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Haverty FurnitureHVT -1.56%70 Debt-to-Equity is 0.72 as of Mar. 2026, which is 3% above its 10-year median of 0.70. GuruFocus rates HVT with a GF Score™ of 70/100 and a GF Value™ of $24.23 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,022 Retail - Cyclical companies, Haverty Furniture ranks worse than 57.24% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Haverty Furniture's Debt-to-Equity or its related term are showing as below:
HVT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.18 Med: 0.7 Max: 0.92
Current: 0.72
During the past 13 years, the highest Debt-to-Equity Ratio of Haverty Furniture was 0.92. The lowest was 0.18. And the median was 0.70.
HVT's Debt-to-Equity is ranked worse than 57.24% of 1022
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs HVT: 0.72
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Haverty Furniture Debt-to-Equity Related Terms
Haverty Furniture Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Haverty Furniture's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Home Improvement Retail subindustry, Haverty Furniture's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haverty Furniture Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Haverty Furniture's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Haverty Furniture's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haverty Furniture (HVT) has a Debt-to-Equity of 0.72 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Haverty Furniture and its competitors. This is near median its historical median of 0.70. Over the past decade, Haverty Furniture's Debt-to-Equity has ranged from 0.18 to 0.92. According to the industry distribution chart, Haverty Furniture ranks #585 out of 1022 companies in the Retail - Cyclical industry, placing it in the top 57.2%.
Is Haverty Furniture's Debt-to-Equity too high?
Haverty Furniture's current Debt-to-Equity of 0.72 is near median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.92. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Haverty Furniture's value of 0.72 is 28.6% above this industry median. Based on the distribution chart, Haverty Furniture ranks #585 out of 1022 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Haverty Furniture has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Haverty Furniture's Debt-to-Equity compare to TTSH and LIVE?
According to the Retail - Cyclical industry distribution chart, Haverty Furniture ranks #585 out of 1022 companies for Debt-to-Equity. This places Haverty Furniture in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Haverty Furniture's value of 0.72 is 28.6% above this benchmark. Historically, Haverty Furniture's own Debt-to-Equity has ranged from 0.18 to 0.92 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 0.56, Haverty Furniture has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,022 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haverty Furniture's current Debt-to-Equity of 0.72 is 28.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Haverty Furniture and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haverty Furniture's current Debt-to-Equity is 0.72, which is near median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haverty Furniture stock overvalued right now?
Based on GuruFocus' analysis, Haverty Furniture (HVT) is currently considered Fairly Valued. The stock's GF Value™ is $24.23, compared to a current price of $24.64 — trading 1.7% above its estimated fair value. The current Debt-to-Equity is 0.72, which is near median its 10-year median of 0.70 and 28.6% above the Retail - Cyclical industry median of 0.56. Haverty Furniture's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Haverty Furniture (HVT), the current Debt-to-Equity is 0.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Haverty Furniture (HVT) Overvalued in 2026?
Based on GuruFocus' analysis, Haverty Furniture stock appears to be overvalued.
The current stock price of $24.64 is trading 1.7% above its estimated GF Value™ of $24.23.
GuruFocus considers Haverty Furniture to be Fairly Valued.
Key valuation signals for HVT:
Debt-to-Equity: 0.72 (near median its 10-year median of 0.70)
GF Value™: $24.23 vs. price of $24.64 (1.7% above fair value)
Industry Position: 28.6% above the Retail - Cyclical median (#585 of 1022)
No single metric tells the full story. See the HVT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Haverty Furniture Companies Inc is a specialty retailer of residential furniture and accessories. It provides various products such as Sofa Tables, Sleepers, End Tables, Cocktail Tables, Accent Pieces, Display Cabinets, Wall Decor, floral and Tress, and other related products. The company operates in the Southern and Midwestern U.S. All its activities are encompassed in its Merchandise division. The company derives the majority of revenue from its upholstery products and, secondarily, from bedroom furniture.
70GF Score
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