Ingenia Communities GroupASX:INA +1.87%87 Interest Coverage is 4.15 as of Dec. 2025, which is 39% below its 10-year median of 6.82. GuruFocus rates ASX:INA with a GF Score™ of 87/100 and a GF Value™ of A$6.06 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 701 REITs companies, Ingenia Communities Group ranks better than 58.2% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ingenia Communities Group's
Operating Income
for the
six
months ended in Dec. 2025 was A$70.3 Mil. Ingenia Communities Group's Interest Expense for the
six
months ended in Dec. 2025 was A$-17.0 Mil.
Ingenia Communities Group's interest coverage for the quarter that ended in Dec. 2025 was 4.15.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Ingenia Communities Group interest coverage is 3.67, which is low.
The historical rank and industry rank for Ingenia Communities Group's Interest Coverage or its related term are showing as below:
ASX:INA'
s Interest Coverage Range Over the Past 10 Years
Min: 2.5 Med: 6.82 Max: 22.35
Current: 3.67
ASX:INA's Interest Coverage is ranked better than 58.2% of 701
companies
in the REITs industry
Industry Median: 3.12
vs ASX:INA: 3.67
Ingenia Communities Group (ASX:INA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ingenia Communities Group Interest Coverage Related Terms
Ingenia Communities Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:INA vs AVB, EQR, ESS: Interest Coverage Comparison
For the REIT - Residential subindustry, Ingenia Communities Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ingenia Communities Group Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, Ingenia Communities Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ingenia Communities Group's Interest Coverage falls into.
Ingenia Communities Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ingenia Communities Group (ASX:INA) has a Interest Coverage of 4.15 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ingenia Communities Group and its competitors. This is 39% below median its historical median of 6.82. Over the past decade, Ingenia Communities Group's Interest Coverage has ranged from 2.50 to 22.35. According to the industry distribution chart, Ingenia Communities Group ranks #293 out of 701 companies in the REITs industry, placing it in the top 41.8%.
Is Ingenia Communities Group's Interest Coverage too high?
Ingenia Communities Group's current Interest Coverage of 4.15 is 39% below median its 10-year median of 6.82. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 22.35. The REITs industry median Interest Coverage is 3.12. Ingenia Communities Group's value of 4.15 is 33% above this industry median. Based on the distribution chart, Ingenia Communities Group ranks #293 out of 701 companies in the REITs industry, which is above the industry midpoint. Overall, Ingenia Communities Group has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ingenia Communities Group's Interest Coverage compare to AVB and EQR?
According to the REITs industry distribution chart, Ingenia Communities Group ranks #293 out of 701 companies for Interest Coverage. This puts Ingenia Communities Group in the upper half of its industry. The industry median Interest Coverage is 3.12. Ingenia Communities Group's value of 4.15 is 33% above this benchmark. Historically, Ingenia Communities Group's own Interest Coverage has ranged from 2.50 to 22.35 over the past decade. While the company's 10-year median is 6.82 vs. the industry median of 3.12, Ingenia Communities Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 701 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ingenia Communities Group's current Interest Coverage of 4.15 is 33% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ingenia Communities Group and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ingenia Communities Group's current Interest Coverage is 4.15, which is 39% below median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ingenia Communities Group stock overvalued right now?
Based on GuruFocus' analysis, Ingenia Communities Group (ASX:INA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$6.06, compared to a current price of A$4.36 — trading 28.1% below its estimated fair value. The current Interest Coverage is 4.15, which is 39% below median its 10-year median of 6.82 and 33% above the REITs industry median of 3.12. Ingenia Communities Group's overall GF Score™ is 87/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ingenia Communities Group (ASX:INA), the current Interest Coverage is 4.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ingenia Communities Group (ASX:INA) Overvalued in 2026?
Based on GuruFocus' analysis, Ingenia Communities Group stock appears to be undervalued.
The current stock price of A$4.36 is trading 28.1% below its estimated GF Value™ of A$6.06.
GuruFocus considers Ingenia Communities Group to be Modestly Undervalued.
Key valuation signals for ASX:INA:
Interest Coverage: 4.15 (39% below median its 10-year median of 6.82)
GF Value™: A$6.06 vs. price of A$4.36 (28.1% below fair value)
Industry Position: 33% above the REITs median (#293 of 701)
No single metric tells the full story. See the ASX:INA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ingenia Communities is an Australian real estate investment trust with a property portfolio capitalizing on tourism, retirement, and low-cost housing needs. The largest and fastest growing source of income is the firm's land-lease communities targeted at the over-55s. This business constructs and sells the houses and collects rental income from the land. Additional rental and fee income are generated from housing communities and holiday parks. Its assets are situated in Australia's eastern states, with a focus on coastal and outer metropolitan regions.
87GF Score
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