Angel Oak Mortgage REIT (FRA:57V) Debt-to-Equity: 10.32 (As of Jun. 2026) — 75% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:57V Angel Oak Mortgage REIT Inc FRA:57V
53 GF Score
Price €7.00
GF Value €6.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Angel Oak Mortgage REIT Debt-to-Equity?

Angel Oak Mortgage REIT FRA:57V +1.45% 53 Debt-to-Equity is 10.32 as of Jun. 2026, which is 75% above its 10-year median of 5.90. GuruFocus rates FRA:57V with a GF Score™ of 53/100 and a GF Value™ of €6.20 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 684 REITs companies, Angel Oak Mortgage REIT ranks worse than 99.12% on this metric.

Angel Oak Mortgage REIT's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.00 Mil. Angel Oak Mortgage REIT's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €2,103.03 Mil. Angel Oak Mortgage REIT's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €203.86 Mil. Angel Oak Mortgage REIT's debt to equity for the quarter that ended in Jun. 2026 was 10.32.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Angel Oak Mortgage REIT's Debt-to-Equity or its related term are showing as below:

FRA:57V' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.33   Med: 5.9   Max: 10.32
Current: 10.32

During the past 7 years, the highest Debt-to-Equity Ratio of Angel Oak Mortgage REIT was 10.32. The lowest was 0.33. And the median was 5.90.

FRA:57V's Debt-to-Equity is ranked worse than
99.12% of 684 companies
in the REITs industry
Industry Median: 0.78 vs FRA:57V: 10.32

Angel Oak Mortgage REIT  (FRA:57V) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Angel Oak Mortgage REIT Debt-to-Equity Related Terms


Angel Oak Mortgage REIT Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Angel Oak Mortgage REIT's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Mortgage REIT Debt-to-Equity Chart

Angel Oak Mortgage REIT Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 2.99 6.95 5.70 7.41 8.31

Angel Oak Mortgage REIT Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.02 8.17 8.31 9.19 10.32

FRA:57V vs MITT, ACRE, REFI: Debt-to-Equity Comparison

For the REIT - Mortgage subindustry, Angel Oak Mortgage REIT's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Angel Oak Mortgage REIT Debt-to-Equity vs REITs Industry

For the REITs industry and Real Estate sector, Angel Oak Mortgage REIT's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Angel Oak Mortgage REIT's Debt-to-Equity falls into.


FRA:57V
53GF Score
Angel Oak Mortgage REIT Inc FRA:57V
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Angel Oak Mortgage REIT Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Angel Oak Mortgage REIT's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Angel Oak Mortgage REIT's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 10.32 mean?
Angel Oak Mortgage REIT (FRA:57V) has a Debt-to-Equity of 10.32 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Angel Oak Mortgage REIT and its competitors. This is 75% above median its historical median of 5.90. Over the past decade, Angel Oak Mortgage REIT's Debt-to-Equity has ranged from 0.33 to 10.32. According to the industry distribution chart, Angel Oak Mortgage REIT ranks #678 out of 684 companies in the REITs industry, placing it in the top 99.1%.
Is Angel Oak Mortgage REIT's Debt-to-Equity too high?
Angel Oak Mortgage REIT's current Debt-to-Equity of 10.32 is 75% above median its 10-year median of 5.90. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 10.32. The REITs industry median Debt-to-Equity is 0.78. Angel Oak Mortgage REIT's value of 10.32 is 1223.1% above this industry median. Based on the distribution chart, Angel Oak Mortgage REIT ranks #678 out of 684 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Angel Oak Mortgage REIT has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Mortgage REIT's Debt-to-Equity compare to MITT and ACRE?
According to the REITs industry distribution chart, Angel Oak Mortgage REIT ranks #678 out of 684 companies for Debt-to-Equity. This places Angel Oak Mortgage REIT in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Angel Oak Mortgage REIT's value of 10.32 is 1223.1% above this benchmark. Historically, Angel Oak Mortgage REIT's own Debt-to-Equity has ranged from 0.33 to 10.32 over the past decade. While the company's 10-year median is 5.90 vs. the industry median of 0.78, Angel Oak Mortgage REIT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 684 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Mortgage REIT's current Debt-to-Equity of 10.32 is 1223.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Angel Oak Mortgage REIT and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Mortgage REIT's current Debt-to-Equity is 10.32, which is 75% above median its own 10-year median of 5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Mortgage REIT stock overvalued right now?
Based on GuruFocus' analysis, Angel Oak Mortgage REIT (FRA:57V) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.20, compared to a current price of €7.00 — trading 12.9% above its estimated fair value. The current Debt-to-Equity is 10.32, which is 75% above median its 10-year median of 5.90 and 1223.1% above the REITs industry median of 0.78. Angel Oak Mortgage REIT's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Angel Oak Mortgage REIT (FRA:57V), the current Debt-to-Equity is 10.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Angel Oak Mortgage REIT (FRA:57V) Overvalued in 2026?

Based on GuruFocus' analysis, Angel Oak Mortgage REIT stock appears to be overvalued. The current stock price of €7.00 is trading 12.9% above its estimated GF Value™ of €6.20. GuruFocus considers Angel Oak Mortgage REIT to be Modestly Overvalued.

Key valuation signals for FRA:57V:

  • Debt-to-Equity: 10.32 (75% above median its 10-year median of 5.90)
  • GF Value™: €6.20 vs. price of €7.00 (12.9% above fair value)
  • GF Score™: 53/100 with 5 warning signs
  • Industry Position: 1223.1% above the REITs median (#678 of 684)

No single metric tells the full story. See the FRA:57V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Angel Oak Mortgage REIT Business Description

Industry Real EstateREITs
Other Exchanges AOMR:USA
Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Mortgage REIT Inc is a real estate finance company focused on acquiring and investing in first and second lien non-QM loans and other mortgage-related assets in the U.S. mortgage market. Its objective is to generate attractive risk-adjusted returns for its stockholders, through cash distributions and capital appreciation, across interest rate and credit cycles. The company operates in a single operating segment, which is to acquire, invest in, and finance mortgage-related assets.
53GF Score

Get the complete analysis for FRA:57V

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.00
Price
€6.20
GF Value