Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
American Realty InvestorsARL +2.10%61 Equity-to-Asset is 0.57 as of Jun. 2026, which is 84% above its 10-year median of 0.31. GuruFocus rates ARL with a GF Score™ of 61/100 and a GF Value™ of $16.41 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,800 Real Estate companies, American Realty Investors ranks better than 68.28% on this metric.
American Realty Investors (NYSE:ARL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
American Realty Investors Equity-to-Asset Related Terms
American Realty Investors Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ARL vs RMAX, NTPIF, CHCI: Equity-to-Asset Comparison
For the Real Estate Services subindustry, American Realty Investors's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Realty Investors Equity-to-Asset vs Real Estate Industry
For the Real Estate industry and Real Estate sector, American Realty Investors's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where American Realty Investors's Equity-to-Asset falls into.
American Realty Investors Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
American Realty Investors's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Realty Investors (ARL) has a Equity-to-Asset of 0.57 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on American Realty Investors and its competitors. This is 84% above median its historical median of 0.31. Over the past decade, American Realty Investors' Equity-to-Asset has ranged from 0.09 to 0.61. According to the industry distribution chart, American Realty Investors ranks #571 out of 1800 companies in the Real Estate industry, placing it in the top 31.7%.
Is American Realty Investors' Equity-to-Asset too high?
American Realty Investors' current Equity-to-Asset of 0.57 is 84% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.61. The Real Estate industry median Equity-to-Asset is 0.44. American Realty Investors' value of 0.57 is 29.5% above this industry median. Based on the distribution chart, American Realty Investors ranks #571 out of 1800 companies in the Real Estate industry, which is above the industry midpoint. Overall, American Realty Investors has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Realty Investors' Equity-to-Asset compare to RMAX and NTPIF?
According to the Real Estate industry distribution chart, American Realty Investors ranks #571 out of 1800 companies for Equity-to-Asset. This puts American Realty Investors in the upper half of its industry. The industry median Equity-to-Asset is 0.44. American Realty Investors' value of 0.57 is 29.5% above this benchmark. Historically, American Realty Investors' own Equity-to-Asset has ranged from 0.09 to 0.61 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.44, American Realty Investors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.44, based on 1,800 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Realty Investors's current Equity-to-Asset of 0.57 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on American Realty Investors and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Realty Investors's current Equity-to-Asset is 0.57, which is 84% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Realty Investors stock overvalued right now?
Based on GuruFocus' analysis, American Realty Investors (ARL) is currently considered Fairly Valued. The stock's GF Value™ is $16.41, compared to a current price of $16.08 — trading 2% below its estimated fair value. The current Equity-to-Asset is 0.57, which is 84% above median its 10-year median of 0.31 and 29.5% above the Real Estate industry median of 0.44. American Realty Investors' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For American Realty Investors (ARL), the current Equity-to-Asset is 0.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Realty Investors (ARL) Overvalued in 2026?
Based on GuruFocus' analysis, American Realty Investors stock appears to be undervalued.
The current stock price of $16.08 is trading 2% below its estimated GF Value™ of $16.41.
GuruFocus considers American Realty Investors to be Fairly Valued.
Key valuation signals for ARL:
Equity-to-Asset: 0.57 (84% above median its 10-year median of 0.31)
GF Value™: $16.41 vs. price of $16.08 (2% below fair value)
Industry Position: 29.5% above the Real Estate median (#571 of 1800)
No single metric tells the full story. See the ARL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Realty Investors Inc is a fully integrated externally managed real estate company. The company operates high-quality multifamily and commercial properties throughout the Southern United States and also invests in mortgage notes receivable and in land that is either held for appreciation or development. It operates in two reportable segments: the acquisition, development, ownership and management of multifamily properties (Residential Segment) and the acquisition, ownership and management of commercial real estate properties (Commercial Segment). Maximum revenue is generated from its Residential segment, which includes the rental of apartments and other tenants.
61GF Score
Get the complete analysis for ARL
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ARL has been successfully added to your 
