Banco Da Amazonia (BSP:BAZA3) Scaled Net Operating Assets: 0.13 (As of Mar. 2026)


BSP:BAZA3 Banco Da Amazonia SA BSP:BAZA3
56 GF Score
Price R$63.90
GF Value R$92.34
Valuation Possible Value Trap
! 3 Warning Signs
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What is Banco Da Amazonia Scaled Net Operating Assets?

Banco Da Amazonia BSP:BAZA3 -0.14% 56 Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus rates BSP:BAZA3 with a GF Score™ of 56/100 and a GF Value™ of R$92.34 (Possible Value Trap). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco Da Amazonia's operating assets for the quarter that ended in Mar. 2026 was R$64,254 Mil. Banco Da Amazonia's operating liabilities for the quarter that ended in Mar. 2026 was R$56,166 Mil. Banco Da Amazonia's Total Assets for the quarter that ended in Dec. 2025 was R$63,324 Mil. Therefore, Banco Da Amazonia's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.13.

BSP:BAZA3
56GF Score
Banco Da Amazonia SA BSP:BAZA3
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Da Amazonia Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco Da Amazonia's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(62937.853-54894.054)/54315.898
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=63323.902 - 386.049
=62937.853

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=56162.497 - 1268.443 - 0
=54894.054

Banco Da Amazonia's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(64253.727-56165.585)/63323.902
=0.13

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=64644.431 - 390.704
=64253.727

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=57461.6 - 1296.015 - 0
=56165.585

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.13 mean?
Banco Da Amazonia (BSP:BAZA3) has a Scaled Net Operating Assets of 0.13 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco Da Amazonia and its competitors.
Is Banco Da Amazonia's Scaled Net Operating Assets too high?
Banco Da Amazonia's current Scaled Net Operating Assets is 0.13. Overall, Banco Da Amazonia has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Banco Da Amazonia's Scaled Net Operating Assets compare to competitors?
Banco Da Amazonia's Scaled Net Operating Assets of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco Da Amazonia and its competitors. Banco Da Amazonia's current Scaled Net Operating Assets is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Da Amazonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Da Amazonia (BSP:BAZA3) is currently considered Possible Value Trap. The stock's GF Value™ is R$92.34, compared to a current price of R$63.90 — trading 30.8% below its estimated fair value. The current Scaled Net Operating Assets is 0.13. Banco Da Amazonia's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco Da Amazonia (BSP:BAZA3), the current Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Da Amazonia (BSP:BAZA3) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Da Amazonia stock appears to be undervalued. The current stock price of R$63.90 is trading 30.8% below its estimated GF Value™ of R$92.34. GuruFocus considers Banco Da Amazonia to be Possible Value Trap.

Key valuation signals for BSP:BAZA3:

  • Scaled Net Operating Assets: 0.13
  • GF Value™: R$92.34 vs. price of R$63.90 (30.8% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the BSP:BAZA3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Da Amazonia Business Description

Address Avenida Presidente Vargas 800 - 9th Floor, Belem, PR, BRA, 66017000
Banco Da Amazonia SA is the federal financial support institution that promotes the development of the Amazon Region. It finances major infrastructure projects, lends to rural and urban businesses, and offers credit cards and mutual fund investments.
56GF Score

Get the complete analysis for BSP:BAZA3

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$63.90
Price
R$92.34
GF Value