Netfonds AG (XTER:NF4) Debt-to-EBITDA : 1.53 (As of Dec. 2022)

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What is Netfonds AG Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Netfonds AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2022 was €0.1 Mil. Netfonds AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2022 was €9.1 Mil. Netfonds AG's annualized EBITDA for the quarter that ended in Dec. 2022 was €6.0 Mil. Netfonds AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2022 was 1.53.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Netfonds AG's Debt-to-EBITDA or its related term are showing as below:

XTER:NF4' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.43 Med: 3.61 Max: 6.43
Current: 1.53

During the past 7 years, the highest Debt-to-EBITDA Ratio of Netfonds AG was 6.43. The lowest was 0.43. And the median was 3.61.

XTER:NF4's Debt-to-EBITDA is ranked better than
76.52% of 132 companies
in the Diversified Financial Services industry
Industry Median: 3.95 vs XTER:NF4: 1.53

Netfonds AG Debt-to-EBITDA Historical Data

The historical data trend for Netfonds AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Netfonds AG Debt-to-EBITDA Chart

Netfonds AG Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Debt-to-EBITDA

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6.14

5.70

6.43

0.43

1.53

Netfonds AG Semi-Annual Data
	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22
Debt-to-EBITDA	Get a 7-Day Free Trial			6.14	5.70	6.43	0.43	1.53

Competitive Comparison of Netfonds AG's Debt-to-EBITDA

For the Financial Conglomerates subindustry, Netfonds AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Netfonds AG's Debt-to-EBITDA Distribution in the Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Netfonds AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Netfonds AG's Debt-to-EBITDA falls into.

Netfonds AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Netfonds AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2022 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0.051	+	9.069)	/	5.977
	=	1.53

Netfonds AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2022 is calculated as

Debt-to-EBITDA	=	Total Debt			/	EBITDA
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	EBITDA
	=	(0.051	+	9.069)	/	5.977
	=	1.53

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2022) EBITDA data.

Netfonds AG (XTER:NF4) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Netfonds AG Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Netfonds AG's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.

Netfonds AG (XTER:NF4) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Diversified Financial Services » Netfonds AG (XTER:NF4) » Definitions » Debt-to-EBITDA

Comparable Companies

Traded in Other Exchanges

N/A

Address

Heidenkampsweg 73, Hamburg, NW, DEU, 20097

Website

https://www.netfonds.de

Netfonds AG is a service provider in the areas of finance and insurance. The company offers investment and financial advice to agents, banks, and financial distributors. Netfonds is a well-established concept for independent consultants and insurance brokers. As a broker pool, liability umbrella, multiple agents, asset manager, fund manager, and product provider, Netfonds offers a broad range of services so that advice can become a real added value for the customer. The range of services includes legal and regulatory services in the investment fund, insurance, pension, and financing product categories.

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