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During the past 3 years, the average EPS without NRI Growth Rate was 26.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -22.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Federal National Mortgage Association Fannie Mae was 67.30% per year. The lowest was -74.00% per year. And the median was 14.70% per year.
Federal National Mortgage Association Fannie Mae (OTCPK:FNMA) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Federal National Mortgage Association Fannie Mae 3-Year EPS without NRI Growth Rate Related Terms
FNMA vs PFSI, FMCC, WD: 3-Year EPS without NRI Growth Rate Comparison
For the Mortgage Finance subindustry, Federal National Mortgage Association Fannie Mae's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal National Mortgage Association Fannie Mae 3-Year EPS without NRI Growth Rate vs Banks Industry
Federal National Mortgage Association Fannie Mae 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 26.00% mean?
Federal National Mortgage Association Fannie Mae (FNMA) has a 3-Year EPS without NRI Growth Rate of 26.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Federal National Mortgage Association Fannie Mae and its competitors. This is 77% above median its historical median of 14.70. According to the industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #236 out of 1410 companies in the Banks industry, placing it in the top 16.7%.
Is Federal National Mortgage Association Fannie Mae's 3-Year EPS without NRI Growth Rate too high?
Federal National Mortgage Association Fannie Mae's current 3-Year EPS without NRI Growth Rate of 26.00% is 77% above median its 10-year median of 14.70. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Federal National Mortgage Association Fannie Mae's value of 26.00% is 246.7% above this industry median. Based on the distribution chart, Federal National Mortgage Association Fannie Mae ranks #236 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Federal National Mortgage Association Fannie Mae has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal National Mortgage Association Fannie Mae's 3-Year EPS without NRI Growth Rate compare to PFSI and FMCC?
According to the Banks industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #236 out of 1410 companies for 3-Year EPS without NRI Growth Rate. This places Federal National Mortgage Association Fannie Mae in the top 17% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Federal National Mortgage Association Fannie Mae's value of 26.00% is 246.7% above this benchmark. While the company's 10-year median is 14.70 vs. the industry median of 7.50, Federal National Mortgage Association Fannie Mae has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal National Mortgage Association Fannie Mae's current 3-Year EPS without NRI Growth Rate of 26.00% is 246.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Federal National Mortgage Association Fannie Mae and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal National Mortgage Association Fannie Mae's current 3-Year EPS without NRI Growth Rate is 26.00%, which is 77% above median its own 10-year median of 14.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal National Mortgage Association Fannie Mae stock overvalued right now?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae (FNMA) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.54, compared to a current price of $6.20 — trading 11.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 26.00%, which is 77% above median its 10-year median of 14.70 and 246.7% above the Banks industry median of 7.50. Federal National Mortgage Association Fannie Mae's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Federal National Mortgage Association Fannie Mae (FNMA), the current 3-Year EPS without NRI Growth Rate is 26.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal National Mortgage Association Fannie Mae (FNMA) Overvalued in 2026?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae stock appears to be overvalued.
The current stock price of $6.20 is trading 11.9% above its estimated GF Value™ of $5.54.
GuruFocus considers Federal National Mortgage Association Fannie Mae to be Modestly Overvalued.
Key valuation signals for FNMA:
3-Year EPS without NRI Growth Rate: 26.00% (77% above median its 10-year median of 14.70)
GF Value™: $5.54 vs. price of $6.20 (11.9% above fair value)
Industry Position: 246.7% above the Banks median (#236 of 1410)
No single metric tells the full story. See the FNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal National Mortgage Association Fannie Mae is a source of financing for mortgages in the United States. The company has two segments namely the Single-Family business that operates in the secondary mortgage market relating to single-family mortgage loans, which are secured by properties containing four or fewer residential dwelling units and the Multifamily business operates in the secondary mortgage market relating mainly to multifamily mortgage loans, which are secured by properties containing five or more residential units. The majority of the revenue is derived from the Single-Family segment.
55GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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