All for One Group SE (XTER:A1OS) Debt-to-EBITDA : -4.14 (As of Jun. 2026)

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XTER:A1OS All for One Group SE XTER:A1OS
75 GF Score
Price €68.00
GF Value €50.52
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is All for One Group SE Debt-to-EBITDA?

All for One Group SE XTER:A1OS +0.29% 75 Debt-to-EBITDA is -4.14 as of Jun. 2026. GuruFocus rates XTER:A1OS with a GF Score™ of 75/100 and a GF Value™ of €50.52 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,724 Software companies, All for One Group SE ranks worse than 82.19% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

All for One Group SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €24.6 Mil. All for One Group SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €142.3 Mil. All for One Group SE's annualized EBITDA for the quarter that ended in Jun. 2026 was €-40.3 Mil. All for One Group SE's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was -4.14.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for All for One Group SE's Debt-to-EBITDA or its related term are showing as below:

XTER:A1OS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.79   Med: 2.06   Max: 4.01
Current: 4.01

During the past 13 years, the highest Debt-to-EBITDA Ratio of All for One Group SE was 4.01. The lowest was 0.79. And the median was 2.06.

XTER:A1OS's Debt-to-EBITDA is ranked worse than
82.19% of 1724 companies
in the Software industry
Industry Median: 1.09 vs XTER:A1OS: 4.01

All for One Group SE  (XTER:A1OS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


All for One Group SE Debt-to-EBITDA Related Terms


All for One Group SE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for All for One Group SE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

All for One Group SE Debt-to-EBITDA Chart

All for One Group SE Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.12 2.58 2.66 2.09 2.27

All for One Group SE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.09 1.95 3.35 6.35 -4.14

XTER:A1OS vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, All for One Group SE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


All for One Group SE Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, All for One Group SE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where All for One Group SE's Debt-to-EBITDA falls into.


XTER:A1OS
75GF Score
All for One Group SE XTER:A1OS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

All for One Group SE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

All for One Group SE's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(21.529 + 88.726) / 48.553
=2.27

All for One Group SE's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(24.591 + 142.287) / -40.272
=-4.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -4.14 mean?
All for One Group SE (XTER:A1OS) has a Debt-to-EBITDA of -4.14 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on All for One Group SE. Over the past decade, All for One Group SE's Debt-to-EBITDA has ranged from 0.79 to 4.01. According to the industry distribution chart, All for One Group SE ranks #1417 out of 1724 companies in the Software industry, placing it in the top 82.2%.
Is All for One Group SE's Debt-to-EBITDA too high?
All for One Group SE's current Debt-to-EBITDA is -4.14. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 4.01. Based on the distribution chart, All for One Group SE ranks #1417 out of 1724 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, All for One Group SE has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does All for One Group SE's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, All for One Group SE ranks #1417 out of 1724 companies for Debt-to-EBITDA. This places All for One Group SE in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Historically, All for One Group SE's own Debt-to-EBITDA has ranged from 0.79 to 4.01 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,724 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on All for One Group SE. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. All for One Group SE's current Debt-to-EBITDA is -4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is All for One Group SE stock overvalued right now?
Based on GuruFocus' analysis, All for One Group SE (XTER:A1OS) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.52, compared to a current price of €68.00 — trading 34.6% above its estimated fair value. The current Debt-to-EBITDA is -4.14. All for One Group SE's overall GF Score™ is 75/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For All for One Group SE (XTER:A1OS), the current Debt-to-EBITDA is -4.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is All for One Group SE (XTER:A1OS) Overvalued in 2026?

Based on GuruFocus' analysis, All for One Group SE stock appears to be overvalued. The current stock price of €68.00 is trading 34.6% above its estimated GF Value™ of €50.52. GuruFocus considers All for One Group SE to be Significantly Overvalued.

Key valuation signals for XTER:A1OS:

  • Debt-to-EBITDA: -4.14
  • GF Value™: €50.52 vs. price of €68.00 (34.6% above fair value)
  • GF Score™: 75/100 with 10 warning signs

No single metric tells the full story. See the XTER:A1OS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


All for One Group SE Business Description

Other Exchanges 0JCO:UKA1OS:Austria
Address Rita-Maiburg-Strasse 40, Bernhausen, Filderstadt, BW, DEU, 70794
All for One Group SE is an information technology company. It operates in two segments: CORE, which accounts for the majority of revenue; and LOB. The Core segment focuses on solutions and services for companies' core business processes, especially for ERP (Enterprise Resource Planning), New Work and collaboration, Cybersecurity, the Internet of Things, and Management Consulting. In contrast, the LOB(Line of Business) segment includes IT solutions for departments such as sales, marketing, Business analytics, and human resources. Its geographical segments include Germany, Austria, Poland, Switzerland, Luxembourg, Italy, and other countries, of which the majority of the revenue comes from Germany.
75GF Score

Get the complete analysis for XTER:A1OS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.00
Price
€50.52
GF Value