Institut IGH DD (ZAG:IGH) Effective Interest Rate on Debt %: 6.39% (As of Mar. 2026)

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ZAG:IGH Institut IGH DD ZAG:IGH
58 GF Score
Price €10.10
GF Value €12.51
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Institut IGH DD Effective Interest Rate on Debt %?

Institut IGH DD ZAG:IGH -7.34% 58 Effective Interest Rate on Debt % is 6.39% as of Mar. 2026. GuruFocus rates ZAG:IGH with a GF Score™ of 58/100 and a GF Value™ of €12.51 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Institut IGH DD's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.28 Mil. Institut IGH DD's average total debt for the quarter that ended in Mar. 2026 was €4.44 Mil. Therefore, Institut IGH DD's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.39%.


Institut IGH DD  (ZAG:IGH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Institut IGH DD Effective Interest Rate on Debt % Related Terms


Institut IGH DD Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Institut IGH DD's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Institut IGH DD Effective Interest Rate on Debt % Chart

Institut IGH DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.27 2.88 2.79 3.53 4.34

Institut IGH DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.36 3.20 3.50 5.38 6.39

ZAG:IGH vs PWR, FIX, EME: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Institut IGH DD's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Institut IGH DD Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Institut IGH DD's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Institut IGH DD's Effective Interest Rate on Debt % falls into.


ZAG:IGH
58GF Score
Institut IGH DD ZAG:IGH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Institut IGH DD Effective Interest Rate on Debt % Calculation

Institut IGH DD's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.25/( (6.79+4.728)/ 2 )
=-1  *  -0.25/5.759
=4.34 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.231 + 4.559
=6.79

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.681 + 3.047
=4.728

Institut IGH DD's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.284/( (4.728+4.158)/ 2 )
=-1  *  -0.284/4.443
=6.39 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.681 + 3.047
=4.728

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.522 + 1.636
=4.158

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.39% mean?
Institut IGH DD (ZAG:IGH) has a Effective Interest Rate on Debt % of 6.39% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Institut IGH DD and its competitors.
Is Institut IGH DD's Effective Interest Rate on Debt % too high?
Institut IGH DD's current Effective Interest Rate on Debt % is 6.39%. Overall, Institut IGH DD has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Institut IGH DD's Effective Interest Rate on Debt % compare to PWR and FIX?
Institut IGH DD's Effective Interest Rate on Debt % of 6.39% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Institut IGH DD and its competitors. Institut IGH DD's current Effective Interest Rate on Debt % is 6.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Institut IGH DD stock overvalued right now?
Based on GuruFocus' analysis, Institut IGH DD (ZAG:IGH) is currently considered Modestly Undervalued. The stock's GF Value™ is €12.51, compared to a current price of €10.10 — trading 19.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.39%. Institut IGH DD's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Institut IGH DD (ZAG:IGH), the current Effective Interest Rate on Debt % is 6.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Institut IGH DD (ZAG:IGH) Overvalued in 2026?

Based on GuruFocus' analysis, Institut IGH DD stock appears to be undervalued. The current stock price of €10.10 is trading 19.3% below its estimated GF Value™ of €12.51. GuruFocus considers Institut IGH DD to be Modestly Undervalued.

Key valuation signals for ZAG:IGH:

  • Effective Interest Rate on Debt %: 6.39%
  • GF Value™: €12.51 vs. price of €10.10 (19.3% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the ZAG:IGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Institut IGH DD Business Description

Address Janka Rakuse 1, Zagreb, HRV, 10000
Institut IGH DD is a consulting company for engineering services in the field of construction in Croatia and the region, providing support to infrastructure and investment projects and solutions in the field of construction in Croatia and international markets. Its services are management of holding companies, architectural and engineering activities, technical consulting, improvement of regulations in the field of construction, improvement of development programs and construction technologies, and protection, preservation, and improvement of space. Its segments include Department of Design, the Department of Professional Supervision and Project Management generate maximum revenue, Department of Materials and Structures, Branches, and Management and Support Services.
58GF Score

Get the complete analysis for ZAG:IGH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.10
Price
€12.51
GF Value