Ingenia Communities Group (ASX:INA) Debt-to-Equity: 0.58 (As of Dec. 2025) — 45% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:INA Ingenia Communities Group ASX:INA
88 GF Score
Price A$4.20
GF Value A$6.13
Valuation Possible Value Trap
! 9 Warning Signs
View Full Analysis

What is Ingenia Communities Group Debt-to-Equity?

Ingenia Communities Group ASX:INA -1.18% 88 Debt-to-Equity is 0.58 as of Dec. 2025, which is 45% above its 10-year median of 0.40. GuruFocus rates ASX:INA with a GF Score™ of 88/100 and a GF Value™ of A$6.13 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 689 REITs companies, Ingenia Communities Group ranks better than 66.62% on this metric.

Ingenia Communities Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$4.4 Mil. Ingenia Communities Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$969.1 Mil. Ingenia Communities Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$1,673.9 Mil. Ingenia Communities Group's debt to equity for the quarter that ended in Dec. 2025 was 0.58.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Ingenia Communities Group's Debt-to-Equity or its related term are showing as below:

ASX:INA' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.09   Med: 0.4   Max: 0.74
Current: 0.58

During the past 13 years, the highest Debt-to-Equity Ratio of Ingenia Communities Group was 0.74. The lowest was 0.09. And the median was 0.40.

ASX:INA's Debt-to-Equity is ranked better than
66.62% of 689 companies
in the REITs industry
Industry Median: 0.78 vs ASX:INA: 0.58

Ingenia Communities Group  (ASX:INA) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Ingenia Communities Group Debt-to-Equity Related Terms


Ingenia Communities Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Ingenia Communities Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ingenia Communities Group Debt-to-Equity Chart

Ingenia Communities Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.28 0.32 0.43 0.50 0.55

Ingenia Communities Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.50 0.53 0.55 0.58

ASX:INA vs AVB, EQR, ESS: Debt-to-Equity Comparison

For the REIT - Residential subindustry, Ingenia Communities Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ingenia Communities Group Debt-to-Equity vs REITs Industry

For the REITs industry and Real Estate sector, Ingenia Communities Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Ingenia Communities Group's Debt-to-Equity falls into.


ASX:INA
88GF Score
Ingenia Communities Group ASX:INA
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ingenia Communities Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Ingenia Communities Group's Debt to Equity Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Ingenia Communities Group's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.58 mean?
Ingenia Communities Group (ASX:INA) has a Debt-to-Equity of 0.58 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ingenia Communities Group and its competitors. This is 45% above median its historical median of 0.40. Over the past decade, Ingenia Communities Group's Debt-to-Equity has ranged from 0.09 to 0.74. According to the industry distribution chart, Ingenia Communities Group ranks #230 out of 689 companies in the REITs industry, placing it in the top 33.4%.
Is Ingenia Communities Group's Debt-to-Equity too high?
Ingenia Communities Group's current Debt-to-Equity of 0.58 is 45% above median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.74. The REITs industry median Debt-to-Equity is 0.78. Ingenia Communities Group's value of 0.58 is 25.6% below this industry median. Based on the distribution chart, Ingenia Communities Group ranks #230 out of 689 companies in the REITs industry, which is above the industry midpoint. Overall, Ingenia Communities Group has a GF Score™ of 88/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ingenia Communities Group's Debt-to-Equity compare to AVB and EQR?
According to the REITs industry distribution chart, Ingenia Communities Group ranks #230 out of 689 companies for Debt-to-Equity. This puts Ingenia Communities Group in the upper half of its industry. The industry median Debt-to-Equity is 0.78. Ingenia Communities Group's value of 0.58 is 25.6% below this benchmark. Historically, Ingenia Communities Group's own Debt-to-Equity has ranged from 0.09 to 0.74 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.78, Ingenia Communities Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 689 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ingenia Communities Group's current Debt-to-Equity of 0.58 is 25.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ingenia Communities Group and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ingenia Communities Group's current Debt-to-Equity is 0.58, which is 45% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ingenia Communities Group stock overvalued right now?
Based on GuruFocus' analysis, Ingenia Communities Group (ASX:INA) is currently considered Possible Value Trap. The stock's GF Value™ is A$6.13, compared to a current price of A$4.20 — trading 31.5% below its estimated fair value. The current Debt-to-Equity is 0.58, which is 45% above median its 10-year median of 0.40 and 25.6% below the REITs industry median of 0.78. Ingenia Communities Group's overall GF Score™ is 88/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ingenia Communities Group (ASX:INA), the current Debt-to-Equity is 0.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ingenia Communities Group (ASX:INA) Overvalued in 2026?

Based on GuruFocus' analysis, Ingenia Communities Group stock appears to be undervalued. The current stock price of A$4.20 is trading 31.5% below its estimated GF Value™ of A$6.13. GuruFocus considers Ingenia Communities Group to be Possible Value Trap.

Key valuation signals for ASX:INA:

  • Debt-to-Equity: 0.58 (45% above median its 10-year median of 0.40)
  • GF Value™: A$6.13 vs. price of A$4.20 (31.5% below fair value)
  • GF Score™: 88/100 with 9 warning signs
  • Industry Position: 25.6% below the REITs median (#230 of 689)

No single metric tells the full story. See the ASX:INA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ingenia Communities Group Business Description

Industry Real EstateREITs
Other Exchanges INGEF:USA
Address 20 Bond Street, Level 10, Sydney, NSW, AUS, 2000
Ingenia Communities is an Australian real estate investment trust with a property portfolio capitalizing on tourism, retirement, and low-cost housing needs. The largest and fastest growing source of income is the firm's land-lease communities targeted at the over-55s. This business constructs and sells the houses and collects rental income from the land. Additional rental and fee income are generated from housing communities and holiday parks. Its assets are situated in Australia's eastern states, with a focus on coastal and outer metropolitan regions.
88GF Score

Get the complete analysis for ASX:INA

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$4.20
Price
A$6.13
GF Value