Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AMMB Holdings BhdAMMHF 58 5-Year Yield-on-Cost % is 6.80 as of Jul. 23, 2026, which is 59% above its 10-year median of 4.29. GuruFocus rates AMMHF with a GF Score™ of 58/100 and a GF Value™ of $1.12. The stock has 5 warning signs investors should review. Among 1,251 Banks companies, AMMB Holdings Bhd ranks better than 66.75% on this metric.
AMMB Holdings Bhd's yield on cost for the quarter that ended in Mar. 2026 was 6.80.
The historical rank and industry rank for AMMB Holdings Bhd's 5-Year Yield-on-Cost % or its related term are showing as below:
AMMHF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.18 Med: 4.29 Max: 7.67
Current: 6.8
During the past 13 years, AMMB Holdings Bhd's highest Yield on Cost was 7.67. The lowest was 1.18. And the median was 4.29.
AMMHF's 5-Year Yield-on-Cost % is ranked better than 66.75% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs AMMHF: 6.80
AMMB Holdings Bhd (OTCPK:AMMHF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
AMMB Holdings Bhd 5-Year Yield-on-Cost % Related Terms
AMMB Holdings Bhd 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, AMMB Holdings Bhd's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMMB Holdings Bhd 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, AMMB Holdings Bhd's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where AMMB Holdings Bhd's 5-Year Yield-on-Cost % falls into.
AMMB Holdings Bhd 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
AMMB Holdings Bhd (AMMHF) has a 5-Year Yield-on-Cost % of 6.80 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AMMB Holdings Bhd and its competitors. This is 59% above median its historical median of 4.29. Over the past decade, AMMB Holdings Bhd's 5-Year Yield-on-Cost % has ranged from 1.18 to 7.67. According to the industry distribution chart, AMMB Holdings Bhd ranks #416 out of 1251 companies in the Banks industry, placing it in the top 33.3%.
Is AMMB Holdings Bhd's 5-Year Yield-on-Cost % too high?
AMMB Holdings Bhd's current 5-Year Yield-on-Cost % of 6.80 is 59% above median its 10-year median of 4.29. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 7.67. The Banks industry median 5-Year Yield-on-Cost % is 3.90. AMMB Holdings Bhd's value of 6.80 is 74.4% above this industry median. Based on the distribution chart, AMMB Holdings Bhd ranks #416 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, AMMB Holdings Bhd has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does AMMB Holdings Bhd's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, AMMB Holdings Bhd ranks #416 out of 1251 companies for 5-Year Yield-on-Cost %. This puts AMMB Holdings Bhd in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. AMMB Holdings Bhd's value of 6.80 is 74.4% above this benchmark. Historically, AMMB Holdings Bhd's own 5-Year Yield-on-Cost % has ranged from 1.18 to 7.67 over the past decade. While the company's 10-year median is 4.29 vs. the industry median of 3.90, AMMB Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMMB Holdings Bhd's current 5-Year Yield-on-Cost % of 6.80 is 74.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AMMB Holdings Bhd and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMMB Holdings Bhd's current 5-Year Yield-on-Cost % is 6.80, which is 59% above median its own 10-year median of 4.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMMB Holdings Bhd stock overvalued right now?
AMMB Holdings Bhd (AMMHF) has a current 5-Year Yield-on-Cost % of 6.80. The stock's GF Value™ is $1.12, compared to a current price of $1.26 — trading 12.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.80, which is 59% above median its 10-year median of 4.29 and 74.4% above the Banks industry median of 3.90. AMMB Holdings Bhd's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For AMMB Holdings Bhd (AMMHF), the current 5-Year Yield-on-Cost % is 6.80 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMMB Holdings Bhd (AMMHF) Overvalued in 2026?
Based on GuruFocus' analysis, AMMB Holdings Bhd stock appears to be overvalued.
The current stock price of $1.26 is trading 12.1% above its estimated GF Value™ of $1.12.
Key valuation signals for AMMHF:
5-Year Yield-on-Cost %: 6.80 (59% above median its 10-year median of 4.29)
GF Value™: $1.12 vs. price of $1.26 (12.1% above fair value)
Industry Position: 74.4% above the Banks median (#416 of 1251)
No single metric tells the full story. See the AMMHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMMB Holdings Bhd is a provider of banking and financial services in Malaysia through its subsidiaries: AmBank and AmBank Islamic. The bank's substantial segment which contributes the vast majority of revenue, is retail banking. The retail banking segment provides individuals and small businesses with services such as credit, auto financing, mortgages, credit cards, capital financing, personal loans, deposits, current accounts, and savings accounts. The wholesale banking business engages with corporate finance and advisory services, restructuring, security issuance, futures market services, stockbroking, and derivatives services. The insurance division offers life and general insurance products via its partnership with MetLife International. Investment banking, Fund management.
58GF Score
Get the complete analysis for AMMHF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMMHF has been successfully added to your 
