Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Asseco PolandASOZF 69 Equity-to-Asset is 0.32 as of Mar. 2026, which is 11% below its 10-year median of 0.36. GuruFocus rates ASOZF with a GF Score™ of 69/100 and a GF Value™ of $25.47 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,892 Software companies, Asseco Poland ranks worse than 75.73% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Asseco Poland's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $2,105 Mil. Asseco Poland's Total Assets for the quarter that ended in Mar. 2026 was $6,502 Mil.
Therefore, Asseco Poland's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.32.
The historical rank and industry rank for Asseco Poland's Equity-to-Asset or its related term are showing as below:
ASOZF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.27 Med: 0.36 Max: 0.77
Current: 0.32
During the past 13 years, the highest Equity to Asset Ratio of Asseco Poland was 0.77. The lowest was 0.27. And the median was 0.36.
ASOZF's Equity-to-Asset is ranked worse than 75.73% of 2892
companies
in the Software industry
Industry Median: 0.56
vs ASOZF: 0.32
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Asseco Poland Equity-to-Asset Related Terms
Asseco Poland Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Asseco Poland's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASOZF vs QH, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Asseco Poland's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asseco Poland Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Asseco Poland's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Asseco Poland's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Asseco Poland's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asseco Poland (ASOZF) has a Equity-to-Asset of 0.32 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Asseco Poland and its competitors. This is 11% below median its historical median of 0.36. Over the past decade, Asseco Poland's Equity-to-Asset has ranged from 0.27 to 0.77. According to the industry distribution chart, Asseco Poland ranks #2190 out of 2892 companies in the Software industry, placing it in the top 75.7%.
Is Asseco Poland's Equity-to-Asset too high?
Asseco Poland's current Equity-to-Asset of 0.32 is 11% below median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.77. The Software industry median Equity-to-Asset is 0.56. Asseco Poland's value of 0.32 is 42.9% below this industry median. Based on the distribution chart, Asseco Poland ranks #2190 out of 2892 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Asseco Poland has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco Poland's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, Asseco Poland ranks #2190 out of 2892 companies for Equity-to-Asset. This places Asseco Poland in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Asseco Poland's value of 0.32 is 42.9% below this benchmark. Historically, Asseco Poland's own Equity-to-Asset has ranged from 0.27 to 0.77 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.56, Asseco Poland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco Poland's current Equity-to-Asset of 0.32 is 42.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Asseco Poland and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco Poland's current Equity-to-Asset is 0.32, which is 11% below median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco Poland stock overvalued right now?
Based on GuruFocus' analysis, Asseco Poland (ASOZF) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.47, compared to a current price of $61.70 — trading 142.2% above its estimated fair value. The current Equity-to-Asset is 0.32, which is 11% below median its 10-year median of 0.36 and 42.9% below the Software industry median of 0.56. Asseco Poland's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Asseco Poland (ASOZF), the current Equity-to-Asset is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asseco Poland (ASOZF) Overvalued in 2026?
Based on GuruFocus' analysis, Asseco Poland stock appears to be overvalued.
The current stock price of $61.70 is trading 142.2% above its estimated GF Value™ of $25.47.
GuruFocus considers Asseco Poland to be Significantly Overvalued.
Key valuation signals for ASOZF:
Equity-to-Asset: 0.32 (11% below median its 10-year median of 0.36)
GF Value™: $25.47 vs. price of $61.70 (142.2% above fair value)
Industry Position: 42.9% below the Software median (#2190 of 2892)
No single metric tells the full story. See the ASOZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asseco Poland SA is a Poland-based information technology (IT) company, which is engaged in the development of software for companies from different sectors of the economy. It also provides enterprise resource planning solutions and services to micro, small, and mid-sized companies, as well as large enterprises, and business intelligence software and services. The company's operating segments include the Asseco Poland segment, the Asseco International segment, and the Formula Systems segment. It generates the majority of its revenue from the Formula Systems segment.
69GF Score
Get the complete analysis for ASOZF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASOZF has been successfully added to your 
