Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) Debt-to-EBITDA : 0.23 (As of Dec. 2025) — 66% Below Median

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FRA:SMB Schwalbchen Molkerei Jakob Berz AG FRA:SMB
76 GF Score
Price €45.00
GF Value €42.67
Valuation Fairly Valued
! 3 Warning Signs
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What is Schwalbchen Molkerei Jakob Berz AG Debt-to-EBITDA?

Schwalbchen Molkerei Jakob Berz AG FRA:SMB 76 Debt-to-EBITDA is 0.23 as of Dec. 2025, which is 66% below its 10-year median of 0.67. GuruFocus rates FRA:SMB with a GF Score™ of 76/100 and a GF Value™ of €42.67 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,551 Consumer Packaged Goods companies, Schwalbchen Molkerei Jakob Berz AG ranks better than 86.72% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Schwalbchen Molkerei Jakob Berz AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1.4 Mil. Schwalbchen Molkerei Jakob Berz AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.5 Mil. Schwalbchen Molkerei Jakob Berz AG's annualized EBITDA for the quarter that ended in Dec. 2025 was €8.3 Mil. Schwalbchen Molkerei Jakob Berz AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.23.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA or its related term are showing as below:

FRA:SMB' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.23   Med: 0.67   Max: 2.73
Current: 0.23

During the past 13 years, the highest Debt-to-EBITDA Ratio of Schwalbchen Molkerei Jakob Berz AG was 2.73. The lowest was 0.23. And the median was 0.67.

FRA:SMB's Debt-to-EBITDA is ranked better than
86.72% of 1551 companies
in the Consumer Packaged Goods industry
Industry Median: 2.08 vs FRA:SMB: 0.23

Schwalbchen Molkerei Jakob Berz AG  (FRA:SMB) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Schwalbchen Molkerei Jakob Berz AG Debt-to-EBITDA Related Terms


Schwalbchen Molkerei Jakob Berz AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Schwalbchen Molkerei Jakob Berz AG Debt-to-EBITDA Chart

Schwalbchen Molkerei Jakob Berz AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.73 1.09 0.27 0.23 0.23

Schwalbchen Molkerei Jakob Berz AG Semi-Annual Data
Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.73 1.09 0.27 0.23 0.23

FRA:SMB vs KHC, GIS, HRL: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Schwalbchen Molkerei Jakob Berz AG Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA falls into.


FRA:SMB
76GF Score
Schwalbchen Molkerei Jakob Berz AG FRA:SMB
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Schwalbchen Molkerei Jakob Berz AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.402 + 0.48) / 8.287
=0.23

Schwalbchen Molkerei Jakob Berz AG's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.402 + 0.48) / 8.287
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.23 mean?
Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) has a Debt-to-EBITDA of 0.23 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Schwalbchen Molkerei Jakob Berz AG. This is 66% below median its historical median of 0.67. Over the past decade, Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA has ranged from 0.23 to 2.73. According to the industry distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #206 out of 1551 companies in the Consumer Packaged Goods industry, placing it in the top 13.3%.
Is Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA too high?
Schwalbchen Molkerei Jakob Berz AG's current Debt-to-EBITDA of 0.23 is 66% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 2.73. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Schwalbchen Molkerei Jakob Berz AG's value of 0.23 is 88.9% below this industry median. Based on the distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #206 out of 1551 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Schwalbchen Molkerei Jakob Berz AG has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Schwalbchen Molkerei Jakob Berz AG's Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Schwalbchen Molkerei Jakob Berz AG ranks #206 out of 1551 companies for Debt-to-EBITDA. This places Schwalbchen Molkerei Jakob Berz AG in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.08. Schwalbchen Molkerei Jakob Berz AG's value of 0.23 is 88.9% below this benchmark. Historically, Schwalbchen Molkerei Jakob Berz AG's own Debt-to-EBITDA has ranged from 0.23 to 2.73 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 2.08, Schwalbchen Molkerei Jakob Berz AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,551 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Schwalbchen Molkerei Jakob Berz AG's current Debt-to-EBITDA of 0.23 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Schwalbchen Molkerei Jakob Berz AG. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Schwalbchen Molkerei Jakob Berz AG's current Debt-to-EBITDA is 0.23, which is 66% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schwalbchen Molkerei Jakob Berz AG stock overvalued right now?
Based on GuruFocus' analysis, Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) is currently considered Fairly Valued. The stock's GF Value™ is €42.67, compared to a current price of €45.00 — trading 5.5% above its estimated fair value. The current Debt-to-EBITDA is 0.23, which is 66% below median its 10-year median of 0.67 and 88.9% below the Consumer Packaged Goods industry median of 2.08. Schwalbchen Molkerei Jakob Berz AG's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Schwalbchen Molkerei Jakob Berz AG (FRA:SMB), the current Debt-to-EBITDA is 0.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Schwalbchen Molkerei Jakob Berz AG (FRA:SMB) Overvalued in 2026?

Based on GuruFocus' analysis, Schwalbchen Molkerei Jakob Berz AG stock appears to be overvalued. The current stock price of €45.00 is trading 5.5% above its estimated GF Value™ of €42.67. GuruFocus considers Schwalbchen Molkerei Jakob Berz AG to be Fairly Valued.

Key valuation signals for FRA:SMB:

  • Debt-to-EBITDA: 0.23 (66% below median its 10-year median of 0.67)
  • GF Value™: €42.67 vs. price of €45.00 (5.5% above fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 88.9% below the Consumer Packaged Goods median (#206 of 1551)

No single metric tells the full story. See the FRA:SMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Schwalbchen Molkerei Jakob Berz AG Business Description

Address Bad Schwalbach, Bad Schwalbach, DEU, 65307
Schwalbchen Molkerei Jakob Berz AG is engaged in processing and distribution of milk and milk products, the wholesale of dairy products and related foodstuffs. The company acts as a regional brand supplier of fresh and long-life milk, as well as fresh produce such as yogurt, whipped cream, sour cream, natural and fruit quark, cream, and sponge cake under the name SCHWALBCHEN. Specialties such as the coffee beverage Caffreddo and ethnic items such as Ayran are marketed nationwide. The company is engaged in the wholesale consumer trade segment.
76GF Score

Get the complete analysis for FRA:SMB

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.00
Price
€42.67
GF Value