HVT (Haverty Furniture) Quick Ratio: 0.97 (As of Jun. 2026) — 12% Below Median

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HVT Haverty Furniture Companies Inc HVT
70 GF Score
Price $28.36
GF Value $24.24
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Haverty Furniture Quick Ratio?

Haverty Furniture HVT +9.84% 70 Quick Ratio is 0.97 as of Jun. 2026, which is 12% below its 10-year median of 1.10. GuruFocus rates HVT with a GF Score™ of 70/100 and a GF Value™ of $24.24 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,135 Retail - Cyclical companies, Haverty Furniture ranks better than 58.68% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Haverty Furniture's quick ratio for the quarter that ended in Jun. 2026 was 0.97.

Haverty Furniture has a quick ratio of 0.97. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Haverty Furniture's Quick Ratio or its related term are showing as below:

HVT' s Quick Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.1   Max: 1.21
Current: 1.02

During the past 13 years, Haverty Furniture's highest Quick Ratio was 1.21. The lowest was 0.75. And the median was 1.10.

HVT's Quick Ratio is ranked better than
58.68% of 1135 companies
in the Retail - Cyclical industry
Industry Median: 0.87 vs HVT: 1.02

Haverty Furniture  (NYSE:HVT) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Haverty Furniture Quick Ratio Related Terms


Haverty Furniture Quick Ratio Historical Data

* Premium members only.

The historical data trend for Haverty Furniture's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Haverty Furniture Quick Ratio Chart

Haverty Furniture Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.94 1.02 1.14 1.18 1.15

Haverty Furniture Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.11 1.15 1.02 0.97

HVT vs TTSH, LIVE, HD: Quick Ratio Comparison

For the Home Improvement Retail subindustry, Haverty Furniture's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Haverty Furniture Quick Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Haverty Furniture's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Haverty Furniture's Quick Ratio falls into.


HVT
70GF Score
Haverty Furniture Companies Inc HVT
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Haverty Furniture Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Haverty Furniture's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(249.327-96.155)/133.449
=1.15

Haverty Furniture's Quick Ratio for the quarter that ended in Jun. 2026 is calculated as

Quick Ratio (Q: Jun. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(237.303-100.502)/140.352
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.97 mean?
Haverty Furniture (HVT) has a Quick Ratio of 0.97 as of Jun. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Haverty Furniture and its competitors. This is 12% below median its historical median of 1.10. Over the past decade, Haverty Furniture's Quick Ratio has ranged from 0.75 to 1.21. According to the industry distribution chart, Haverty Furniture ranks #469 out of 1135 companies in the Retail - Cyclical industry, placing it in the top 41.3%.
Is Haverty Furniture's Quick Ratio too high?
Haverty Furniture's current Quick Ratio of 0.97 is 12% below median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 1.21. The Retail - Cyclical industry median Quick Ratio is 0.87. Haverty Furniture's value of 0.97 is 11.5% above this industry median. Based on the distribution chart, Haverty Furniture ranks #469 out of 1135 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Haverty Furniture has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Haverty Furniture's Quick Ratio compare to TTSH and LIVE?
According to the Retail - Cyclical industry distribution chart, Haverty Furniture ranks #469 out of 1135 companies for Quick Ratio. This puts Haverty Furniture in the upper half of its industry. The industry median Quick Ratio is 0.87. Haverty Furniture's value of 0.97 is 11.5% above this benchmark. Historically, Haverty Furniture's own Quick Ratio has ranged from 0.75 to 1.21 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 0.87, Haverty Furniture has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Retail - Cyclical company?
The median Quick Ratio among Retail - Cyclical companies is 0.87, based on 1,135 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haverty Furniture's current Quick Ratio of 0.97 is 11.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Haverty Furniture and its competitors. For the Retail - Cyclical industry, the median Quick Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haverty Furniture's current Quick Ratio is 0.97, which is 12% below median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haverty Furniture stock overvalued right now?
Based on GuruFocus' analysis, Haverty Furniture (HVT) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.24, compared to a current price of $28.36 — trading 17% above its estimated fair value. The current Quick Ratio is 0.97, which is 12% below median its 10-year median of 1.10 and 11.5% above the Retail - Cyclical industry median of 0.87. Haverty Furniture's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Haverty Furniture (HVT), the current Quick Ratio is 0.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Haverty Furniture (HVT) Overvalued in 2026?

Based on GuruFocus' analysis, Haverty Furniture stock appears to be overvalued. The current stock price of $28.36 is trading 17% above its estimated GF Value™ of $24.24. GuruFocus considers Haverty Furniture to be Modestly Overvalued.

Key valuation signals for HVT:

  • Quick Ratio: 0.97 (12% below median its 10-year median of 1.10)
  • GF Value™: $24.24 vs. price of $28.36 (17% above fair value)
  • GF Score™: 70/100 with 9 warning signs
  • Industry Position: 11.5% above the Retail - Cyclical median (#469 of 1135)

No single metric tells the full story. See the HVT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Haverty Furniture Business Description

Other Exchanges HVT.A:USA25F:Germany
Address 780 Johnson Ferry Road, Suite 800, Atlanta, GA, USA, 30342
Haverty Furniture Companies Inc is a specialty retailer of residential furniture and accessories. It provides various products such as Sofa Tables, Sleepers, End Tables, Cocktail Tables, Accent Pieces, Display Cabinets, Wall Decor, floral and Tress, and other related products. The company operates in the Southern and Midwestern U.S. All its activities are encompassed in its Merchandise division. The company derives the majority of revenue from its upholstery products and, secondarily, from bedroom furniture.
70GF Score

Get the complete analysis for HVT

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.36
Price
$24.24
GF Value