Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ithmaar Holding BSCBAH:ITHMR Debt-to-Equity is 5.16 as of Jun. 2026, which is 48% below its 10-year median of 9.93. The stock has 1 warning sign investors should review. Among 1,410 Banks companies, Ithmaar Holding BSC ranks worse than 97.38% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Ithmaar Holding BSC's Debt-to-Equity or its related term are showing as below:
BAH:ITHMR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 5.19 Med: 9.93 Max: 15.8
Current: 5.54
During the past 13 years, the highest Debt-to-Equity Ratio of Ithmaar Holding BSC was 15.80. The lowest was 5.19. And the median was 9.93.
BAH:ITHMR's Debt-to-Equity is ranked worse than 97.38% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs BAH:ITHMR: 5.54
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Ithmaar Holding BSC Debt-to-Equity Related Terms
Ithmaar Holding BSC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Ithmaar Holding BSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ithmaar Holding BSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ithmaar Holding BSC Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Ithmaar Holding BSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Ithmaar Holding BSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ithmaar Holding BSC (BAH:ITHMR) has a Debt-to-Equity of 5.16 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ithmaar Holding BSC and its competitors. This is 48% below median its historical median of 9.93. Over the past decade, Ithmaar Holding BSC's Debt-to-Equity has ranged from 5.19 to 15.80. According to the industry distribution chart, Ithmaar Holding BSC ranks #1373 out of 1410 companies in the Banks industry, placing it in the top 97.4%.
Is Ithmaar Holding BSC's Debt-to-Equity too high?
Ithmaar Holding BSC's current Debt-to-Equity of 5.16 is 48% below median its 10-year median of 9.93. Over the past 10 years, this metric has ranged from a low of 5.19 to a high of 15.80. The Banks industry median Debt-to-Equity is 0.58. Ithmaar Holding BSC's value of 5.16 is 789.7% above this industry median. Based on the distribution chart, Ithmaar Holding BSC ranks #1373 out of 1410 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Ithmaar Holding BSC's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Ithmaar Holding BSC ranks #1373 out of 1410 companies for Debt-to-Equity. This places Ithmaar Holding BSC in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Ithmaar Holding BSC's value of 5.16 is 789.7% above this benchmark. Historically, Ithmaar Holding BSC's own Debt-to-Equity has ranged from 5.19 to 15.80 over the past decade. While the company's 10-year median is 9.93 vs. the industry median of 0.58, Ithmaar Holding BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ithmaar Holding BSC's current Debt-to-Equity of 5.16 is 789.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ithmaar Holding BSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ithmaar Holding BSC's current Debt-to-Equity is 5.16, which is 48% below median its own 10-year median of 9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ithmaar Holding BSC stock overvalued right now?
Based on GuruFocus' analysis, Ithmaar Holding BSC (BAH:ITHMR) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.03, compared to a current price of $0.02 — trading 30% below its estimated fair value. The current Debt-to-Equity is 5.16, which is 48% below median its 10-year median of 9.93 and 789.7% above the Banks industry median of 0.58. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ithmaar Holding BSC (BAH:ITHMR), the current Debt-to-Equity is 5.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ithmaar Holding BSC is a Bahrain-based Islamic financial services group operating through subsidiaries that provide Sharia-compliant retail, corporate, and private banking, as well as investment banking, asset management, and takaful (Islamic insurance). Its main banking operations are conducted via Ithmaar Bank in Bahrain and Faysal Bank in Pakistan, with additional activities in real estate and equipment leasing. The group serves retail customers, corporations, and institutions, offering deposit-taking, financing, and investment products structured to comply with Islamic principles, including the prohibition of interest. Revenue is generated predominantly from retail and corporate banking through financing income and fees, supplemented by investment and asset management activities. Operations are concentrated in Bahrain and Pakistan, with a presence in other regional markets. Ithmaar Holding is listed on the Bahrain Bourse and previously on the Dubai Financial Market.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:ITHMR has been successfully added to your 
