Inuvo (FRA:CD5) Debt-to-Equity: 0.23 (As of Mar. 2026) — 188% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:CD5 Inuvo Inc FRA:CD5
50 GF Score
Price €0.80
GF Value €1.45
Valuation Possible Value Trap
! 2 Warning Signs
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What is Inuvo Debt-to-Equity?

Inuvo FRA:CD5 -4.19% 50 Debt-to-Equity is 0.23 as of Mar. 2026, which is 188% above its 10-year median of 0.08. GuruFocus rates FRA:CD5 with a GF Score™ of 50/100 and a GF Value™ of €1.45 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 2,248 Software companies, Inuvo ranks worse than 53.07% on this metric.

Inuvo's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €2.10 Mil. Inuvo's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.34 Mil. Inuvo's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €10.52 Mil. Inuvo's debt to equity for the quarter that ended in Mar. 2026 was 0.23.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Inuvo's Debt-to-Equity or its related term are showing as below:

FRA:CD5' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0.08   Max: 0.96
Current: 0.23

During the past 13 years, the highest Debt-to-Equity Ratio of Inuvo was 0.96. The lowest was 0.00. And the median was 0.08.

FRA:CD5's Debt-to-Equity is ranked worse than
53.07% of 2248 companies
in the Software industry
Industry Median: 0.2 vs FRA:CD5: 0.23

Inuvo  (FRA:CD5) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Inuvo Debt-to-Equity Related Terms


Inuvo Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Inuvo's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inuvo Debt-to-Equity Chart

Inuvo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.02 0.06 0.08 0.40

Inuvo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.40 0.40 0.23

FRA:CD5 vs NXPL, CYN, YAAS: Debt-to-Equity Comparison

For the Software - Application subindustry, Inuvo's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inuvo Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Inuvo's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Inuvo's Debt-to-Equity falls into.


FRA:CD5
50GF Score
Inuvo Inc FRA:CD5
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Inuvo Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Inuvo's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Inuvo's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.23 mean?
Inuvo (FRA:CD5) has a Debt-to-Equity of 0.23 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Inuvo and its competitors. This is 188% above median its historical median of 0.08. According to the industry distribution chart, Inuvo ranks #1193 out of 2248 companies in the Software industry, placing it in the top 53.1%.
Is Inuvo's Debt-to-Equity too high?
Inuvo's current Debt-to-Equity of 0.23 is 188% above median its 10-year median of 0.08. The Software industry median Debt-to-Equity is 0.20. Inuvo's value of 0.23 is 15% above this industry median. Based on the distribution chart, Inuvo ranks #1193 out of 2248 companies in the Software industry, which is below the industry midpoint. Overall, Inuvo has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Inuvo's Debt-to-Equity compare to NXPL and CYN?
According to the Software industry distribution chart, Inuvo ranks #1193 out of 2248 companies for Debt-to-Equity. This places Inuvo in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Inuvo's value of 0.23 is 15% above this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 0.20, Inuvo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,248 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inuvo's current Debt-to-Equity of 0.23 is 15% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Inuvo and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inuvo's current Debt-to-Equity is 0.23, which is 188% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inuvo stock overvalued right now?
Based on GuruFocus' analysis, Inuvo (FRA:CD5) is currently considered Possible Value Trap. The stock's GF Value™ is €1.45, compared to a current price of €0.80 — trading 44.8% below its estimated fair value. The current Debt-to-Equity is 0.23, which is 188% above median its 10-year median of 0.08 and 15% above the Software industry median of 0.20. Inuvo's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Inuvo (FRA:CD5), the current Debt-to-Equity is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inuvo (FRA:CD5) Overvalued in 2026?

Based on GuruFocus' analysis, Inuvo stock appears to be undervalued. The current stock price of €0.80 is trading 44.8% below its estimated GF Value™ of €1.45. GuruFocus considers Inuvo to be Possible Value Trap.

Key valuation signals for FRA:CD5:

  • Debt-to-Equity: 0.23 (188% above median its 10-year median of 0.08)
  • GF Value™: €1.45 vs. price of €0.80 (44.8% below fair value)
  • GF Score™: 50/100 with 2 warning signs
  • Industry Position: 15% above the Software median (#1193 of 2248)

No single metric tells the full story. See the FRA:CD5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inuvo Business Description

Other Exchanges INUV:USA
Address 500 President Clinton Avenue, Suite 300, Little Rock, AR, USA, 72201
Inuvo Inc is an advertising technology and services company that has developed and commercialized large language generative artificial intelligence (AI) for modeling media audiences. Its products and services include ValidClick and IntentKey. The company's platforms identify and message online audiences for any product or service across devices, channels, and formats, including video, mobile, connected TV, display, social, and native. It has clients from various industries that include retail, automotive, insurance, health care, technology, telecommunications and finance. Inuvo's revenue is derived from the placement of digital advertising throughout devices, websites, applications and browsers across social, search and programmatic advertising channels.
50GF Score

Get the complete analysis for FRA:CD5

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.80
Price
€1.45
GF Value