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Banco Da AmazoniaBSP:BAZA3 -1.19%56 Debt-to-Equity is 0.18 as of Mar. 2026, which is 78% below its 10-year median of 0.83. GuruFocus rates BSP:BAZA3 with a GF Score™ of 56/100 and a GF Value™ of R$91.45 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,417 Banks companies, Banco Da Amazonia ranks better than 79.18% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco Da Amazonia's Debt-to-Equity or its related term are showing as below:
BSP:BAZA3'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07 Med: 0.83 Max: 3.63
Current: 0.18
During the past 13 years, the highest Debt-to-Equity Ratio of Banco Da Amazonia was 3.63. The lowest was 0.07. And the median was 0.83.
BSP:BAZA3's Debt-to-Equity is ranked better than 79.18% of 1417
companies
in the Banks industry
Industry Median: 0.58
vs BSP:BAZA3: 0.18
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco Da Amazonia Debt-to-Equity Related Terms
Banco Da Amazonia Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banco Da Amazonia's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Da Amazonia Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Banco Da Amazonia's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Da Amazonia Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Da Amazonia's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco Da Amazonia's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Da Amazonia (BSP:BAZA3) has a Debt-to-Equity of 0.18 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Da Amazonia and its competitors. This is 78% below median its historical median of 0.83. Over the past decade, Banco Da Amazonia's Debt-to-Equity has ranged from 0.07 to 3.63. According to the industry distribution chart, Banco Da Amazonia ranks #295 out of 1417 companies in the Banks industry, placing it in the top 20.8%.
Is Banco Da Amazonia's Debt-to-Equity too high?
Banco Da Amazonia's current Debt-to-Equity of 0.18 is 78% below median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 3.63. The Banks industry median Debt-to-Equity is 0.58. Banco Da Amazonia's value of 0.18 is 69% below this industry median. Based on the distribution chart, Banco Da Amazonia ranks #295 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Da Amazonia has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Da Amazonia's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Banco Da Amazonia ranks #295 out of 1417 companies for Debt-to-Equity. This places Banco Da Amazonia in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Banco Da Amazonia's value of 0.18 is 69% below this benchmark. Historically, Banco Da Amazonia's own Debt-to-Equity has ranged from 0.07 to 3.63 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 0.58, Banco Da Amazonia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Da Amazonia's current Debt-to-Equity of 0.18 is 69% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Da Amazonia and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Da Amazonia's current Debt-to-Equity is 0.18, which is 78% below median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Da Amazonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Da Amazonia (BSP:BAZA3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$91.45, compared to a current price of R$65.01 — trading 28.9% below its estimated fair value. The current Debt-to-Equity is 0.18, which is 78% below median its 10-year median of 0.83 and 69% below the Banks industry median of 0.58. Banco Da Amazonia's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Da Amazonia (BSP:BAZA3), the current Debt-to-Equity is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Da Amazonia (BSP:BAZA3) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Da Amazonia stock appears to be undervalued.
The current stock price of R$65.01 is trading 28.9% below its estimated GF Value™ of R$91.45.
GuruFocus considers Banco Da Amazonia to be Modestly Undervalued.
Key valuation signals for BSP:BAZA3:
Debt-to-Equity: 0.18 (78% below median its 10-year median of 0.83)
GF Value™: R$91.45 vs. price of R$65.01 (28.9% below fair value)
Industry Position: 69% below the Banks median (#295 of 1417)
No single metric tells the full story. See the BSP:BAZA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Da Amazonia SA is the federal financial support institution that promotes the development of the Amazon Region. It finances major infrastructure projects, lends to rural and urban businesses, and offers credit cards and mutual fund investments.
56GF Score
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