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Sword GroupXPAR:SWP +0.83%85 Debt-to-EBITDA is 2.59 as of Dec. 2025, which is 292% above its 10-year median of 0.66. GuruFocus rates XPAR:SWP with a GF Score™ of 85/100 and a GF Value™ of €44.98 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,714 Software companies, Sword Group ranks worse than 72.64% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Sword Group's Debt-to-EBITDA or its related term are showing as below:
XPAR:SWP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.12 Med: 0.66 Max: 2.75
Current: 2.75
During the past 13 years, the highest Debt-to-EBITDA Ratio of Sword Group was 2.75. The lowest was 0.12. And the median was 0.66.
XPAR:SWP's Debt-to-EBITDA is ranked worse than 72.64% of 1714
companies
in the Software industry
Industry Median: 1.09
vs XPAR:SWP: 2.75
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Sword Group Debt-to-EBITDA Related Terms
Sword Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Sword Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:SWP vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Sword Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sword Group Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Sword Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sword Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Sword Group (XPAR:SWP) has a Debt-to-EBITDA of 2.59 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sword Group. This is 292% above median its historical median of 0.66. Over the past decade, Sword Group's Debt-to-EBITDA has ranged from 0.12 to 2.75. According to the industry distribution chart, Sword Group ranks #1245 out of 1714 companies in the Software industry, placing it in the top 72.6%.
Is Sword Group's Debt-to-EBITDA too high?
Sword Group's current Debt-to-EBITDA of 2.59 is 292% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 2.75. The Software industry median Debt-to-EBITDA is 1.09. Sword Group's value of 2.59 is 137.6% above this industry median. Based on the distribution chart, Sword Group ranks #1245 out of 1714 companies in the Software industry, which is below the industry midpoint. Overall, Sword Group has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sword Group's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Sword Group ranks #1245 out of 1714 companies for Debt-to-EBITDA. This places Sword Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Sword Group's value of 2.59 is 137.6% above this benchmark. Historically, Sword Group's own Debt-to-EBITDA has ranged from 0.12 to 2.75 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.09, Sword Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sword Group's current Debt-to-EBITDA of 2.59 is 137.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sword Group. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sword Group's current Debt-to-EBITDA is 2.59, which is 292% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sword Group stock overvalued right now?
Based on GuruFocus' analysis, Sword Group (XPAR:SWP) is currently considered Significantly Undervalued. The stock's GF Value™ is €44.98, compared to a current price of €30.25 — trading 32.7% below its estimated fair value. The current Debt-to-EBITDA is 2.59, which is 292% above median its 10-year median of 0.66 and 137.6% above the Software industry median of 1.09. Sword Group's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sword Group (XPAR:SWP), the current Debt-to-EBITDA is 2.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sword Group (XPAR:SWP) Overvalued in 2026?
Based on GuruFocus' analysis, Sword Group stock appears to be undervalued.
The current stock price of €30.25 is trading 32.7% below its estimated GF Value™ of €44.98.
GuruFocus considers Sword Group to be Significantly Undervalued.
Key valuation signals for XPAR:SWP:
Debt-to-EBITDA: 2.59 (292% above median its 10-year median of 0.66)
GF Value™: €44.98 vs. price of €30.25 (32.7% below fair value)
Industry Position: 137.6% above the Software median (#1245 of 1714)
No single metric tells the full story. See the XPAR:SWP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sword Group is a computer engineering services company which provides consulting, services and software. The firm's main business segments are IT Services and Software. These segments encompass information and content engineering systems integration, targeting of regulated markets, compliance management, software for risk and compliance, document and project management. The firm generates revenues mainly from consultancy and engineering services and sale of software licenses. Its targeted markets are institutions and government authorities, healthcare, banking and insurance, intellectual property and sports federations.
85GF Score
Get the complete analysis for XPAR:SWP
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