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ClueyASX:CLU Debt-to-Equity is 0.14 as of Dec. 2025, which is 367% above its 10-year median of 0.03. The stock has 3 warning signs investors should review. Among 222 Education companies, Cluey ranks better than 70.72% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Cluey's Debt-to-Equity or its related term are showing as below:
ASX:CLU'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.03 Max: 0.24
Current: 0.14
During the past 6 years, the highest Debt-to-Equity Ratio of Cluey was 0.24. The lowest was 0.02. And the median was 0.03.
ASX:CLU's Debt-to-Equity is ranked better than 70.72% of 222
companies
in the Education industry
Industry Median: 0.315
vs ASX:CLU: 0.14
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Cluey Debt-to-Equity Related Terms
Cluey Debt-to-Equity Historical Data
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The historical data trend for Cluey's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CLU vs EDU, TAL, LAUR: Debt-to-Equity Comparison
For the Education & Training Services subindustry, Cluey's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cluey Debt-to-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Cluey's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Cluey's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cluey (ASX:CLU) has a Debt-to-Equity of 0.14 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cluey and its competitors. This is 367% above median its historical median of 0.03. Over the past decade, Cluey's Debt-to-Equity has ranged from 0.02 to 0.24. According to the industry distribution chart, Cluey ranks #65 out of 222 companies in the Education industry, placing it in the top 29.3%.
Is Cluey's Debt-to-Equity too high?
Cluey's current Debt-to-Equity of 0.14 is 367% above median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.24. The Education industry median Debt-to-Equity is 0.32. Cluey's value of 0.14 is 55.6% below this industry median. Based on the distribution chart, Cluey ranks #65 out of 222 companies in the Education industry, which is above the industry midpoint.
How does Cluey's Debt-to-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Cluey ranks #65 out of 222 companies for Debt-to-Equity. This puts Cluey in the upper half of its industry. The industry median Debt-to-Equity is 0.32. Cluey's value of 0.14 is 55.6% below this benchmark. Historically, Cluey's own Debt-to-Equity has ranged from 0.02 to 0.24 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 0.32, Cluey has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.32, based on 222 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cluey's current Debt-to-Equity of 0.14 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cluey and its competitors. For the Education industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cluey's current Debt-to-Equity is 0.14, which is 367% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cluey stock overvalued right now?
Based on GuruFocus' analysis, Cluey (ASX:CLU) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.02, compared to a current price of A$0.01 — trading 65% below its estimated fair value. The current Debt-to-Equity is 0.14, which is 367% above median its 10-year median of 0.03 and 55.6% below the Education industry median of 0.32. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Cluey (ASX:CLU), the current Debt-to-Equity is 0.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cluey Ltd is an education technology company. The company provides personalized online tutoring, small group tutoring, practice sessions, revision sessions, recorded lectures, and test preparation plans. The company's segment includes the Cluey Learning segment, which primarily operates in an online learning environment, and the Code Camp segment, which operates in face-to-face and online environments. It generates maximum revenue from the Cluey Learning segment.
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