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Kien Long Commercial JSBHSTC:KLB -0.59%27 Debt-to-Equity is 0.40 as of Mar. 2026, which is at its 10-year median of 0.40. GuruFocus rates HSTC:KLB with a GF Score™ of 27/100. The stock has 1 warning sign investors should review. Among 1,421 Banks companies, Kien Long Commercial JSB ranks better than 61.37% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Kien Long Commercial JSB's Debt-to-Equity or its related term are showing as below:
HSTC:KLB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.4 Med: 0.4 Max: 0.4
Current: 0.4
During the past 0 years, the highest Debt-to-Equity Ratio of Kien Long Commercial JSB was 0.40. The lowest was 0.40. And the median was 0.40.
HSTC:KLB's Debt-to-Equity is ranked better than 61.37% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs HSTC:KLB: 0.40
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Kien Long Commercial JSB Debt-to-Equity Related Terms
Kien Long Commercial JSB Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kien Long Commercial JSB Debt-to-Equity Chart
Kien Long Commercial JSB Annual Data
Trend
Debt-to-Equity
Kien Long Commercial JSB Semi-Annual Data
Mar25
Mar26
Debt-to-Equity
N/A
0.40
HSTC:KLB vs PNC, USB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Kien Long Commercial JSB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kien Long Commercial JSB Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Kien Long Commercial JSB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Kien Long Commercial JSB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kien Long Commercial JSB (HSTC:KLB) has a Debt-to-Equity of 0.40 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Kien Long Commercial JSB and its competitors. This is near median its historical median of 0.40. Over the past decade, Kien Long Commercial JSB's Debt-to-Equity has ranged from 0.40 to 0.40. According to the industry distribution chart, Kien Long Commercial JSB ranks #549 out of 1421 companies in the Banks industry, placing it in the top 38.6%.
Is Kien Long Commercial JSB's Debt-to-Equity too high?
Kien Long Commercial JSB's current Debt-to-Equity of 0.40 is near median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.40. The Banks industry median Debt-to-Equity is 0.58. Kien Long Commercial JSB's value of 0.40 is 31% below this industry median. Based on the distribution chart, Kien Long Commercial JSB ranks #549 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Kien Long Commercial JSB has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Kien Long Commercial JSB's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Kien Long Commercial JSB ranks #549 out of 1421 companies for Debt-to-Equity. This puts Kien Long Commercial JSB in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Kien Long Commercial JSB's value of 0.40 is 31% below this benchmark. Historically, Kien Long Commercial JSB's own Debt-to-Equity has ranged from 0.40 to 0.40 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.58, Kien Long Commercial JSB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kien Long Commercial JSB's current Debt-to-Equity of 0.40 is 31% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Kien Long Commercial JSB and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kien Long Commercial JSB's current Debt-to-Equity is 0.40, which is near median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kien Long Commercial JSB stock overvalued right now?
Kien Long Commercial JSB (HSTC:KLB) has a current Debt-to-Equity of 0.40. The current Debt-to-Equity is 0.40, which is near median its 10-year median of 0.40 and 31% below the Banks industry median of 0.58. Kien Long Commercial JSB's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Kien Long Commercial JSB (HSTC:KLB), the current Debt-to-Equity is 0.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kien Long Commercial JSB is engaged in the business activities of the Bank consist of mobilizing short, medium and long-term deposits from organizations and individuals; granting short, medium and long-term loans to organizations and individuals based on the Bank's capital resources; conducting foreign exchange transactions, international trade finance services, and discounting commercial papers, bonds, and other valuable papers; performing capital contributions, share acquisition, bond investment, and other banking services as permitted by the SBV. The Group operates mainly in banking and asset management.
27GF Score
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