Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
American Realty InvestorsARL +2.10%61 Debt-to-Equity is 0.35 as of Jun. 2026, which is 79% below its 10-year median of 1.63. GuruFocus rates ARL with a GF Score™ of 61/100 and a GF Value™ of $16.41 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,545 Real Estate companies, American Realty Investors ranks better than 69.97% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for American Realty Investors's Debt-to-Equity or its related term are showing as below:
ARL'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.29 Med: 1.63 Max: 9.19
Current: 0.35
During the past 13 years, the highest Debt-to-Equity Ratio of American Realty Investors was 9.19. The lowest was 0.29. And the median was 1.63.
ARL's Debt-to-Equity is ranked better than 69.97% of 1545
companies
in the Real Estate industry
Industry Median: 0.74
vs ARL: 0.35
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
American Realty Investors Debt-to-Equity Related Terms
American Realty Investors Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ARL vs RMAX, NTPIF, CHCI: Debt-to-Equity Comparison
For the Real Estate Services subindustry, American Realty Investors's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Realty Investors Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, American Realty Investors's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where American Realty Investors's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Realty Investors (ARL) has a Debt-to-Equity of 0.35 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on American Realty Investors and its competitors. This is 79% below median its historical median of 1.63. Over the past decade, American Realty Investors' Debt-to-Equity has ranged from 0.29 to 9.19. According to the industry distribution chart, American Realty Investors ranks #464 out of 1545 companies in the Real Estate industry, placing it in the top 30%.
Is American Realty Investors' Debt-to-Equity too high?
American Realty Investors' current Debt-to-Equity of 0.35 is 79% below median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 9.19. The Real Estate industry median Debt-to-Equity is 0.74. American Realty Investors' value of 0.35 is 52.7% below this industry median. Based on the distribution chart, American Realty Investors ranks #464 out of 1545 companies in the Real Estate industry, which is above the industry midpoint. Overall, American Realty Investors has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Realty Investors' Debt-to-Equity compare to RMAX and NTPIF?
According to the Real Estate industry distribution chart, American Realty Investors ranks #464 out of 1545 companies for Debt-to-Equity. This puts American Realty Investors in the upper half of its industry. The industry median Debt-to-Equity is 0.74. American Realty Investors' value of 0.35 is 52.7% below this benchmark. Historically, American Realty Investors' own Debt-to-Equity has ranged from 0.29 to 9.19 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 0.74, American Realty Investors has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.74, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Realty Investors's current Debt-to-Equity of 0.35 is 52.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on American Realty Investors and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Realty Investors's current Debt-to-Equity is 0.35, which is 79% below median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, American Realty Investors (ARL) is currently considered Fairly Valued. The stock's GF Value™ is $16.41, compared to a current price of $16.08 — trading 2% below its estimated fair value. The current Debt-to-Equity is 0.35, which is 79% below median its 10-year median of 1.63 and 52.7% below the Real Estate industry median of 0.74. American Realty Investors' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For American Realty Investors (ARL), the current Debt-to-Equity is 0.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Realty Investors (ARL) Overvalued in 2026?
Based on GuruFocus' analysis, American Realty Investors stock appears to be undervalued.
The current stock price of $16.08 is trading 2% below its estimated GF Value™ of $16.41.
GuruFocus considers American Realty Investors to be Fairly Valued.
Key valuation signals for ARL:
Debt-to-Equity: 0.35 (79% below median its 10-year median of 1.63)
GF Value™: $16.41 vs. price of $16.08 (2% below fair value)
Industry Position: 52.7% below the Real Estate median (#464 of 1545)
No single metric tells the full story. See the ARL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Realty Investors Inc is a fully integrated externally managed real estate company. The company operates high-quality multifamily and commercial properties throughout the Southern United States and also invests in mortgage notes receivable and in land that is either held for appreciation or development. It operates in two reportable segments: the acquisition, development, ownership and management of multifamily properties (Residential Segment) and the acquisition, ownership and management of commercial real estate properties (Commercial Segment). Maximum revenue is generated from its Residential segment, which includes the rental of apartments and other tenants.
61GF Score
Get the complete analysis for ARL
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ARL has been successfully added to your 
