TractialXPAR:ALTRA -1.58%43 Interest Coverage is 3.80 as of Jun. 2025, which is 67% below its 10-year median of 11.54. GuruFocus rates XPAR:ALTRA with a GF Score™ of 43/100 and a GF Value™ of €1.94 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,704 Software companies, Tractial ranks worse than 58685.39% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Tractial's
Operating Income
for the
six
months ended in Jun. 2025 was €0.11 Mil. Tractial's Interest Expense for the
six
months ended in Jun. 2025 was €-0.03 Mil.
Tractial's interest coverage for the quarter that ended in Jun. 2025 was 3.80.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Tractial's Interest Coverage or its related term are showing as below:
XPAR:ALTRA's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.75 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Tractial Interest Coverage Related Terms
Tractial Interest Coverage Historical Data
* Premium members only.
The historical data trend for Tractial's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XPAR:ALTRA vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Tractial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tractial Interest Coverage vs Software Industry
For the Software industry and Technology sector, Tractial's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Tractial's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tractial (XPAR:ALTRA) has a Interest Coverage of 3.80 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tractial and its competitors. This is 67% below median its historical median of 11.54. According to the industry distribution chart, Tractial ranks #999999 out of 1704 companies in the Software industry.
Is Tractial's Interest Coverage too high?
Tractial's current Interest Coverage of 3.80 is 67% below median its 10-year median of 11.54. The Software industry median Interest Coverage is 24.75. Tractial's value of 3.80 is 84.6% below this industry median. Based on the distribution chart, Tractial ranks #999999 out of 1704 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Tractial has a GF Score™ of 43/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tractial's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Tractial ranks #999999 out of 1704 companies for Interest Coverage. This places Tractial in the lower half of its industry. The industry median Interest Coverage is 24.75. Tractial's value of 3.80 is 84.6% below this benchmark. While the company's 10-year median is 11.54 vs. the industry median of 24.75, Tractial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tractial's current Interest Coverage of 3.80 is 84.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tractial and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tractial's current Interest Coverage is 3.80, which is 67% below median its own 10-year median of 11.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tractial stock overvalued right now?
Based on GuruFocus' analysis, Tractial (XPAR:ALTRA) is currently considered Fairly Valued. The stock's GF Value™ is €1.94, compared to a current price of €1.87 — trading 3.6% below its estimated fair value. The current Interest Coverage is 3.80, which is 67% below median its 10-year median of 11.54 and 84.6% below the Software industry median of 24.75. Tractial's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tractial (XPAR:ALTRA), the current Interest Coverage is 3.80 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tractial (XPAR:ALTRA) Overvalued in 2026?
Based on GuruFocus' analysis, Tractial stock appears to be undervalued.
The current stock price of €1.87 is trading 3.6% below its estimated GF Value™ of €1.94.
GuruFocus considers Tractial to be Fairly Valued.
Key valuation signals for XPAR:ALTRA:
Interest Coverage: 3.80 (67% below median its 10-year median of 11.54)
GF Value™: €1.94 vs. price of €1.87 (3.6% below fair value)
Industry Position: 84.6% below the Software median (#999999 of 1704)
No single metric tells the full story. See the XPAR:ALTRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tractial is a French Fintech company specializing in electronic payment services. Driven by a strong digital culture, It focuses on creating value-added services through the use of information technologies. It operates in two main markets: digital payment services and card-accounts. The company is a payment institution operating under the Payment Services Directive, managing its own payment platform to deliver a comprehensive, coordinated integration of payment methods. This platform allows merchants to accept 140 currencies, alternative payment methods like carrier billing, one-click payments, and recurring payments.
43GF Score
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