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AMMB Holdings BhdAMMHF 58 Debt-to-Equity is 0.64 as of Mar. 2026, which is 49% above its 10-year median of 0.43. GuruFocus rates AMMHF with a GF Score™ of 58/100 and a GF Value™ of $1.13. The stock has 5 warning signs investors should review. Among 1,421 Banks companies, AMMB Holdings Bhd ranks worse than 54.12% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for AMMB Holdings Bhd's Debt-to-Equity or its related term are showing as below:
AMMHF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.34 Med: 0.43 Max: 0.72
Current: 0.64
During the past 13 years, the highest Debt-to-Equity Ratio of AMMB Holdings Bhd was 0.72. The lowest was 0.34. And the median was 0.43.
AMMHF's Debt-to-Equity is ranked worse than 54.12% of 1421
companies
in the Banks industry
Industry Median: 0.57
vs AMMHF: 0.64
AMMB Holdings Bhd (OTCPK:AMMHF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
AMMB Holdings Bhd Debt-to-Equity Related Terms
AMMB Holdings Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for AMMB Holdings Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMMB Holdings Bhd Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, AMMB Holdings Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMMB Holdings Bhd Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, AMMB Holdings Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where AMMB Holdings Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMMB Holdings Bhd (AMMHF) has a Debt-to-Equity of 0.64 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AMMB Holdings Bhd and its competitors. This is 49% above median its historical median of 0.43. Over the past decade, AMMB Holdings Bhd's Debt-to-Equity has ranged from 0.34 to 0.72. According to the industry distribution chart, AMMB Holdings Bhd ranks #769 out of 1421 companies in the Banks industry, placing it in the top 54.1%.
Is AMMB Holdings Bhd's Debt-to-Equity too high?
AMMB Holdings Bhd's current Debt-to-Equity of 0.64 is 49% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.72. The Banks industry median Debt-to-Equity is 0.57. AMMB Holdings Bhd's value of 0.64 is 12.3% above this industry median. Based on the distribution chart, AMMB Holdings Bhd ranks #769 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, AMMB Holdings Bhd has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does AMMB Holdings Bhd's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, AMMB Holdings Bhd ranks #769 out of 1421 companies for Debt-to-Equity. This places AMMB Holdings Bhd in the lower half of its industry. The industry median Debt-to-Equity is 0.57. AMMB Holdings Bhd's value of 0.64 is 12.3% above this benchmark. Historically, AMMB Holdings Bhd's own Debt-to-Equity has ranged from 0.34 to 0.72 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.57, AMMB Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMMB Holdings Bhd's current Debt-to-Equity of 0.64 is 12.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AMMB Holdings Bhd and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMMB Holdings Bhd's current Debt-to-Equity is 0.64, which is 49% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMMB Holdings Bhd stock overvalued right now?
AMMB Holdings Bhd (AMMHF) has a current Debt-to-Equity of 0.64. The stock's GF Value™ is $1.13, compared to a current price of $1.26 — trading 11.1% above its estimated fair value. The current Debt-to-Equity is 0.64, which is 49% above median its 10-year median of 0.43 and 12.3% above the Banks industry median of 0.57. AMMB Holdings Bhd's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For AMMB Holdings Bhd (AMMHF), the current Debt-to-Equity is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMMB Holdings Bhd (AMMHF) Overvalued in 2026?
Based on GuruFocus' analysis, AMMB Holdings Bhd stock appears to be overvalued.
The current stock price of $1.26 is trading 11.1% above its estimated GF Value™ of $1.13.
Key valuation signals for AMMHF:
Debt-to-Equity: 0.64 (49% above median its 10-year median of 0.43)
GF Value™: $1.13 vs. price of $1.26 (11.1% above fair value)
Industry Position: 12.3% above the Banks median (#769 of 1421)
No single metric tells the full story. See the AMMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMMB Holdings Bhd is a provider of banking and financial services in Malaysia through its subsidiaries: AmBank and AmBank Islamic. The bank's substantial segment which contributes the vast majority of revenue, is retail banking. The retail banking segment provides individuals and small businesses with services such as credit, auto financing, mortgages, credit cards, capital financing, personal loans, deposits, current accounts, and savings accounts. The wholesale banking business engages with corporate finance and advisory services, restructuring, security issuance, futures market services, stockbroking, and derivatives services. The insurance division offers life and general insurance products via its partnership with MetLife International. Investment banking, Fund management.
58GF Score
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