 14.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Redegal Business Description

Address Avenue 9, Ground Floor, Santiago, ESP, 32001
Redegal SA incorporates all the features of a digital marketing and a digital development consultancy. It combines business and technology into a single service, aiming to provide a comprehensive 360-degree service that analyzes its clients' business. Its services include Web development, eCommerce development, App development, SEO & ASO, Digital analytics, Content strategy, Marketplaces, Online advertising, and Binnacle Data.
2GF Score

Get the complete analysis for XMAD:RDG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.87
Price