ARD Grup Bilisim Teknolojileri AS (IST:ARDYZ) Debt-to-Equity: 0.25 (As of Mar. 2026) — 67% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:ARDYZ ARD Grup Bilisim Teknolojileri AS IST:ARDYZ
84 GF Score
Price ₺91.20
GF Value ₺60.71
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is ARD Grup Bilisim Teknolojileri AS Debt-to-Equity?

ARD Grup Bilisim Teknolojileri AS IST:ARDYZ +2.24% 84 Debt-to-Equity is 0.25 as of Mar. 2026, which is 67% above its 10-year median of 0.15. GuruFocus rates IST:ARDYZ with a GF Score™ of 84/100 and a GF Value™ of ₺60.71 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 2,249 Software companies, ARD Grup Bilisim Teknolojileri AS ranks worse than 55.05% on this metric.

ARD Grup Bilisim Teknolojileri AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺1,438 Mil. ARD Grup Bilisim Teknolojileri AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺7 Mil. ARD Grup Bilisim Teknolojileri AS's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₺5,879 Mil. ARD Grup Bilisim Teknolojileri AS's debt to equity for the quarter that ended in Mar. 2026 was 0.25.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity or its related term are showing as below:

IST:ARDYZ' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02   Med: 0.15   Max: 0.44
Current: 0.25

During the past 10 years, the highest Debt-to-Equity Ratio of ARD Grup Bilisim Teknolojileri AS was 0.44. The lowest was 0.02. And the median was 0.15.

IST:ARDYZ's Debt-to-Equity is ranked worse than
55.05% of 2249 companies
in the Software industry
Industry Median: 0.2 vs IST:ARDYZ: 0.25

ARD Grup Bilisim Teknolojileri AS  (IST:ARDYZ) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


ARD Grup Bilisim Teknolojileri AS Debt-to-Equity Related Terms


ARD Grup Bilisim Teknolojileri AS Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ARD Grup Bilisim Teknolojileri AS Debt-to-Equity Chart

ARD Grup Bilisim Teknolojileri AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.08 0.20 0.23 0.32

ARD Grup Bilisim Teknolojileri AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.40 0.38 0.32 0.25

IST:ARDYZ vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison

For the Software - Infrastructure subindustry, ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ARD Grup Bilisim Teknolojileri AS Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity falls into.


IST:ARDYZ
84GF Score
ARD Grup Bilisim Teknolojileri AS IST:ARDYZ
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ARD Grup Bilisim Teknolojileri AS Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

ARD Grup Bilisim Teknolojileri AS's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

ARD Grup Bilisim Teknolojileri AS's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.25 mean?
ARD Grup Bilisim Teknolojileri AS (IST:ARDYZ) has a Debt-to-Equity of 0.25 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ARD Grup Bilisim Teknolojileri AS and its competitors. This is 67% above median its historical median of 0.15. Over the past decade, ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity has ranged from 0.02 to 0.44. According to the industry distribution chart, ARD Grup Bilisim Teknolojileri AS ranks #1238 out of 2249 companies in the Software industry, placing it in the top 55%.
Is ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity too high?
ARD Grup Bilisim Teknolojileri AS's current Debt-to-Equity of 0.25 is 67% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.44. The Software industry median Debt-to-Equity is 0.20. ARD Grup Bilisim Teknolojileri AS's value of 0.25 is 25% above this industry median. Based on the distribution chart, ARD Grup Bilisim Teknolojileri AS ranks #1238 out of 2249 companies in the Software industry, which is below the industry midpoint. Overall, ARD Grup Bilisim Teknolojileri AS has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ARD Grup Bilisim Teknolojileri AS's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, ARD Grup Bilisim Teknolojileri AS ranks #1238 out of 2249 companies for Debt-to-Equity. This places ARD Grup Bilisim Teknolojileri AS in the lower half of its industry. The industry median Debt-to-Equity is 0.20. ARD Grup Bilisim Teknolojileri AS's value of 0.25 is 25% above this benchmark. Historically, ARD Grup Bilisim Teknolojileri AS's own Debt-to-Equity has ranged from 0.02 to 0.44 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.20, ARD Grup Bilisim Teknolojileri AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,249 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ARD Grup Bilisim Teknolojileri AS's current Debt-to-Equity of 0.25 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ARD Grup Bilisim Teknolojileri AS and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ARD Grup Bilisim Teknolojileri AS's current Debt-to-Equity is 0.25, which is 67% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ARD Grup Bilisim Teknolojileri AS stock overvalued right now?
Based on GuruFocus' analysis, ARD Grup Bilisim Teknolojileri AS (IST:ARDYZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺60.71, compared to a current price of ₺91.20 — trading 50.2% above its estimated fair value. The current Debt-to-Equity is 0.25, which is 67% above median its 10-year median of 0.15 and 25% above the Software industry median of 0.20. ARD Grup Bilisim Teknolojileri AS's overall GF Score™ is 84/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ARD Grup Bilisim Teknolojileri AS (IST:ARDYZ), the current Debt-to-Equity is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ARD Grup Bilisim Teknolojileri AS (IST:ARDYZ) Overvalued in 2026?

Based on GuruFocus' analysis, ARD Grup Bilisim Teknolojileri AS stock appears to be overvalued. The current stock price of ₺91.20 is trading 50.2% above its estimated GF Value™ of ₺60.71. GuruFocus considers ARD Grup Bilisim Teknolojileri AS to be Significantly Overvalued.

Key valuation signals for IST:ARDYZ:

  • Debt-to-Equity: 0.25 (67% above median its 10-year median of 0.15)
  • GF Value™: ₺60.71 vs. price of ₺91.20 (50.2% above fair value)
  • GF Score™: 84/100 with 10 warning signs
  • Industry Position: 25% above the Software median (#1238 of 2249)

No single metric tells the full story. See the IST:ARDYZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ARD Grup Bilisim Teknolojileri AS Business Description

Address Hacettepe Unit. Technocity 1. R&D No: 20, Ankara, TUR, 06800
ARD Grup Bilisim Teknolojileri AS is engaged in software development. It offers architecture solutions, software development, enterprise software solutions, cloud solutions, cybersecurity software.
84GF Score

Get the complete analysis for IST:ARDYZ

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺91.20
Price
₺60.71
GF Value