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Altshuler Shaham FinancialXTAE:ALTF -2.14%76 Debt-to-EBITDA is 3.48 as of Jun. 2026, which is 106% above its 10-year median of 1.69. GuruFocus rates XTAE:ALTF with a GF Score™ of 76/100 and a GF Value™ of ₪5.37 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 377 Asset Management companies, Altshuler Shaham Financial ranks worse than 67.9% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Altshuler Shaham Financial's Debt-to-EBITDA or its related term are showing as below:
XTAE:ALTF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.69 Med: 1.69 Max: 3.31
Current: 3.31
During the past 7 years, the highest Debt-to-EBITDA Ratio of Altshuler Shaham Financial was 3.31. The lowest was 0.69. And the median was 1.69.
XTAE:ALTF's Debt-to-EBITDA is ranked worse than 67.9% of 377
companies
in the Asset Management industry
Industry Median: 1.33
vs XTAE:ALTF: 3.31
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Altshuler Shaham Financial Debt-to-EBITDA Related Terms
Altshuler Shaham Financial Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:ALTF vs BLK, BX, KKR: Debt-to-EBITDA Comparison
For the Asset Management subindustry, Altshuler Shaham Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Altshuler Shaham Financial Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Altshuler Shaham Financial's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Altshuler Shaham Financial's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Altshuler Shaham Financial (XTAE:ALTF) has a Debt-to-EBITDA of 3.48 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Altshuler Shaham Financial. This is 106% above median its historical median of 1.69. Over the past decade, Altshuler Shaham Financial's Debt-to-EBITDA has ranged from 0.69 to 3.31. According to the industry distribution chart, Altshuler Shaham Financial ranks #256 out of 377 companies in the Asset Management industry, placing it in the top 67.9%.
Is Altshuler Shaham Financial's Debt-to-EBITDA too high?
Altshuler Shaham Financial's current Debt-to-EBITDA of 3.48 is 106% above median its 10-year median of 1.69. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 3.31. The Asset Management industry median Debt-to-EBITDA is 1.33. Altshuler Shaham Financial's value of 3.48 is 161.7% above this industry median. Based on the distribution chart, Altshuler Shaham Financial ranks #256 out of 377 companies in the Asset Management industry, which is below the industry midpoint. Overall, Altshuler Shaham Financial has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Altshuler Shaham Financial's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, Altshuler Shaham Financial ranks #256 out of 377 companies for Debt-to-EBITDA. This places Altshuler Shaham Financial in the lower half of its industry. The industry median Debt-to-EBITDA is 1.33. Altshuler Shaham Financial's value of 3.48 is 161.7% above this benchmark. Historically, Altshuler Shaham Financial's own Debt-to-EBITDA has ranged from 0.69 to 3.31 over the past decade. While the company's 10-year median is 1.69 vs. the industry median of 1.33, Altshuler Shaham Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.33, based on 377 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Altshuler Shaham Financial's current Debt-to-EBITDA of 3.48 is 161.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Altshuler Shaham Financial. For the Asset Management industry, the median Debt-to-EBITDA is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Altshuler Shaham Financial's current Debt-to-EBITDA is 3.48, which is 106% above median its own 10-year median of 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Altshuler Shaham Financial stock overvalued right now?
Based on GuruFocus' analysis, Altshuler Shaham Financial (XTAE:ALTF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪5.37, compared to a current price of ₪7.32 — trading 36.3% above its estimated fair value. The current Debt-to-EBITDA is 3.48, which is 106% above median its 10-year median of 1.69 and 161.7% above the Asset Management industry median of 1.33. Altshuler Shaham Financial's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Altshuler Shaham Financial (XTAE:ALTF), the current Debt-to-EBITDA is 3.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Altshuler Shaham Financial (XTAE:ALTF) Overvalued in 2026?
Based on GuruFocus' analysis, Altshuler Shaham Financial stock appears to be overvalued.
The current stock price of ₪7.32 is trading 36.3% above its estimated GF Value™ of ₪5.37.
GuruFocus considers Altshuler Shaham Financial to be Significantly Overvalued.
Key valuation signals for XTAE:ALTF:
Debt-to-EBITDA: 3.48 (106% above median its 10-year median of 1.69)
GF Value™: ₪5.37 vs. price of ₪7.32 (36.3% above fair value)
Industry Position: 161.7% above the Asset Management median (#256 of 377)
No single metric tells the full story. See the XTAE:ALTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Altshuler Shaham Financial Ltd is a manager of provident funds, study and pension funds. It holds a permit to operate provident funds for savings, provident pay and severance pay, central severance pay funds, study funds, central sick pay provident fund, a central provident fund for budgetary pension participation, investment provident funds, and investment provident funds - long-term savings for children (with multiple tracks). The company has two operating segments: The pension fund segment and the Provident fund segment.
76GF Score
Get the complete analysis for XTAE:ALTF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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