Cluey (ASX:CLU) Equity-to-Asset: 0.48 (As of Dec. 2025) — 29% Below Median

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Director of Data and Quant Analytics at GuruFocus
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What is Cluey Equity-to-Asset?

Cluey ASX:CLU +7.14% Equity-to-Asset is 0.48 as of Dec. 2025, which is 29% below its 10-year median of 0.68. The stock has 3 warning signs investors should review. Among 263 Education companies, Cluey ranks worse than 61.6% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Cluey's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$6.10 Mil. Cluey's Total Assets for the quarter that ended in Dec. 2025 was A$12.82 Mil. Therefore, Cluey's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.48.

The historical rank and industry rank for Cluey's Equity-to-Asset or its related term are showing as below:

ASX:CLU' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.33   Med: 0.68   Max: 0.92
Current: 0.48

During the past 6 years, the highest Equity to Asset Ratio of Cluey was 0.92. The lowest was 0.33. And the median was 0.68.

ASX:CLU's Equity-to-Asset is ranked worse than
61.6% of 263 companies
in the Education industry
Industry Median: 0.56 vs ASX:CLU: 0.48

Cluey  (ASX:CLU) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Cluey Equity-to-Asset Related Terms


Cluey Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Cluey's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cluey Equity-to-Asset Chart

Cluey Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Equity-to-Asset
Get a 7-Day Free Trial 0.84 0.73 0.68 0.43 0.33

Cluey Semi-Annual Data
Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.64 0.43 0.54 0.33 0.48

ASX:CLU vs EDU, TAL, LAUR: Equity-to-Asset Comparison

For the Education & Training Services subindustry, Cluey's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cluey Equity-to-Asset vs Education Industry

For the Education industry and Consumer Defensive sector, Cluey's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Cluey's Equity-to-Asset falls into.



Cluey Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Cluey's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Equity to Asset (A: Jun. 2025 )=Total Stockholders Equity/Total Assets
=3.97/11.925
=0.33

Cluey's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=6.095/12.821
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.48 mean?
Cluey (ASX:CLU) has a Equity-to-Asset of 0.48 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cluey and its competitors. This is 29% below median its historical median of 0.68. Over the past decade, Cluey's Equity-to-Asset has ranged from 0.33 to 0.92. According to the industry distribution chart, Cluey ranks #162 out of 263 companies in the Education industry, placing it in the top 61.6%.
Is Cluey's Equity-to-Asset too high?
Cluey's current Equity-to-Asset of 0.48 is 29% below median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.92. The Education industry median Equity-to-Asset is 0.56. Cluey's value of 0.48 is 14.3% below this industry median. Based on the distribution chart, Cluey ranks #162 out of 263 companies in the Education industry, which is below the industry midpoint.
How does Cluey's Equity-to-Asset compare to EDU and TAL?
According to the Education industry distribution chart, Cluey ranks #162 out of 263 companies for Equity-to-Asset. This places Cluey in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Cluey's value of 0.48 is 14.3% below this benchmark. Historically, Cluey's own Equity-to-Asset has ranged from 0.33 to 0.92 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 0.56, Cluey has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Education company?
The median Equity-to-Asset among Education companies is 0.56, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cluey's current Equity-to-Asset of 0.48 is 14.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Cluey and its competitors. For the Education industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cluey's current Equity-to-Asset is 0.48, which is 29% below median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cluey stock overvalued right now?
Based on GuruFocus' analysis, Cluey (ASX:CLU) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.02, compared to a current price of A$0.02 — trading 25% below its estimated fair value. The current Equity-to-Asset is 0.48, which is 29% below median its 10-year median of 0.68 and 14.3% below the Education industry median of 0.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Cluey (ASX:CLU), the current Equity-to-Asset is 0.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cluey Business Description

Address 117 Clarence Street, Suite 2, Level 2, Sydney, NSW, AUS, 2000
Cluey Ltd is an education technology company. The company provides personalized online tutoring, small group tutoring, practice sessions, revision sessions, recorded lectures, and test preparation plans. The company's segment includes the Cluey Learning segment, which primarily operates in an online learning environment, and the Code Camp segment, which operates in face-to-face and online environments. It generates maximum revenue from the Cluey Learning segment.