Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) Debt-to-Equity: 0.05 (As of Dec. 2025) — 62% Below Median

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FRA:SMB Schwalbchen Molkerei Jakob Berz AG FRA:SMB
76 GF Score
Price €47.40
GF Value €42.68
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Schwalbchen Molkerei Jakob Berz AG Debt-to-Equity?

Schwalbchen Molkerei Jakob Berz AG FRA:SMB 76 Debt-to-Equity is 0.05 as of Dec. 2025, which is 62% below its 10-year median of 0.13. GuruFocus rates FRA:SMB with a GF Score™ of 76/100 and a GF Value™ of €42.68 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,747 Consumer Packaged Goods companies, Schwalbchen Molkerei Jakob Berz AG ranks better than 87.98% on this metric.

Schwalbchen Molkerei Jakob Berz AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1.4 Mil. Schwalbchen Molkerei Jakob Berz AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.5 Mil. Schwalbchen Molkerei Jakob Berz AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €42.0 Mil. Schwalbchen Molkerei Jakob Berz AG's debt to equity for the quarter that ended in Dec. 2025 was 0.04.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity or its related term are showing as below:

FRA:SMB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05   Med: 0.13   Max: 0.23
Current: 0.05

During the past 13 years, the highest Debt-to-Equity Ratio of Schwalbchen Molkerei Jakob Berz AG was 0.23. The lowest was 0.05. And the median was 0.13.

FRA:SMB's Debt-to-Equity is ranked better than
87.98% of 1747 companies
in the Consumer Packaged Goods industry
Industry Median: 0.41 vs FRA:SMB: 0.05

Schwalbchen Molkerei Jakob Berz AG  (FRA:SMB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Schwalbchen Molkerei Jakob Berz AG Debt-to-Equity Related Terms


Schwalbchen Molkerei Jakob Berz AG Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Schwalbchen Molkerei Jakob Berz AG Debt-to-Equity Chart

Schwalbchen Molkerei Jakob Berz AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.12 0.08 0.06 0.05

Schwalbchen Molkerei Jakob Berz AG Semi-Annual Data
Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.12 0.08 0.06 0.05

FRA:SMB vs KHC, GIS, HRL: Debt-to-Equity Comparison

For the Packaged Foods subindustry, Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Schwalbchen Molkerei Jakob Berz AG Debt-to-Equity vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity falls into.


FRA:SMB
76GF Score
Schwalbchen Molkerei Jakob Berz AG FRA:SMB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Schwalbchen Molkerei Jakob Berz AG Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Schwalbchen Molkerei Jakob Berz AG's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Schwalbchen Molkerei Jakob Berz AG's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.05 mean?
Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) has a Debt-to-Equity of 0.05 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Schwalbchen Molkerei Jakob Berz AG and its competitors. This is 62% below median its historical median of 0.13. Over the past decade, Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity has ranged from 0.05 to 0.23. According to the industry distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #210 out of 1747 companies in the Consumer Packaged Goods industry, placing it in the top 12%.
Is Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity too high?
Schwalbchen Molkerei Jakob Berz AG's current Debt-to-Equity of 0.05 is 62% below median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.23. The Consumer Packaged Goods industry median Debt-to-Equity is 0.41. Schwalbchen Molkerei Jakob Berz AG's value of 0.05 is 87.8% below this industry median. Based on the distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #210 out of 1747 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Schwalbchen Molkerei Jakob Berz AG has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Schwalbchen Molkerei Jakob Berz AG's Debt-to-Equity compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #210 out of 1747 companies for Debt-to-Equity. This places Schwalbchen Molkerei Jakob Berz AG in the top 12% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.41. Schwalbchen Molkerei Jakob Berz AG's value of 0.05 is 87.8% below this benchmark. Historically, Schwalbchen Molkerei Jakob Berz AG's own Debt-to-Equity has ranged from 0.05 to 0.23 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.41, Schwalbchen Molkerei Jakob Berz AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Consumer Packaged Goods company?
The median Debt-to-Equity among Consumer Packaged Goods companies is 0.41, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Schwalbchen Molkerei Jakob Berz AG's current Debt-to-Equity of 0.05 is 87.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Schwalbchen Molkerei Jakob Berz AG and its competitors. For the Consumer Packaged Goods industry, the median Debt-to-Equity is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Schwalbchen Molkerei Jakob Berz AG's current Debt-to-Equity is 0.05, which is 62% below median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schwalbchen Molkerei Jakob Berz AG stock overvalued right now?
Based on GuruFocus' analysis, Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) is currently considered Modestly Overvalued. The stock's GF Value™ is €42.68, compared to a current price of €47.40 — trading 11.1% above its estimated fair value. The current Debt-to-Equity is 0.05, which is 62% below median its 10-year median of 0.13 and 87.8% below the Consumer Packaged Goods industry median of 0.41. Schwalbchen Molkerei Jakob Berz AG's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Schwalbchen Molkerei Jakob Berz AG (FRA:SMB), the current Debt-to-Equity is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) Overvalued in 2026?

Based on GuruFocus' analysis, Schwalbchen Molkerei Jakob Berz AG stock appears to be overvalued. The current stock price of €47.40 is trading 11.1% above its estimated GF Value™ of €42.68. GuruFocus considers Schwalbchen Molkerei Jakob Berz AG to be Modestly Overvalued.

Key valuation signals for FRA:SMB:

  • Debt-to-Equity: 0.05 (62% below median its 10-year median of 0.13)
  • GF Value™: €42.68 vs. price of €47.40 (11.1% above fair value)
  • GF Score™: 76/100 with 2 warning signs
  • Industry Position: 87.8% below the Consumer Packaged Goods median (#210 of 1747)

No single metric tells the full story. See the FRA:SMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Schwalbchen Molkerei Jakob Berz AG Business Description

Address Bad Schwalbach, Bad Schwalbach, DEU, 65307
Schwalbchen Molkerei Jakob Berz AG is engaged in processing and distribution of milk and milk products, the wholesale of dairy products and related foodstuffs. The company acts as a regional brand supplier of fresh and long-life milk, as well as fresh produce such as yogurt, whipped cream, sour cream, natural and fruit quark, cream, and sponge cake under the name SCHWALBCHEN. Specialties such as the coffee beverage Caffreddo and ethnic items such as Ayran are marketed nationwide. The company is engaged in the wholesale consumer trade segment.
76GF Score

Get the complete analysis for FRA:SMB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€47.40
Price
€42.68
GF Value