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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Tractial's Debt-to-EBITDA or its related term are showing as below:
XPAR:ALTRA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.9 Med: -0.06 Max: 19.11
Current: 2.26
During the past 13 years, the highest Debt-to-EBITDA Ratio of Tractial was 19.11. The lowest was -1.90. And the median was -0.06.
XPAR:ALTRA's Debt-to-EBITDA is ranked worse than 68.62% of 1721
companies
in the Software industry
Industry Median: 0.98
vs XPAR:ALTRA: 2.26
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Tractial Debt-to-EBITDA Related Terms
Tractial Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Tractial's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:ALTRA vs MSFT, PLTR, ORCL: Debt-to-EBITDA Comparison
For the Software - Infrastructure subindustry, Tractial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tractial Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Tractial's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Tractial's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Jun. 2025) EBITDA data.
Tractial (XPAR:ALTRA) has a Debt-to-EBITDA of 6.29 as of Jun. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tractial. According to the industry distribution chart, Tractial ranks #1181 out of 1721 companies in the Software industry, placing it in the top 68.6%.
Is Tractial's Debt-to-EBITDA too high?
Tractial's current Debt-to-EBITDA is 6.29. The Software industry median Debt-to-EBITDA is 0.98. Tractial's value of 6.29 is 541.8% above this industry median. Based on the distribution chart, Tractial ranks #1181 out of 1721 companies in the Software industry, which is below the industry midpoint. Overall, Tractial has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tractial's Debt-to-EBITDA compare to MSFT and PLTR?
According to the Software industry distribution chart, Tractial ranks #1181 out of 1721 companies for Debt-to-EBITDA. This places Tractial in the lower half of its industry. The industry median Debt-to-EBITDA is 0.98. Tractial's value of 6.29 is 541.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tractial's current Debt-to-EBITDA of 6.29 is 541.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tractial. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tractial's current Debt-to-EBITDA is 6.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tractial stock overvalued right now?
Based on GuruFocus' analysis, Tractial (XPAR:ALTRA) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.97, compared to a current price of €2.78 — trading 40.9% above its estimated fair value. The current Debt-to-EBITDA is 6.29 and 541.8% above the Software industry median of 0.98. Tractial's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tractial (XPAR:ALTRA), the current Debt-to-EBITDA is 6.29 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tractial (XPAR:ALTRA) Overvalued in 2026?
Based on GuruFocus' analysis, Tractial stock appears to be overvalued.
The current stock price of €2.78 is trading 40.9% above its estimated GF Value™ of €1.97.
GuruFocus considers Tractial to be Significantly Overvalued.
Key valuation signals for XPAR:ALTRA:
Debt-to-EBITDA: 6.29
GF Value™: €1.97 vs. price of €2.78 (40.9% above fair value)
Industry Position: 541.8% above the Software median (#1181 of 1721)
No single metric tells the full story. See the XPAR:ALTRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tractial is a French Fintech company specializing in electronic payment services. Driven by a strong digital culture, It focuses on creating value-added services through the use of information technologies. It operates in two main markets: digital payment services and card-accounts. The company is a payment institution operating under the Payment Services Directive, managing its own payment platform to deliver a comprehensive, coordinated integration of payment methods. This platform allows merchants to accept 140 currencies, alternative payment methods like carrier billing, one-click payments, and recurring payments.
43GF Score
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