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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Federal National Mortgage Association Fannie Mae Debt-to-Equity Related Terms
Federal National Mortgage Association Fannie Mae Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal National Mortgage Association Fannie Mae Debt-to-Equity Chart
Federal National Mortgage Association Fannie Mae Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal National Mortgage Association Fannie Mae Debt-to-Equity vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal National Mortgage Association Fannie Mae (FNMA) has a Debt-to-Equity of 35.95 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. This is 61% below median its historical median of 93.02. According to the industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #1416 out of 1421 companies in the Banks industry, placing it in the top 99.6%.
Is Federal National Mortgage Association Fannie Mae's Debt-to-Equity too high?
Federal National Mortgage Association Fannie Mae's current Debt-to-Equity of 35.95 is 61% below median its 10-year median of 93.02. The Banks industry median Debt-to-Equity is 0.58. Federal National Mortgage Association Fannie Mae's value of 35.95 is 6098.3% above this industry median. Based on the distribution chart, Federal National Mortgage Association Fannie Mae ranks #1416 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Federal National Mortgage Association Fannie Mae has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Federal National Mortgage Association Fannie Mae's Debt-to-Equity compare to PFSI and FMCC?
According to the Banks industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #1416 out of 1421 companies for Debt-to-Equity. This places Federal National Mortgage Association Fannie Mae in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Federal National Mortgage Association Fannie Mae's value of 35.95 is 6098.3% above this benchmark. While the company's 10-year median is 93.02 vs. the industry median of 0.58, Federal National Mortgage Association Fannie Mae has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal National Mortgage Association Fannie Mae's current Debt-to-Equity of 35.95 is 6098.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal National Mortgage Association Fannie Mae's current Debt-to-Equity is 35.95, which is 61% below median its own 10-year median of 93.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal National Mortgage Association Fannie Mae stock overvalued right now?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae (FNMA) is currently considered Fairly Valued. The stock's GF Value™ is $5.30, compared to a current price of $5.79 — trading 9.2% above its estimated fair value. The current Debt-to-Equity is 35.95, which is 61% below median its 10-year median of 93.02 and 6098.3% above the Banks industry median of 0.58. Federal National Mortgage Association Fannie Mae's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Federal National Mortgage Association Fannie Mae (FNMA), the current Debt-to-Equity is 35.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal National Mortgage Association Fannie Mae (FNMA) Overvalued in 2026?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae stock appears to be overvalued.
The current stock price of $5.79 is trading 9.2% above its estimated GF Value™ of $5.30.
GuruFocus considers Federal National Mortgage Association Fannie Mae to be Fairly Valued.
Key valuation signals for FNMA:
Debt-to-Equity: 35.95 (61% below median its 10-year median of 93.02)
GF Value™: $5.30 vs. price of $5.79 (9.2% above fair value)
Industry Position: 6098.3% above the Banks median (#1416 of 1421)
No single metric tells the full story. See the FNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal National Mortgage Association Fannie Mae is a source of financing for mortgages in the United States. The company has two segments namely the Single-Family business that operates in the secondary mortgage market relating to single-family mortgage loans, which are secured by properties containing four or fewer residential dwelling units and the Multifamily business operates in the secondary mortgage market relating mainly to multifamily mortgage loans, which are secured by properties containing five or more residential units. The majority of the revenue is derived from the Single-Family segment.
56GF Score
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