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Institut IGH DDZAG:IGH 60 Debt-to-EBITDA is 1.89 as of Jun. 2026, which is 62% below its 10-year median of 4.92. GuruFocus rates ZAG:IGH with a GF Score™ of 60/100 and a GF Value™ of €12.13 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,413 Construction companies, Institut IGH DD ranks better than 62.14% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Institut IGH DD's Debt-to-EBITDA or its related term are showing as below:
ZAG:IGH'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -11.34 Med: 4.92 Max: 43.35
Current: 1.36
During the past 13 years, the highest Debt-to-EBITDA Ratio of Institut IGH DD was 43.35. The lowest was -11.34. And the median was 4.92.
ZAG:IGH's Debt-to-EBITDA is ranked better than 62.14% of 1413
companies
in the Construction industry
Industry Median: 2.1
vs ZAG:IGH: 1.36
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Institut IGH DD Debt-to-EBITDA Related Terms
Institut IGH DD Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Institut IGH DD's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZAG:IGH vs PWR, FIX, EME: Debt-to-EBITDA Comparison
For the Engineering & Construction subindustry, Institut IGH DD's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Institut IGH DD Debt-to-EBITDA vs Construction Industry
For the Construction industry and Industrials sector, Institut IGH DD's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Institut IGH DD's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Institut IGH DD (ZAG:IGH) has a Debt-to-EBITDA of 1.89 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Institut IGH DD. This is 62% below median its historical median of 4.92. According to the industry distribution chart, Institut IGH DD ranks #535 out of 1413 companies in the Construction industry, placing it in the top 37.9%.
Is Institut IGH DD's Debt-to-EBITDA too high?
Institut IGH DD's current Debt-to-EBITDA of 1.89 is 62% below median its 10-year median of 4.92. The Construction industry median Debt-to-EBITDA is 2.10. Institut IGH DD's value of 1.89 is 10% below this industry median. Based on the distribution chart, Institut IGH DD ranks #535 out of 1413 companies in the Construction industry, which is above the industry midpoint. Overall, Institut IGH DD has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Institut IGH DD's Debt-to-EBITDA compare to PWR and FIX?
According to the Construction industry distribution chart, Institut IGH DD ranks #535 out of 1413 companies for Debt-to-EBITDA. This puts Institut IGH DD in the upper half of its industry. The industry median Debt-to-EBITDA is 2.10. Institut IGH DD's value of 1.89 is 10% below this benchmark. While the company's 10-year median is 4.92 vs. the industry median of 2.10, Institut IGH DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.10, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Institut IGH DD's current Debt-to-EBITDA of 1.89 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Institut IGH DD. For the Construction industry, the median Debt-to-EBITDA is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Institut IGH DD's current Debt-to-EBITDA is 1.89, which is 62% below median its own 10-year median of 4.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Institut IGH DD stock overvalued right now?
Based on GuruFocus' analysis, Institut IGH DD (ZAG:IGH) is currently considered Modestly Undervalued. The stock's GF Value™ is €12.13, compared to a current price of €10.80 — trading 11% below its estimated fair value. The current Debt-to-EBITDA is 1.89, which is 62% below median its 10-year median of 4.92 and 10% below the Construction industry median of 2.10. Institut IGH DD's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Institut IGH DD (ZAG:IGH), the current Debt-to-EBITDA is 1.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Institut IGH DD (ZAG:IGH) Overvalued in 2026?
Based on GuruFocus' analysis, Institut IGH DD stock appears to be undervalued.
The current stock price of €10.80 is trading 11% below its estimated GF Value™ of €12.13.
GuruFocus considers Institut IGH DD to be Modestly Undervalued.
Key valuation signals for ZAG:IGH:
Debt-to-EBITDA: 1.89 (62% below median its 10-year median of 4.92)
GF Value™: €12.13 vs. price of €10.80 (11% below fair value)
Industry Position: 10% below the Construction median (#535 of 1413)
No single metric tells the full story. See the ZAG:IGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Institut IGH DD is a consulting company for engineering services in the field of construction in Croatia and the region, providing support to infrastructure and investment projects and solutions in the field of construction in Croatia and international markets. Its services are management of holding companies, architectural and engineering activities, technical consulting, improvement of regulations in the field of construction, improvement of development programs and construction technologies, and protection, preservation, and improvement of space. Its segments include Department of Design, the Department of Professional Supervision and Project Management generate maximum revenue, Department of Materials and Structures, Branches, and Management and Support Services.
60GF Score
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