Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) Return-on-Tangible-Equity: 7.55% (As of Dec. 2025) — 18% Below Median

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FRA:SMB Schwalbchen Molkerei Jakob Berz AG FRA:SMB
76 GF Score
Price €45.00
GF Value €42.67
Valuation Fairly Valued
! 3 Warning Signs
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What is Schwalbchen Molkerei Jakob Berz AG Return-on-Tangible-Equity?

Schwalbchen Molkerei Jakob Berz AG FRA:SMB 76 Return-on-Tangible-Equity is 7.55% as of Dec. 2025, which is 18% below its 10-year median of 9.18. GuruFocus rates FRA:SMB with a GF Score™ of 76/100 and a GF Value™ of €42.67 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,881 Consumer Packaged Goods companies, Schwalbchen Molkerei Jakob Berz AG ranks worse than 51.14% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Schwalbchen Molkerei Jakob Berz AG's annualized net income for the quarter that ended in Dec. 2025 was €3.0 Mil. Schwalbchen Molkerei Jakob Berz AG's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €40.1 Mil. Therefore, Schwalbchen Molkerei Jakob Berz AG's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 7.55%.

The historical rank and industry rank for Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity or its related term are showing as below:

FRA:SMB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.8   Med: 9.18   Max: 20.38
Current: 7.55

During the past 13 years, Schwalbchen Molkerei Jakob Berz AG's highest Return-on-Tangible-Equity was 20.38%. The lowest was -2.80%. And the median was 9.18%.

FRA:SMB's Return-on-Tangible-Equity is ranked worse than
51.14% of 1881 companies
in the Consumer Packaged Goods industry
Industry Median: 7.86 vs FRA:SMB: 7.55

Schwalbchen Molkerei Jakob Berz AG  (FRA:SMB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Schwalbchen Molkerei Jakob Berz AG Return-on-Tangible-Equity Related Terms


Schwalbchen Molkerei Jakob Berz AG Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Schwalbchen Molkerei Jakob Berz AG Return-on-Tangible-Equity Chart

Schwalbchen Molkerei Jakob Berz AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.80 1.85 20.38 14.39 7.55

Schwalbchen Molkerei Jakob Berz AG Semi-Annual Data
Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.80 1.85 20.38 14.39 7.55

FRA:SMB vs KHC, GIS, HRL: Return-on-Tangible-Equity Comparison

For the Packaged Foods subindustry, Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Schwalbchen Molkerei Jakob Berz AG Return-on-Tangible-Equity vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity falls into.


FRA:SMB
76GF Score
Schwalbchen Molkerei Jakob Berz AG FRA:SMB
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Schwalbchen Molkerei Jakob Berz AG Return-on-Tangible-Equity Calculation

Schwalbchen Molkerei Jakob Berz AG's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=3.027/( (39.248+40.913 )/ 2 )
=3.027/40.0805
=7.55 %

Schwalbchen Molkerei Jakob Berz AG's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=3.027/( (39.248+40.913)/ 2 )
=3.027/40.0805
=7.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 7.55% mean?
Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) has a Return-on-Tangible-Equity of 7.55% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Schwalbchen Molkerei Jakob Berz AG and its competitors. This is 18% below median its historical median of 9.18. According to the industry distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #962 out of 1881 companies in the Consumer Packaged Goods industry, placing it in the top 51.1%.
Is Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity too high?
Schwalbchen Molkerei Jakob Berz AG's current Return-on-Tangible-Equity of 7.55% is 18% below median its 10-year median of 9.18. The Consumer Packaged Goods industry median Return-on-Tangible-Equity is 7.86. Schwalbchen Molkerei Jakob Berz AG's value of 7.55% is 3.9% below this industry median. Based on the distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #962 out of 1881 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Schwalbchen Molkerei Jakob Berz AG has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Schwalbchen Molkerei Jakob Berz AG's Return-on-Tangible-Equity compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #962 out of 1881 companies for Return-on-Tangible-Equity. This places Schwalbchen Molkerei Jakob Berz AG in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.86. Schwalbchen Molkerei Jakob Berz AG's value of 7.55% is 3.9% below this benchmark. While the company's 10-year median is 9.18 vs. the industry median of 7.86, Schwalbchen Molkerei Jakob Berz AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Consumer Packaged Goods company?
The median Return-on-Tangible-Equity among Consumer Packaged Goods companies is 7.86, based on 1,881 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Schwalbchen Molkerei Jakob Berz AG's current Return-on-Tangible-Equity of 7.55% is 3.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Schwalbchen Molkerei Jakob Berz AG and its competitors. For the Consumer Packaged Goods industry, the median Return-on-Tangible-Equity is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Schwalbchen Molkerei Jakob Berz AG's current Return-on-Tangible-Equity is 7.55%, which is 18% below median its own 10-year median of 9.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schwalbchen Molkerei Jakob Berz AG stock overvalued right now?
Based on GuruFocus' analysis, Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) is currently considered Fairly Valued. The stock's GF Value™ is €42.67, compared to a current price of €45.00 — trading 5.5% above its estimated fair value. The current Return-on-Tangible-Equity is 7.55%, which is 18% below median its 10-year median of 9.18 and 3.9% below the Consumer Packaged Goods industry median of 7.86. Schwalbchen Molkerei Jakob Berz AG's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Schwalbchen Molkerei Jakob Berz AG (FRA:SMB), the current Return-on-Tangible-Equity is 7.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) Overvalued in 2026?

Based on GuruFocus' analysis, Schwalbchen Molkerei Jakob Berz AG stock appears to be overvalued. The current stock price of €45.00 is trading 5.5% above its estimated GF Value™ of €42.67. GuruFocus considers Schwalbchen Molkerei Jakob Berz AG to be Fairly Valued.

Key valuation signals for FRA:SMB:

  • Return-on-Tangible-Equity: 7.55% (18% below median its 10-year median of 9.18)
  • GF Value™: €42.67 vs. price of €45.00 (5.5% above fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 3.9% below the Consumer Packaged Goods median (#962 of 1881)

No single metric tells the full story. See the FRA:SMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Schwalbchen Molkerei Jakob Berz AG Business Description

Address Bad Schwalbach, Bad Schwalbach, DEU, 65307
Schwalbchen Molkerei Jakob Berz AG is engaged in processing and distribution of milk and milk products, the wholesale of dairy products and related foodstuffs. The company acts as a regional brand supplier of fresh and long-life milk, as well as fresh produce such as yogurt, whipped cream, sour cream, natural and fruit quark, cream, and sponge cake under the name SCHWALBCHEN. Specialties such as the coffee beverage Caffreddo and ethnic items such as Ayran are marketed nationwide. The company is engaged in the wholesale consumer trade segment.
76GF Score

Get the complete analysis for FRA:SMB

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.00
Price
€42.67
GF Value