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Asseco PolandASOZF 69 Debt-to-Equity is 0.47 as of Mar. 2026, which is 10% below its 10-year median of 0.52. GuruFocus rates ASOZF with a GF Score™ of 69/100 and a GF Value™ of $25.40 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,249 Software companies, Asseco Poland ranks worse than 69.23% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Asseco Poland's Debt-to-Equity or its related term are showing as below:
ASOZF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.52 Max: 0.84
Current: 0.47
During the past 13 years, the highest Debt-to-Equity Ratio of Asseco Poland was 0.84. The lowest was 0.06. And the median was 0.52.
ASOZF's Debt-to-Equity is ranked worse than 69.23% of 2249
companies
in the Software industry
Industry Median: 0.2
vs ASOZF: 0.47
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Asseco Poland Debt-to-Equity Related Terms
Asseco Poland Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Asseco Poland's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOZF vs QH, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Asseco Poland's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asseco Poland Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Asseco Poland's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Asseco Poland's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asseco Poland (ASOZF) has a Debt-to-Equity of 0.47 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Asseco Poland and its competitors. This is 10% below median its historical median of 0.52. Over the past decade, Asseco Poland's Debt-to-Equity has ranged from 0.06 to 0.84. According to the industry distribution chart, Asseco Poland ranks #1557 out of 2249 companies in the Software industry, placing it in the top 69.2%.
Is Asseco Poland's Debt-to-Equity too high?
Asseco Poland's current Debt-to-Equity of 0.47 is 10% below median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.84. The Software industry median Debt-to-Equity is 0.20. Asseco Poland's value of 0.47 is 135% above this industry median. Based on the distribution chart, Asseco Poland ranks #1557 out of 2249 companies in the Software industry, which is below the industry midpoint. Overall, Asseco Poland has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco Poland's Debt-to-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Asseco Poland ranks #1557 out of 2249 companies for Debt-to-Equity. This places Asseco Poland in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Asseco Poland's value of 0.47 is 135% above this benchmark. Historically, Asseco Poland's own Debt-to-Equity has ranged from 0.06 to 0.84 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.20, Asseco Poland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,249 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco Poland's current Debt-to-Equity of 0.47 is 135% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Asseco Poland and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco Poland's current Debt-to-Equity is 0.47, which is 10% below median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco Poland stock overvalued right now?
Based on GuruFocus' analysis, Asseco Poland (ASOZF) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.40, compared to a current price of $47.53 — trading 87.1% above its estimated fair value. The current Debt-to-Equity is 0.47, which is 10% below median its 10-year median of 0.52 and 135% above the Software industry median of 0.20. Asseco Poland's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Asseco Poland (ASOZF), the current Debt-to-Equity is 0.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asseco Poland (ASOZF) Overvalued in 2026?
Based on GuruFocus' analysis, Asseco Poland stock appears to be overvalued.
The current stock price of $47.53 is trading 87.1% above its estimated GF Value™ of $25.40.
GuruFocus considers Asseco Poland to be Significantly Overvalued.
Key valuation signals for ASOZF:
Debt-to-Equity: 0.47 (10% below median its 10-year median of 0.52)
GF Value™: $25.40 vs. price of $47.53 (87.1% above fair value)
Industry Position: 135% above the Software median (#1557 of 2249)
No single metric tells the full story. See the ASOZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asseco Poland SA is a Poland-based information technology (IT) company, which is engaged in the development of software for companies from different sectors of the economy. It also provides enterprise resource planning solutions and services to micro, small, and mid-sized companies, as well as large enterprises, and business intelligence software and services. The company's operating segments include the Asseco Poland segment, the Asseco International segment, and the Formula Systems segment. It generates the majority of its revenue from the Formula Systems segment.
69GF Score
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