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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Angel Oak Mortgage REIT (FRA:57V) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Angel Oak Mortgage REIT has a Sloan Ratio of 13.91%, indicating there is a warning stage of accrual build up.
Angel Oak Mortgage REIT Sloan Ratio % Related Terms
Angel Oak Mortgage REIT Sloan Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:57V vs MITT, SEVN, CMTG: Sloan Ratio % Comparison
For the REIT - Mortgage subindustry, Angel Oak Mortgage REIT's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Angel Oak Mortgage REIT Sloan Ratio % vs REITs Industry
For the REITs industry and Real Estate sector, Angel Oak Mortgage REIT's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Angel Oak Mortgage REIT's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Angel Oak Mortgage REIT's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Angel Oak Mortgage REIT's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was 9.721 (Sep. 2025 ) + 9.664 (Dec. 2025 ) + -6.383 (Mar. 2026 ) + 2.91 (Jun. 2026 ) = €15.91 Mil.
Angel Oak Mortgage REIT's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was -147.695 (Sep. 2025 ) + -44.835 (Dec. 2025 ) + -124.313 (Mar. 2026 ) + -71.114 (Jun. 2026 ) = €-387.96 Mil.
Angel Oak Mortgage REIT's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was 22.709 (Sep. 2025 ) + -6.168 (Dec. 2025 ) + 0.349 (Mar. 2026 ) + 25.872 (Jun. 2026 ) = €42.76 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Angel Oak Mortgage REIT (FRA:57V) has a Sloan Ratio % of 13.91% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Angel Oak Mortgage REIT and its competitors.
Is Angel Oak Mortgage REIT's Sloan Ratio % too high?
Angel Oak Mortgage REIT's current Sloan Ratio % is 13.91%. Overall, Angel Oak Mortgage REIT has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Mortgage REIT's Sloan Ratio % compare to MITT and SEVN?
Angel Oak Mortgage REIT's Sloan Ratio % of 13.91% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a REITs company?
A good Sloan Ratio % depends on the REITs industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Angel Oak Mortgage REIT and its competitors. Angel Oak Mortgage REIT's current Sloan Ratio % is 13.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Mortgage REIT stock overvalued right now?
Based on GuruFocus' analysis, Angel Oak Mortgage REIT (FRA:57V) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.16, compared to a current price of €6.85 — trading 11.2% above its estimated fair value. The current Sloan Ratio % is 13.91%. Angel Oak Mortgage REIT's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Angel Oak Mortgage REIT (FRA:57V), the current Sloan Ratio % is 13.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Angel Oak Mortgage REIT (FRA:57V) Overvalued in 2026?
Based on GuruFocus' analysis, Angel Oak Mortgage REIT stock appears to be overvalued.
The current stock price of €6.85 is trading 11.2% above its estimated GF Value™ of €6.16.
GuruFocus considers Angel Oak Mortgage REIT to be Modestly Overvalued.
Key valuation signals for FRA:57V:
Sloan Ratio %: 13.91%
GF Value™: €6.16 vs. price of €6.85 (11.2% above fair value)
No single metric tells the full story. See the FRA:57V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Angel Oak Mortgage REIT Inc is a real estate finance company focused on acquiring and investing in first and second lien non-QM loans and other mortgage-related assets in the U.S. mortgage market. Its objective is to generate attractive risk-adjusted returns for its stockholders, through cash distributions and capital appreciation, across interest rate and credit cycles. The company operates in a single operating segment, which is to acquire, invest in, and finance mortgage-related assets.
52GF Score
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Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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