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Amanah Leasing PCLBKK:AMANAH-R 36 Debt-to-Equity is 1.38 as of Mar. 2026, which is 5% below its 10-year median of 1.46. GuruFocus rates BKK:AMANAH-R with a GF Score™ of 36/100 and a GF Value™ of ฿0.74. The stock has 4 warning signs investors should review. Among 455 Credit Services companies, Amanah Leasing PCL ranks worse than 53.85% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Amanah Leasing PCL's Debt-to-Equity or its related term are showing as below:
BKK:AMANAH-R'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.02 Med: 1.46 Max: 1.95
Current: 1.38
During the past 13 years, the highest Debt-to-Equity Ratio of Amanah Leasing PCL was 1.95. The lowest was 1.02. And the median was 1.46.
BKK:AMANAH-R's Debt-to-Equity is ranked worse than 53.85% of 455
companies
in the Credit Services industry
Industry Median: 1.23
vs BKK:AMANAH-R: 1.38
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Amanah Leasing PCL Debt-to-Equity Related Terms
Amanah Leasing PCL Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Amanah Leasing PCL's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:AMANAH-R vs V, MA, AXP: Debt-to-Equity Comparison
For the Credit Services subindustry, Amanah Leasing PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amanah Leasing PCL Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Amanah Leasing PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Amanah Leasing PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amanah Leasing PCL (BKK:AMANAH-R) has a Debt-to-Equity of 1.38 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Amanah Leasing PCL and its competitors. This is near median its historical median of 1.46. Over the past decade, Amanah Leasing PCL's Debt-to-Equity has ranged from 1.02 to 1.95. According to the industry distribution chart, Amanah Leasing PCL ranks #245 out of 455 companies in the Credit Services industry, placing it in the top 53.8%.
Is Amanah Leasing PCL's Debt-to-Equity too high?
Amanah Leasing PCL's current Debt-to-Equity of 1.38 is near median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 1.95. The Credit Services industry median Debt-to-Equity is 1.23. Amanah Leasing PCL's value of 1.38 is 12.2% above this industry median. Based on the distribution chart, Amanah Leasing PCL ranks #245 out of 455 companies in the Credit Services industry, which is below the industry midpoint. Overall, Amanah Leasing PCL has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Amanah Leasing PCL's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Amanah Leasing PCL ranks #245 out of 455 companies for Debt-to-Equity. This places Amanah Leasing PCL in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Amanah Leasing PCL's value of 1.38 is 12.2% above this benchmark. Historically, Amanah Leasing PCL's own Debt-to-Equity has ranged from 1.02 to 1.95 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 1.23, Amanah Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amanah Leasing PCL's current Debt-to-Equity of 1.38 is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Amanah Leasing PCL and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amanah Leasing PCL's current Debt-to-Equity is 1.38, which is near median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amanah Leasing PCL stock overvalued right now?
Amanah Leasing PCL (BKK:AMANAH-R) has a current Debt-to-Equity of 1.38. The stock's GF Value™ is ฿0.74, compared to a current price of ฿0.63 — trading 14.9% below its estimated fair value. The current Debt-to-Equity is 1.38, which is near median its 10-year median of 1.46 and 12.2% above the Credit Services industry median of 1.23. Amanah Leasing PCL's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Amanah Leasing PCL (BKK:AMANAH-R), the current Debt-to-Equity is 1.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amanah Leasing PCL (BKK:AMANAH-R) Overvalued in 2026?
Based on GuruFocus' analysis, Amanah Leasing PCL stock appears to be undervalued.
The current stock price of ฿0.63 is trading 14.9% below its estimated GF Value™ of ฿0.74.
Key valuation signals for BKK:AMANAH-R:
Debt-to-Equity: 1.38 (near median its 10-year median of 1.46)
GF Value™: ฿0.74 vs. price of ฿0.63 (14.9% below fair value)
Industry Position: 12.2% above the Credit Services median (#245 of 455)
No single metric tells the full story. See the BKK:AMANAH-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amanah Leasing PCL is engaged in financial services, specifically hire-purchase and loans secured against vehicle registrations. The company operates in a single segment, which is the financial services business, in which a geographic area is in Thailand.
36GF Score
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